Mukhyamantri Amrutum
  • 698 Diseases Covered
  • Enrolment Process
  • Renewal of Smart Health Card
mukhyamantri amrutum
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Mukhyamantri Amrutum Yojana

Mukhyamantri Amrutum Yojna is one of the most effective Health Yojanas by Mukhyamantri. On September 4, 2012, the Mukhyamantri Amrutum Yojana scheme was launched by the government of Gujarat. It is one of the most beneficial Health Insurance Yojnas for low-income families, which provides Health Insurance to people Below the Poverty Line (BPL) or who come from a lower-income group or a middle-class family. This is a comprehensive Health Insurance plan that covers the whole medical emergency cycle, from diagnostic tests to post-hospitalization treatment.

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In August 2014, Mukhyamantri Amrutam Yojana was extended to Mukhyamantri Amrutam Vatsalya Yojana for those who belong to lower-middle-class families, but do not fall under BPL. Unfortunately, if a Critical Illness occurs, it would be very difficult for these people to get treated.

Therefore, to cater such kinds of situations & provide the right medical treatment to the masses, Mukhyamantri Amrutam Vatsal Yojana was introduced.

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Features and Benefits of Mukhyamantri Amrutum Yojana

Mukhyamantri Amrutum Yojana (MA Yojana) offers various benefits to people. Some of these are:

  • State FundedIt is a fully state-funded scheme, you don’t have to pay any amount for the benefit of the scheme.
  • Comprehensive CoverageThe beneficiaries can stay insured throughout the year.
  • Smooth TransactionFor transparent financial transactions of hospital claims, payments are directly made through RTGS by the State Government.
  • No Involvement of Third PartyThere is no mediator involved in the whole process.
  • Grievance Redressal & Easy Claim ProcessingImplementation Support Agency (ISA) acts as a Grievance Redressal, where all the complaints & suggestions are taken up. It also conducts the screening of Network Hospitals, provides pre-authorization of cases & processes claims.
  • Empanelment of Public & Private HospitalsEmpanelment of public and private/ Trust/ Grant-In-Aid hospitals for masses to avail the scheme.
  • Health Check-Up CampsEvery month, Mega and General Health Camps are held on the district level with the assistance of both private and government-affiliated hospitals.
  • Assistance by Social Health ActivistsASHA (Accredited Social Health Activist) workers who assist BPL families in registering for the scheme are rewarded with INR 100 per family as an incentive.

Benefits of Mukhyamantri Amrutum Yojana

Sum Assured

The Sum assured is up to INR 3,00,000 per family per annum on a family floater basis. Kidney Transplant, Liver Transplant, Kidney + Pancreas Transplant procedures are covered with benefits up to INR 5,00,000 under scheme.

Vast Coverage- 698 Diseases

All beneficiaries can avail cashless quality medical and surgical treatment for 698 pre-defined illnesses like Cardiovascular diseases, Renal diseases, Neurological diseases, Burns, Poly-Trauma, Cancer (Malignancies), Neonatal (newborn) diseases, Knee & Hip Replacement & Kidney, Liver and Kidney + Pancreas Transplantation. Follow-ups for these defined illnesses are also covered under the policy.

Medical Procedures

Knee and Hip replacement procedures are covered with a cap of INR 40,000/ - per one replacement. Additional costs will be borne by the beneficiary.

Travel Expenses

The policy covers travel expenses of INR 300 on availing of hospitalization at the Network Hospital.

Death Allowance

The policy pays INR 6 per kilometer from the hospital to the beneficiary's home for the cost of repatriation of remains.

Same Benefits as PMJAY

The policy offers all the benefits underAyushman Bharat Pradhan Mantri Jan ArogyaYojana (PMJAY).

Miscellaneous Expenses

The policy also covers other expenses like Admission charges, Diagnostics, Surgery, Medicines, Food for the patient, Admission expenses, Hospital Registration, Travel expenses, and Post-Surgery Follow-up Expenses.

