- 698 Diseases Covered
- Enrolment Process
- Renewal of Smart Health Card
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Updated on Apr 08, 2025 4 min read
Mukhyamantri Amrutum Yojana
Mukhyamantri Amrutum Yojna is one of the most effective Health Yojanas by Mukhyamantri. On September 4, 2012, the Mukhyamantri Amrutum Yojana scheme was launched by the government of Gujarat. It is one of the most beneficial Health Insurance Yojnas for low-income families, which provides Health Insurance to people Below the Poverty Line (BPL) or who come from a lower-income group or a middle-class family. This is a comprehensive Health Insurance plan that covers the whole medical emergency cycle, from diagnostic tests to post-hospitalization treatment.
Features and Benefits of Mukhyamantri Amrutum Yojana
Mukhyamantri Amrutum Yojana (MA Yojana) offers various benefits to people. Some of these are:
- State FundedIt is a fully state-funded scheme, you don’t have to pay any amount for the benefit of the scheme.
- Comprehensive CoverageThe beneficiaries can stay insured throughout the year.
- Smooth TransactionFor transparent financial transactions of hospital claims, payments are directly made through RTGS by the State Government.
- No Involvement of Third PartyThere is no mediator involved in the whole process.
- Grievance Redressal & Easy Claim ProcessingImplementation Support Agency (ISA) acts as a Grievance Redressal, where all the complaints & suggestions are taken up. It also conducts the screening of Network Hospitals, provides pre-authorization of cases & processes claims.
- Empanelment of Public & Private HospitalsEmpanelment of public and private/ Trust/ Grant-In-Aid hospitals for masses to avail the scheme.
- Health Check-Up CampsEvery month, Mega and General Health Camps are held on the district level with the assistance of both private and government-affiliated hospitals.
- Assistance by Social Health ActivistsASHA (Accredited Social Health Activist) workers who assist BPL families in registering for the scheme are rewarded with INR 100 per family as an incentive.
Benefits of Mukhyamantri Amrutum Yojana
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Sum Assured
The Sum assured is up to INR 3,00,000 per family per annum on a family floater basis. Kidney Transplant, Liver Transplant, Kidney + Pancreas Transplant procedures are covered with benefits up to INR 5,00,000 under scheme.
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Vast Coverage- 698 Diseases
All beneficiaries can avail cashless quality medical and surgical treatment for 698 pre-defined illnesses like Cardiovascular diseases, Renal diseases, Neurological diseases, Burns, Poly-Trauma, Cancer (Malignancies), Neonatal (newborn) diseases, Knee & Hip Replacement & Kidney, Liver and Kidney + Pancreas Transplantation. Follow-ups for these defined illnesses are also covered under the policy.
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Medical Procedures
Knee and Hip replacement procedures are covered with a cap of INR 40,000/ - per one replacement. Additional costs will be borne by the beneficiary.
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Travel Expenses
The policy covers travel expenses of INR 300 on availing of hospitalization at the Network Hospital.
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Death Allowance
The policy pays INR 6 per kilometer from the hospital to the beneficiary's home for the cost of repatriation of remains.
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Same Benefits as PMJAY
The policy offers all the benefits underAyushman Bharat Pradhan Mantri Jan ArogyaYojana (PMJAY).
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Miscellaneous Expenses
The policy also covers other expenses like Admission charges, Diagnostics, Surgery, Medicines, Food for the patient, Admission expenses, Hospital Registration, Travel expenses, and Post-Surgery Follow-up Expenses.
Eligibility Criteria
Mukhyamantri Amrutum Yojana
To enroll in this scheme, you must fulfill these eligibility criteria:
- Specific Annual IncomeThe MA Amrutam Yojana is only available to families with low annual incomes. You may not be able to enroll in the plan if your annual income exceeds a pre-decided amount or if you do not work in a specified occupation.
- Below the Poverty Line (BPL)The State Government has created a list of the families which come under ‘Below Poverty Line’ list. To be enrolled in the MA Yojana, names of all the family members must be present in the list.
