TATA AIA Life Insurance Sampoorna Raksha Supreme

Tata AIA Sampoorna Raksha Supreme has four plan options, out of which the Life Option and the Credit Protect Option are pure term plans while the Life Plus Option and the Life Income Option offer return of premiums and a regular income option respectively, subject to terms and conditions.

The Tata AIA Sampoorna Raksha Supreme Plan offers features such as:

• Choice of different death benefit options from Life Option, Life Plus Option, Life Income Option, and Credit Protect Option.
• Whole life coverage up to 100 years of age.
• Life Stage Benefit Option to increase the sum assured at critical stages of life.
• Inbuilt Payor Accelerator to receive 50% of the sum assured in case of a terminal illness diagnosis
• Choice to receive death benefit payout as a lump sum, regular income or lump sum + regular income.
• Choice of the policy term and premium paying term.
• Ability to choose from a list of unique riders for coverage enhancement.
• Lower premium rates for female policyholders.
• Tax benefits~ as per applicable tax laws.

The available plan options available under the Tata AIA Life Sampoorna Raksha Supreme plan are:

• Life Option - pure risk cover with a death benefit.
• Life Plus Option - protection-oriented cover with a death benefit + return of premium on maturity).
• Life Income Option - pure risk cover with a death benefit + survival benefits as a regular income benefit during the policy term.
• Credit Protect Option - pure risk cover with a death benefit in line with the outstanding loan amount.

The minimum entry age for purchasing the policy and availing of its benefits is 18 years except for the Life Income plan option where the entry age is 30 years.

Under Tata AIA Sampoorna Raksha Supreme Plan, you can get a term insurance plan with maturity benefits only under the Life Plus Option coverage. The coverage option pays out 105% of the total term insurance premiums paid as a maturity benefit.