Eligibility Criteria

Mukhyamantri Amrutum Yojana

To enroll in this scheme, you must fulfill these eligibility criteria:

  • Specific Annual IncomeThe MA Amrutam Yojana is only available to families with low annual incomes. You may not be able to enroll in the plan if your annual income exceeds a pre-decided amount or if you do not work in a specified occupation.
  • Below the Poverty Line (BPL)The State Government has created a list of the families which come under ‘Below Poverty Line’ list. To be enrolled in the MA Yojana, names of all the family members must be present in the list.

Mukhyamantri Amrutum Vatsal Yojana (Extension of Mukhyamantri Amrutum Yojana)

If you want to enroll in this scheme then you have to fulfill these eligibility criteria:

  • Families with an annual income of up to INR 400K are eligible to avail of this scheme.
  • ASHA WorkersAccredited Social Health Activist (ASHA) workers
  • Class 3 and Class 4 employees are employed by the state government at a fixed pay.
  • U-win cardholders
  • Senior citizens from families with annual income up to INR 600K each year.

List of Diseases And Treatments Covered Under Mukhyamantri Amrutum Yojana

The list of treatments that are covered under the scheme is very long. Anyone eligible for the Mukhyamantri Amrutum Yojana scheme will be covered for the following medical departments:

Burns and plastic surgeryNephrology
Neurosurgery neurologyCardiothoracic & vascular surgery
CardiologyObstetrics and gynecology
OphthalmologyEmergency room packages
General medicineOral and maxillofacial surgery
General surgeryOrgan transplant packages
Genitourinary surgery (renal)Orthopedics and polytrauma
Interventional neuroradiologyOtorhinolaryngology
Knee & hip replacementPediatric surgery
Medical oncologyPediatric medical management
Mental disorder packagesRadiation oncology
Neonatal packagesSurgical oncology

Surgeries Covered Under Mukhyamantri Amrutum Yojana


Some of the surgeries covered under this Scheme:

  • Neurosurgery
  • Cardiovascular Surgeries
  • Renal/Kidney Surgery
  • Burns
  • Newborn related Health issues
  • Polytrauma
  • Obstetrics and Gynecology procedures
  • Cancer Malignancies requiring Chemotherapy, surgical oncology, radiation oncology

What Is Not Covered?

Mukhyamantri Amrutum Yojana covers a large number of Medical Treatments. The scheme is created for low-income families, so there is no specific exclusion. However, the following treatments may not be covered under this scheme:

  • Cosmetic Treatment like Plastic Surgery
  • Non-emergency procedures

How To Enrol for Mukhyamantri Amrutum Yojana

A family member must visit the kiosk at the Taluka or civic center in the area to enroll in the Mukhyamantri Amrutum Yojana. There are also mobile kiosks at the local level.

Biometrics, such as iris scans and fingerprints as well as the pictures of all the family members are taken for the enrollment procedure. In addition to this, the person who will be insured must fill an application form in Gujarati and submit the required document. The Mukhyamantri Amrutum Yojana card is given to the beneficiary after verifying all the details.

The following is a list of the authorities in charge of the verification process:

Taluka Level AuthoritiesDistrict Level AuthoritiesMunicipal Corporation Authority
Administrative Officers (Taluka Health Office)Deputy MamlatdarAll permanent employees of government offices in the area under the corporation.
Appointed Officer at A.T.V.T. CentersAppointed officer of the civic center in the municipal corporation area.
Nagar Palika Chief Officer
Female Health Worker/ Multipurpose Health Worker (For Mobile Kiosk only)
Taluka Development Officer
Taluka Female Health Supervisor
Taluka Health Officer
Taluka Information, Education and Communication Officer
Taluka Mamalatdar

Documents Required to Apply for MA Yojana

When visiting the Nodal agency, the person who is getting enrolled under this scheme should have the following documents:

  • Address Proof like Ration Card
  • Identification documents like Aadhaar Card, Voter ID, PAN Card, etc.
  • Below Poverty Line Certification
  • Income Certificate

Mukhyamantri Amrutum App

The Mukhyamantri Amrutum Vatsalya App can be downloaded from the Google Play Store for an Android phone. There are a few useful apps for MA Yojana that contain information such as Hospital lists, contact information, and scheme features, etc. In case of a medical emergency, this app can assist you in locating your nearest impaneled hospital.