Mukhyamantri Amrutum Vatsal Yojana (Extension of Mukhyamantri Amrutum Yojana)
If you want to enroll in this scheme then you have to fulfill these eligibility criteria:
- Families with an annual income of up to INR 400K are eligible to avail of this scheme.
- ASHA WorkersAccredited Social Health Activist (ASHA) workers
- Class 3 and Class 4 employees are employed by the state government at a fixed pay.
- U-win cardholders
- Senior citizens from families with annual income up to INR 600K each year.
List of Diseases And Treatments Covered Under Mukhyamantri Amrutum Yojana
The list of treatments that are covered under the scheme is very long. Anyone eligible for the Mukhyamantri Amrutum Yojana scheme will be covered for the following medical departments:
| Burns and plastic surgery | Nephrology |
| Neurosurgery neurology | Cardiothoracic & vascular surgery |
| Cardiology | Obstetrics and gynecology |
| Ophthalmology | Emergency room packages |
| General medicine | Oral and maxillofacial surgery |
| General surgery | Organ transplant packages |
| Genitourinary surgery (renal) | Orthopedics and polytrauma |
| Interventional neuroradiology | Otorhinolaryngology |
| Knee & hip replacement | Pediatric surgery |
| Medical oncology | Pediatric medical management |
| Mental disorder packages | Radiation oncology |
| Neonatal packages | Surgical oncology |
Surgeries Covered Under Mukhyamantri Amrutum Yojana
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Some of the surgeries covered under this Scheme:
- Neurosurgery
- Cardiovascular Surgeries
- Renal/Kidney Surgery
- Burns
- Newborn related Health issues
- Polytrauma
- Obstetrics and Gynecology procedures
- Cancer Malignancies requiring Chemotherapy, surgical oncology, radiation oncology
What Is Not Covered?
Mukhyamantri Amrutum Yojana covers a large number of Medical Treatments. The scheme is created for low-income families, so there is no specific exclusion. However, the following treatments may not be covered under this scheme:
- Cosmetic Treatment like Plastic Surgery
- Non-emergency procedures
How To Enrol for Mukhyamantri Amrutum Yojana
A family member must visit the kiosk at the Taluka or civic center in the area to enroll in the Mukhyamantri Amrutum Yojana. There are also mobile kiosks at the local level.
Biometrics, such as iris scans and fingerprints as well as the pictures of all the family members are taken for the enrollment procedure. In addition to this, the person who will be insured must fill an application form in Gujarati and submit the required document. The Mukhyamantri Amrutum Yojana card is given to the beneficiary after verifying all the details.
The following is a list of the authorities in charge of the verification process:
| Taluka Level Authorities | District Level Authorities | Municipal Corporation Authority |
| Administrative Officers (Taluka Health Office) | Deputy Mamlatdar | All permanent employees of government offices in the area under the corporation. |
| Appointed Officer at A.T.V.T. Centers | Appointed officer of the civic center in the municipal corporation area. | |
| Nagar Palika Chief Officer | ||
| Female Health Worker/ Multipurpose Health Worker (For Mobile Kiosk only) | ||
| Taluka Development Officer | ||
| Taluka Female Health Supervisor | ||
| Taluka Health Officer | ||
| Taluka Information, Education and Communication Officer | ||
| Taluka Mamalatdar |
Documents Required to Apply for MA Yojana
When visiting the Nodal agency, the person who is getting enrolled under this scheme should have the following documents:
- Address Proof like Ration Card
- Identification documents like Aadhaar Card, Voter ID, PAN Card, etc.
- Below Poverty Line Certification
- Income Certificate
Mukhyamantri Amrutum App
The Mukhyamantri Amrutum Vatsalya App can be downloaded from the Google Play Store for an Android phone. There are a few useful apps for MA Yojana that contain information such as Hospital lists, contact information, and scheme features, etc. In case of a medical emergency, this app can assist you in locating your nearest impaneled hospital.
How To Claim MA Yojana?
