Why Health Insurance Claims Are Rejected?

The consistent rise in lifestyle-related ailments and increasing medical inflation showcased the importance of health coverage. Investing in a health insurance plan is crucial for your financial security. With a health insurance plan, you are entitled to avail of features like hospitalisation coverage, daycare procedures coverage, AYUSH treatments, international coverage, etc.

Availing of medical care is a hassle-free process with cashless hospitalisation and 30-day claim settlement. However, there are multiple instances wherein health insurance claims are rejected. A large amount of health insurance claim rejections happen due to a lack of information regarding one's policy terms and conditions.

In this article, we are uncovering the 8 most common reasons for rejected health insurance claims.

8 Health Insurance Claim Rejection Reasons

Scroll to learn the 8 most common reasons for rejected health insurance claims and learn how to avoid them for successful policy continuation and smooth claim process.

How To Avoid Health Insurance Claim Rejection?

Here are a few tips and tricks which you must adhere to avoid rejected health insurance claims:

• Carefully read the terms and conditions of the health insurance policy you purchase to minimize the chances of claim rejections
• Offer correct and detailed medical information at the time of health insurance policy purchase and do not hide any medical history to claim your health insurance
• Intimate your health insurance provider within the given timeline provided in case of any emergency or planned hospitalisation
• Disclose all your pre-existing health conditions at the time of policy purchase
• Make sure to renew your health insurance policy on time to avoid claim rejections in health insurance

Wrapping It Up

Health insurance claims are crucial for every customer. Having claims rejected in case of an emergency can be stressful and lead to a negative experience. To avoid such instances you must understand the reasons for rejected health insurance claims. Avoid health insurance claim rejections completely with the above-mentioned tips.

To know further about health insurance claim rejections, contact our insurance experts at PolicyX.

Why Health Insurance Claims Are Rejected?: FAQ's

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