How To Claim MA Yojana?

The claim process of Mukhyamantri Amrutum Yojana is simple and easy. There is no need to arrange any documentation before filing a claim. The verification process will start once the member of this plan submits the QR card to a Network Hospital. The treatment can begin immediately after a quick verification, and the patient does not have to wait. Moreover, these claims are cashless. This reduces the patients' and their families' financial burdens.

The impaneled hospital will send details of the hospital stay to the government of Gujarat after the treatment is completed. Mukhyamantri Amrutum Yojana members are not required to investigate the information that has been shared by the hospital. The govt. of Gujrat will settle the claim with the hospital directly.

How To Renew MA Yojana Smart Health Card?

The beneficiaries can get their MAA Amrutam Smart Card benefits if they renew it after it expires. In 2015, the validity of the Mukhyamantri Amrutum card was changed to 3 years from the previously set mandate of 1 year.

Renewal of the MA Yojana card is quite simple and can be done by calling the customer service number or visiting the appointed kiosk. To complete the Mukhyamantri Amrutum Vatsalya renewal process, you need the following things.

  • Income Certificate
  • Previous MA Card

Mukhyamantri Amrutum Yojana Hospital List

The following is a list of network hospitals in Gujarat's several districts that are part of the MA Yojana scheme:


U.N. Mehta Institute of Cardiology and Research CenterInstitute of Kidney Diseases and Research CentreThe Gujarat Cancer and Research Institute
Government Spine InstituteCivil Hospital AhmedabadGeneral Hospital SOLA
Life Care Institute of Medical Sciences and Research Pvt. Ltd.Shaleen Healthcare Pvt. Ltd.Vijay Shalby Hospital
Global Long Life Hospital and Research Pvt. Ltd.Svayambhu Healthcare Pvt. Ltd.Kakadiya Hospital
Sterling HospitalKrishna Shalby HospitalJaydeep Hospital
Sanjivani Super Speciality HospitalGCS Medical College, Hospital and Research CentreHCG Hospitals
Pushpa Children's Hospital and Critical Care CentreRajasthan HospitalsBodyline Hospital
L.G. General HospitalSheth Vadilal Sarabhai General Hospital and SHCTH CMH


Radhika General Hospital


ZYDUS HospitalCharusat Hospital
Shri M.M. Parikh Cardiac Care CentreShree Krishna Hospital and Medical Research Centre, Karamsad


Ayushman Surgical Hospital


Gadhavi Hospital, TharadMavjat Multispecialty Hospital


Shrimati Jayaben Mody HospitalSardar Patel Hospital, AnkleshwarBaroda Heart and Multispeciality Hospital


3D HospicareHCG Hospital, Bhavnagar
Hanumant HospitalSir Takhtasinhji General Hospital


Sangam Multi-Speciality Hospital, Bodeli


Rhythm Heart Institute


Goenka HospitalPremswarup Swani Multi-Specialty Hospital (PSM)
Apollo Hospitals International Ltd.Apollo CBCC Cancer
General Hospital


Baroda Heart InstituteGuru Gobindshinh Government Hospital


GMERS General Hospital


D.Z. Patel Cardiology CenterDDMM Heart Institute


Aaryan Institute of Medical ScienceSterling Ramkrishna Speciality Hospital
Gujarat Adani Institute of Medical Sciences, G. K. General Hospital


Galaxy Heart InstituteLions General Hospital


Yashfeen Cardiac HospitalYesha Super Speciality Hospital
Orange Hospital‘BA’ SMT. Lilaben chimanlal parikh cancer centre