The claim process of Mukhyamantri Amrutum Yojana is simple and easy. There is no need to arrange any documentation before filing a claim. The verification process will start once the member of this plan submits the QR card to a Network Hospital. The treatment can begin immediately after a quick verification, and the patient does not have to wait. Moreover, these claims are cashless. This reduces the patients' and their families' financial burdens.
The impaneled hospital will send details of the hospital stay to the government of Gujarat after the treatment is completed. Mukhyamantri Amrutum Yojana members are not required to investigate the information that has been shared by the hospital. The govt. of Gujrat will settle the claim with the hospital directly.
How To Renew MA Yojana Smart Health Card?
The beneficiaries can get their MAA Amrutam Smart Card benefits if they renew it after it expires. In 2015, the validity of the Mukhyamantri Amrutum card was changed to 3 years from the previously set mandate of 1 year.
Renewal of the MA Yojana card is quite simple and can be done by calling the customer service number or visiting the appointed kiosk. To complete the Mukhyamantri Amrutum Vatsalya renewal process, you need the following things.
- Income Certificate
- Previous MA Card
Mukhyamantri Amrutum Yojana Hospital List
The following is a list of network hospitals in Gujarat's several districts that are part of the MA Yojana scheme:
Ahmedabad
| U.N. Mehta Institute of Cardiology and Research Center | Institute of Kidney Diseases and Research Centre | The Gujarat Cancer and Research Institute |
| Government Spine Institute | Civil Hospital Ahmedabad | General Hospital SOLA |
| Life Care Institute of Medical Sciences and Research Pvt. Ltd. | Shaleen Healthcare Pvt. Ltd. | Vijay Shalby Hospital |
| Global Long Life Hospital and Research Pvt. Ltd. | Svayambhu Healthcare Pvt. Ltd. | Kakadiya Hospital |
| Sterling Hospital | Krishna Shalby Hospital | Jaydeep Hospital |
| Sanjivani Super Speciality Hospital | GCS Medical College, Hospital and Research Centre | HCG Hospitals |
| Pushpa Children's Hospital and Critical Care Centre | Rajasthan Hospitals | Bodyline Hospital |
| L.G. General Hospital | Sheth Vadilal Sarabhai General Hospital and SHCTH CMH | |
Amreli
| Radhika General Hospital |
Anand
| ZYDUS Hospital | Charusat Hospital |
| Shri M.M. Parikh Cardiac Care Centre | Shree Krishna Hospital and Medical Research Centre, Karamsad |
Aravalli
| Ayushman Surgical Hospital |
Banaskantha
| Gadhavi Hospital, Tharad | Mavjat Multispecialty Hospital |
Bharuch
| Shrimati Jayaben Mody Hospital | Sardar Patel Hospital, Ankleshwar | Baroda Heart and Multispeciality Hospital |
Bhavnagar
| 3D Hospicare | HCG Hospital, Bhavnagar |
| Hanumant Hospital | Sir Takhtasinhji General Hospital |
Chhotaudepur
| Sangam Multi-Speciality Hospital, Bodeli |
Dahod
| Rhythm Heart Institute |
Gandhinagar
| Goenka Hospital | Premswarup Swani Multi-Specialty Hospital (PSM) |
| Apollo Hospitals International Ltd. | Apollo CBCC Cancer |
| General Hospital | |
Jamnagar
| Baroda Heart Institute | Guru Gobindshinh Government Hospital |
Junagadh
| GMERS General Hospital |
Kheda
| D.Z. Patel Cardiology Center | DDMM Heart Institute |
Kutch
| Aaryan Institute of Medical Science | Sterling Ramkrishna Speciality Hospital |
| Gujarat Adani Institute of Medical Sciences, G. K. General Hospital | |
Mehsana
| Galaxy Heart Institute | Lions General Hospital |
Navsari
| Yashfeen Cardiac Hospital | Yesha Super Speciality Hospital |
| Orange Hospital | ‘BA’ SMT. Lilaben chimanlal parikh cancer centre |
Panchmahal
| J.B. General Hospital, Aniyad |
Patan
| Agrawal Hospital | Jivan Jyot Charitable Trust, Patan Janta Hospital |
