Mukhyamantri Amrutum Yojna is one of the most effective Health Yojanas by Mukhyamantri. On September 4, 2012, the Mukhyamantri Amrutum Yojana scheme was launched by the government of Gujarat. It is one of the most beneficial Health Insurance Yojnas for low-income families, which provides Health Insurance to people Below the Poverty Line (BPL) or who come from a lower-income group or a middle-class family. This is a comprehensive Health Insurance plan that covers the whole medical emergency cycle, from diagnostic tests to post-hospitalization treatment.
In August 2014, Mukhyamantri Amrutam Yojana was extended to Mukhyamantri Amrutam Vatsalya Yojana for those who belong to lower-middle-class families, but do not fall under BPL. Unfortunately, if a Critical Illness occurs, it would be very difficult for these people to get treated.
Therefore, to cater such kinds of situations & provide the right medical treatment to the masses, Mukhyamantri Amrutam Vatsal Yojana was introduced.
Mukhyamantri Amrutum Yojana (MA Yojana) offers various benefits to people. Some of these are:
The Sum assured is up to INR 3,00,000 per family per annum on a family floater basis. Kidney Transplant, Liver Transplant, Kidney + Pancreas Transplant procedures are covered with benefits up to INR 5,00,000 under scheme.
Vast Coverage- 698 Diseases
All beneficiaries can avail cashless quality medical and surgical treatment for 698 pre-defined illnesses like Cardiovascular diseases, Renal diseases, Neurological diseases, Burns, Poly-Trauma, Cancer (Malignancies), Neonatal (newborn) diseases, Knee & Hip Replacement & Kidney, Liver and Kidney + Pancreas Transplantation. Follow-ups for these defined illnesses are also covered under the policy.
Knee and Hip replacement procedures are covered with a cap of INR 40,000/ - per one replacement. Additional costs will be borne by the beneficiary.
The policy covers travel expenses of INR 300 on availing of hospitalization at the Network Hospital.
The policy pays INR 6 per kilometer from the hospital to the beneficiary's home for the cost of repatriation of remains.
Same Benefits as PMJAY
The policy offers all the benefits under Ayushman Bharat Pradhan Mantri Jan ArogyaYojana (PMJAY).
Mukhyamantri Amrutum Yojana
To enroll in this scheme, you must fulfill these eligibility criteria:
Mukhyamantri Amrutum Vatsal Yojana (Extension of Mukhyamantri Amrutum Yojana)
If you want to enroll in this scheme then you have to fulfill these eligibility criteria:
The list of treatments that are covered under the scheme is very long. Anyone eligible for the Mukhyamantri Amrutum Yojana scheme will be covered for the following medical departments:
|Burns and plastic surgery||Nephrology|
|Neurosurgery neurology||Cardiothoracic & vascular surgery|
|Cardiology||Obstetrics and gynecology|
|Ophthalmology||Emergency room packages|
|General medicine||Oral and maxillofacial surgery|
|General surgery||Organ transplant packages|
|Genitourinary surgery (renal)||Orthopedics and polytrauma|
|Knee & hip replacement||Pediatric surgery|
|Medical oncology||Pediatric medical management|
|Mental disorder packages||Radiation oncology|
|Neonatal packages||Surgical oncology|
Some of the surgeries covered under this Scheme:
Mukhyamantri Amrutum Yojana covers a large number of Medical Treatments. The scheme is created for low-income families, so there is no specific exclusion. However, the following treatments may not be covered under this scheme:
A family member must visit the kiosk at the Taluka or civic center in the area to enroll in the Mukhyamantri Amrutum Yojana. There are also mobile kiosks at the local level.
Biometrics, such as iris scans and fingerprints as well as the pictures of all the family members are taken for the enrollment procedure. In addition to this, the person who will be insured must fill an application form in Gujarati and submit the required document. The Mukhyamantri Amrutum Yojana card is given to the beneficiary after verifying all the details.
The following is a list of the authorities in charge of the verification process:
|Taluka Level Authorities||District Level Authorities||Municipal Corporation Authority|
|Administrative Officers (Taluka Health Office)||Deputy Mamlatdar||All permanent employees of government offices in the area under the corporation.|
|Appointed Officer at A.T.V.T. Centers||Appointed officer of the civic center in the municipal corporation area.|
|Nagar Palika Chief Officer|
|Female Health Worker/ Multipurpose Health Worker (For Mobile Kiosk only)|
|Taluka Development Officer|
|Taluka Female Health Supervisor|
|Taluka Health Officer|
|Taluka Information, Education and Communication Officer|
When visiting the Nodal agency, the person who is getting enrolled under this scheme should have the following documents:
The Mukhyamantri Amrutum Vatsalya App can be downloaded from the Google Play Store for an Android phone. There are a few useful apps for MA Yojana that contain information such as Hospital lists, contact information, and scheme features, etc. In case of a medical emergency, this app can assist you in locating your nearest impaneled hospital.
The claim process of Mukhyamantri Amrutum Yojana is simple and easy. There is no need to arrange any documentation before filing a claim. The verification process will start once the member of this plan submits the QR card to a Network Hospital. The treatment can begin immediately after a quick verification, and the patient does not have to wait. Moreover, these claims are cashless. This reduces the patients' and their families' financial burdens.
The impaneled hospital will send details of the hospital stay to the government of Gujarat after the treatment is completed. Mukhyamantri Amrutum Yojana members are not required to investigate the information that has been shared by the hospital. The govt. of Gujrat will settle the claim with the hospital directly.
The beneficiaries can get their MAA Amrutam Smart Card benefits if they renew it after it expires. In 2015, the validity of the Mukhyamantri Amrutum card was changed to 3 years from the previously set mandate of 1 year.
Renewal of the MA Yojana card is quite simple and can be done by calling the customer service number or visiting the appointed kiosk. To complete the Mukhyamantri Amrutum Vatsalya renewal process, you need the following things.
The following is a list of network hospitals in Gujarat's several districts that are part of the MA Yojana scheme:
You can reach out to the MA Amrutam Yojana Customer Care for any queries.
Toll- Free/ Helpline Number:1800-233-1022
Postal Address:Mukhyamantri Amrutum Yojana, Commissionerate of Health, Block 5, Jivaraj Mehata Bhavan, Gandhinagar, Pin – 382010, Gujarat.
Written By : Naval Goel
Last Updated : October, 2021
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