J.B. General Hospital, Aniyad


Agrawal HospitalJivan Jyot Charitable Trust, Patan Janta Hospital
GMERS Medical College and Hospital, Dharpur


Sadbhavna HospitalShree Jalaram Raghukul Sarvajanik Hospital
Christ HospitalN. M. Virani Wockhardt Hospital
H. J. Doshi HospitalPandit Deendayal Upadhyay Civil Hospital
Unicare HospitalRajkot Cancer Society and Allied Hospitals
Krishna Multispeciality HospitalSri Sathya Sai Heart Hospital
B.T. Savani Kidney Hospital


J. K. Orthopaedic HospitalMedistar Hospital
GMERS Medical College Hospital Himmatnagar


Kiran Multi Super Specialty Hospital and Research CentreSunshine Global hospital
Metas of Seventh-Day Adventist HospitalWockhardt hospitals
Unicare Heart Institute and Research CentreSaachi Children Hospital
Shri Devarajbhai Bavabhai Tejani Cancer Institute, Managed by Lions Cancer Detection Centre TrustLifeline Multispeciality Hospital
Sita hospitalP P Savani Heart Institute and Multispeciality Hospital
DWTI - Prabhu General Hospital and Bankers Heart InstituteShri B D Mehta Mahavir Heart Institute
Bharat Cancer HospitalSurat Municipal Institute of Medical Education and Research Hospital
New Civil Hospital

Tapi Modi

Children Hospital and Nirmal Critical Care Center, Vyara


Sunshine Global HospitalWelcare Hospital
Rhythm Heart InstitutePranayam Lung and Heart Institute
Bankers Heart and Multispecialty HospitalSCHVIJK Hospital and Research Center
Naik Super Specialty HospitalParul Sevashram Hospital
Viroc HospitalHimalaya Cancer Hospital and Research Centre
Premdas Jalaram HospitalKailash Cancer Hospital and Research Centre
Baroda Heart Institute and Research CentreBankers Heart Institute
Sumandeep VidyapeethSterling Hospital
Shreeji Hospital and Trauma Care CentreSSG Civil Hospital
GMERS Medical College and General Hospital, Gotri


Kasturba Hospital, (Kasturba Vaidkiya Rahat Mandal)Amit Hospital Pvt. Ltd.
Shreemad Rajchandra HospitalNadkarni hospital
GMERS Hospital

MA Yojana Toll-Free/Helpline Number and Address

You can reach out to the MA Amrutam Yojana Customer Care for any queries.

Toll- Free/ Helpline Number:1800-233-1022


Postal Address:Mukhyamantri Amrutum Yojana, Commissionerate of Health, Block 5, Jivaraj Mehata Bhavan, Gandhinagar, Pin – 382010, Gujarat.

Mukhyamantri Amrutum Yojana:FAQs

1. How many family members are covered under MA Yojana?

The Scheme covers 5 members of the family. In the case of a newborn baby, he/she will be considered as the 6th member.

2. Is there a waiting period for the coverage for Pre-Existing Diseases (PED)?

No, there is no Waiting Period for the coverage of Pre- Existing Diseases. They are covered from Day 1, under the MAA Amrutam card.

3. Which actions can be performed at a kiosk of Mukhyamantri Amrutum Vatsalya Yojana?

The beneficiary of the plan can visit the kiosk for carrying out any of the following actions:

  • New Enrolment
  • MA Amrutam Yojana Card Hot-listing (for lost cards)
  • Split Card application for adding or deleting members
  • Endorsing errors on MA Vatsalya Yojana Card
  • Migration details

4. Can beneficiaries avail Cashless Treatment with MA Card?

Beneficiaries can get Cashless Treatment only at the government hospitals in case of the absence of the MA Card.

5. Is there any fees for issuing MA Cards?

No, you do not have to pay anything for MA Vatsalya Card issuance.

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Naval Goel is the CEO & founder of Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of Insurance Web Aggregator.