Term With Return Of Premium Plan
vs
Smart Protect Goal Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
228-1727775401.webp){kind=logo} Term With Return Of Premium Plan |
 Smart Protect Goal Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 75/85/99 years |
| Plan Sum Assured | Basic Sum Assured: Rs. 10 Lakhs to 25 Lakhs | 50 lakh to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 50 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Yearly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under HDFC Term With Return Of Premium Plan. | The policy loan is not available under Bajaj Allianz Smart Protect Goal |
| Plan Sample Premium | Rs 1123-/ per month | Rs 730/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 30 years | Minimum term - 5 years Maximum term - 99 minus Entry age |
| Claim Settlement Ratio (2023-24) | 99.7 | 99.23 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
HDFC Term with Return of Premium Plan offers comprehensive protection, which helps the insured secure their family with Zero-Cost Term insurance by the return of base premium. This non-linked and non-participating saving life insurance plan ensures financial security for your family. The plan includes many features, such as the ability to get insurance coverage without medical tests, a return of the total premium paid upon policy completion, and flexible premium payment options. A person aged between 18 to 50 years can buy the plan and avail of the benefit of sum-assured options from 5 lakh to 25 lakh.
HDFC Term with Return of Premium Plan offers you a range of benefits including:
You can add the following riders to your HDFC Term with Return of Premium Plan:
Get an extra payout on top of the’s base cover on accidental death.
Get an extra payout on top of the base cover on total and permanent disability due to an accident.
Get additional coverage if you are diagnosed with a pre-specified critical illness.
In this rider, your future premium will be waived if you become disabled or seriously ill and are unable to work.
Consult for Personalized Insurance Advice
Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.
Trouble connecting with an insurance company?
Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com
We are happy to help.
With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.
4573-17437572564599-1745910534.png){kind=logo}
