PNB MetLife Term Insurance is one of the most trustworthy and reliable insurer partners you can choose from. Here
are the reasons why you should choose PNB MetLife Term Insurance Plans:
Eligibility Criteria of PNB MetLife Term Insurance Plans
To purchase a PNB MetLife term insurance plan in 2025, certain eligibility criteria must be met. Let's understand the eligibility criteria in detail.
Age: A person between the ages of 18 and 65 is eligible to apply for a term life insurance plan. The policyholder’s age is a key factor in the term insurance plan’s premium.
Health condition: Since a PNB MetLife term insurance plan insures the policyholder’s life, most insurance providers require a policyholder to undergo a health examination to determine the current health condition and the inherent risks for the insurer. Be completely honest about your health condition and medical history to avoid issues during claim settlement.
Income: A PNB MetLife term insurance plan has no specified minimum income requirement. However, they might ask you for your bank statement copies and salary slips to determine the coverage on your term plan.
Smoking habits: If you smoke or have been a smoker in the past, you must disclose this information to the insurer. It is because smokers are exposed to severe health hazards like lung cancer.
Citizenship: Indian citizens can buy a PNB MetLife term insurance plan in India in their name. However, NRIs or PIOs can also leverage the benefits of a term insurance plan in India.
Additional Benefits Offered By PNB MetLife Term Plans
PNB Term Insurance Plans offer various additional benefits to the policyholders.
Spouse Coverage
PNB MetLife Mera Term Plan Plus offers you the option to cover you and your spouse under a single policy, thereby saving on additional premium costs.
Inbuilt Terminal Illness Cover
PNB MetLife- Ajeevan Suraksha Plan offers inbuilt terminal illness cover with the base plan.
Sum Assured Starting From Rs. 5 Lakhs
PNB MetLife Saral Jeevan Bima offers you the option to choose a life cover starting from Rs 5 lakhs so that you can choose it as per your financial requirements.
Multiple Plan Options to Choose From
PNB MetLife- Ajeevan Suraksha Plan offers you four plan options to choose from as per your requirements.
Income for Your Family
PNB MetLife Income Protection Plan offers income for your family in case of your unfortunate demise so that they can live a comfortable life.
Types of PNB Metlife Term Plans
There are various PNB MetLife term plans based on their features, policy tenure, benefits, etc. You can choose the one that best suits your requirements.
Basic Term Plan
Plan Name: PNB MetLife Saral Jeevan Bima
These plans only provide a sum assured to the nominee in case of the death of the policyholder. No survival benefits are included.
Term Plan with Return of Premium
Plan Name: PNB MetLife Mera Term Plan Plus
These plans give the premium amount back to the policyholders only if they survive the policy term.
Term Insurance with Monthly Income
Plan Name: PNB MetLife Mera Jeevan Suraksha Plan
These plans offer monthly income to the policyholder’s dependents in case of the policyholder’s demise.
Term Insurance with Critical Illness
Plan Name: PNB MetLife Mera Mediclaim Plan
These plans offer inbuilt coverage against critical illnesses.
Term insurance with Accidental Disability & Death Cover
Plan Name: PNB MetLife Mera Term Plan Plus
These plans offer inbuilt coverage against accident disability and death cover.
The claim settlement process for PNB MetLife Term Plans is simple and hassle-free. The insurance provider gives you the option of settling a claim both online and offline. We have explained the process by which you can easily submit & settle your claim below:
2390-17290585034248-1733811776.webp)
4576-1744191776 (1)4598-1754654947.webp){kind=logo}
4391-1741255269.png)
Do you have any thoughts you’d like to share?