| GMERS Medical College and Hospital, Dharpur | |
Rajkot
| Sadbhavna Hospital | Shree Jalaram Raghukul Sarvajanik Hospital |
| Christ Hospital | N. M. Virani Wockhardt Hospital |
| H. J. Doshi Hospital | Pandit Deendayal Upadhyay Civil Hospital |
| Unicare Hospital | Rajkot Cancer Society and Allied Hospitals |
| Krishna Multispeciality Hospital | Sri Sathya Sai Heart Hospital |
| B.T. Savani Kidney Hospital | |
Sabarkantha
| J. K. Orthopaedic Hospital | Medistar Hospital |
| GMERS Medical College Hospital Himmatnagar | |
Surat
| Kiran Multi Super Specialty Hospital and Research Centre | Sunshine Global hospital |
| Metas of Seventh-Day Adventist Hospital | Wockhardt hospitals |
| Unicare Heart Institute and Research Centre | Saachi Children Hospital |
| Shri Devarajbhai Bavabhai Tejani Cancer Institute, Managed by Lions Cancer Detection Centre Trust | Lifeline Multispeciality Hospital |
| Sita hospital | P P Savani Heart Institute and Multispeciality Hospital |
| DWTI - Prabhu General Hospital and Bankers Heart Institute | Shri B D Mehta Mahavir Heart Institute |
| Bharat Cancer Hospital | Surat Municipal Institute of Medical Education and Research Hospital |
| New Civil Hospital | |
Tapi Modi
| Children Hospital and Nirmal Critical Care Center, Vyara |
Vadodara
| Sunshine Global Hospital | Welcare Hospital |
| Rhythm Heart Institute | Pranayam Lung and Heart Institute |
| Bankers Heart and Multispecialty Hospital | SCHVIJK Hospital and Research Center |
| Naik Super Specialty Hospital | Parul Sevashram Hospital |
| Viroc Hospital | Himalaya Cancer Hospital and Research Centre |
| Premdas Jalaram Hospital | Kailash Cancer Hospital and Research Centre |
| Baroda Heart Institute and Research Centre | Bankers Heart Institute |
| Sumandeep Vidyapeeth | Sterling Hospital |
| Shreeji Hospital and Trauma Care Centre | SSG Civil Hospital |
| GMERS Medical College and General Hospital, Gotri | |
Valsad
| Kasturba Hospital, (Kasturba Vaidkiya Rahat Mandal) | Amit Hospital Pvt. Ltd. |
| Shreemad Rajchandra Hospital | Nadkarni hospital |
| GMERS Hospital | |
MA Yojana Toll-Free/Helpline Number and Address
You can reach out to the MA Amrutam Yojana Customer Care for any queries.
Toll- Free/ Helpline Number:1800-233-1022
Email address:mayojanagujarat@gmail.com
Postal Address:Mukhyamantri Amrutum Yojana, Commissionerate of Health, Block 5, Jivaraj Mehata Bhavan, Gandhinagar, Pin – 382010, Gujarat.
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Mukhyamantri Amrutum Yojana:FAQs
1. How many family members are covered under MA Yojana?
The Scheme covers 5 members of the family. In the case of a newborn baby, he/she will be considered as the 6th member.
2. Is there a waiting period for the coverage for Pre-Existing Diseases (PED)?
No, there is no Waiting Period for the coverage of Pre- Existing Diseases. They are covered from Day 1, under the MAA Amrutam card.
3. Which actions can be performed at a kiosk of Mukhyamantri Amrutum Vatsalya Yojana?
The beneficiary of the plan can visit the kiosk for carrying out any of the following actions: New Enrolment MA Amrutam Yojana Card Hot-listing (for lost cards) Split Card application for adding or deleting members Endorsing errors on MA Vatsalya Yojana Card Migration details
4. Can beneficiaries avail Cashless Treatment with MA Card?
Beneficiaries can get Cashless Treatment only at the government hospitals in case of the absence of the MA Card.
5. Is there any fees for issuing MA Cards?
No, you do not have to pay anything for MA Vatsalya Card issuance.
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Written By: Simran Kaur Vij
Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.
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