Bajaj Allianz Investment Plans
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Bharti Axa Life

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Bajaj Allianz Investment Plans vs Bharti Axa Life

Bajaj Allianz Investment Plans

Bajaj Allianz Investment Plans helps you build a corpus over time that you can use to fulfill your future financial goals.

Bharti Axa Life

Bharti AXA Life Insurance Ltd. is a joint venture between the Paris-headquartered Insurance MNC, AXA Group, and the Indian conglomerate Bharti Enterprises.

COMPANY DETAILS Edit Bajaj Allianz Investment Plans

Bajaj Allianz Investment Plans

Edit Bharti AXA Life Insurance

Bharti Axa Life

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2023-24)

Annual Premiums Collected (2023-24)

000 to No limit

Annual Premiums Collected (2023-24)

2920.58 crores
Payout Options

Payout Options

-

Payout Options

Lump sum, regular frequencies or a combination of both
Claim ratio

Claim ratio

Minimum Age - 5 year%

Claim ratio

99.1%
Solvency Ratio

Solvency Ratio

80 years

Solvency Ratio

1.6
Branches

Branches

Annual, half-yearly,

Branches

99.1
Riders Available

Riders Available

Minimum term - 6 years Maximum term - 30 years

Riders Available

Accidental Death Benefit Rider, Accidental Total & Permanent Disability Rider, Premium Waiver Rider, Hospi Cash Benefit Rider
Policy Term

Policy Term

5 to 30 years

Policy Term

5 to 75 years

Know More About Companies

Overview

Bajaj Allianz Investment Plans: Overview

Bajaj Allianz Life Insurance is one of the leading life insurance companies offering diverse insurance solutions including life insurance plans, term insurance plans, child plans, retirement solutions, investment plans, etc.

Bajaj Allianz Investment Plans helps you grow your investment and build a corpus to fulfill your financial requirements. These plans also offer life coverage to protect your loved ones in case something unfortunate happens to you.

Bajaj Allianz Investment Plans ensures to look after your investment needs by offering:

why-choose
  • Creates Saving Habit

  • Financial Protection

  • Tax Savings

  • Emergency Fund Building

Riders

Riders You Can Avail With Bharti AXA Life Insurance Plans

Name of the Riders Benefits
Accidental Death Benefit Rider Get an extra payout on top of the base cover in case of unfortunate death due to an accident.
Accidental Total & Permanent Disability Rider Get an extra cover on top of the base cover against total and permanent disability caused by accidents.
Premium Waiver Rider It waives off your future premiums in case you're faced with an unfortunate event like critical illness, permanent disability, or death.
Hospi Cash Benefit Rider Get an additional payment of a fixed benefit for each day of hospitalization and a lump sum benefit in case of surgery.

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Bajaj Allianz Investment Plans helps you build a corpus over time that you can use to fulfill your future financial goals.

Investment Plan Plans

Investment Plan

Bajaj Allianz's Assured Wealth Goal is a non-linked, non-participating life insurance savings plan. It offers the dual benefit of saving and insurance...

Unique Features

  • Joint life cover
  • Six variants options
  • Regular guaranteed income

Bajaj Allianz Assured Wealth Goal (Pros)

Bajaj Allianz Assured Wealth Goal
  • Joint life cover
  • Six variants options
  • Regular guaranteed income

Bajaj Allianz Assured Wealth Goal (Cons)

Bajaj Allianz Assured Wealth Goal
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Bajaj Allianz Assured Wealth Goal (Other Benefits)

Bajaj Allianz Assured Wealth Goal
  • Death Benefits
  • Maturity Benefits
  • Tax Benefits

Bajaj Allianz Assured Wealth Goal (Eligibility Criteria)

Bajaj Allianz Assured Wealth Goal
  • Minimum entry age- 0 years
  • Maximum entry age- 55 years
  • Minimum sum assured- Rs 30000
  • Maximum sum assured- No limit
  • Maximum policy term- 44 years

Investment Plan

Bajaj Allianz Flexi Income Goal is a non-linked, participating, guaranteed income Life insurance plan. It offers the dual benefit of insurance and sav...

Unique Features

  • Life cover up to 99 years
  • Joint life cover
  • Regular steady income

Bajaj Allianz Flexi Income Goal (Pros)

Bajaj Allianz Flexi Income Goal
  • Life cover up to 99 years
  • Joint life cover
  • Regular steady income

Bajaj Allianz Flexi Income Goal (Cons)

Bajaj Allianz Flexi Income Goal
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Bajaj Allianz Flexi Income Goal (Other Benefits)

Bajaj Allianz Flexi Income Goal
  • Cash bonuses
  • Death Benefits
  • Maturity Benefits

Bajaj Allianz Flexi Income Goal (Eligibility Criteria)

Bajaj Allianz Flexi Income Goal
  • Minimum entry age- 0 years
  • Maximum entry age- 99 years
  • Minimum sum assured- Rs 158400
  • Maximum sum assured- Rs No limit
  • Maximum policy term- 60 years

Investment Plan

Bajaj Allianz Life Guaranteed Income Goal by Bajaj Allianz Life Insurance is a non-linked savings life insurance plan. It offers the dual benefit of s...

Unique Features

  • Guaranteed returns
  • Choice of two variants
  • Policy loan available

Guaranteed Income Goal (Pros)

Guaranteed Income Goal
  • Guaranteed returns
  • Choice of two variants
  • Policy loan available

Guaranteed Income Goal (Cons)

Guaranteed Income Goal
  • Suicide not covered
  • Aviation accidents not covered
  • Adventurous activities not covered

Guaranteed Income Goal (Other Benefits)

Guaranteed Income Goal
  • Guaranteed increasing income
  • Extended life cover
  • Flexible policy and premium payment term

Guaranteed Income Goal (Eligibility Criteria)

Guaranteed Income Goal
  • Entry Age: Minimum Age - 6 years Maximum Age - 60 years
  • SA: No limit
  • Maximum Maturity Age - 72 years

Investment Plan

Bajaj POS Goal Suraksha Plan by Bajaj Allianz Life Insurance is a combination of a life insurance plan as well as a savings plan. It provides death be...

Unique Features

  • Guaranteed additions
  • Limited payment term
  • Alter payment modes

POS Goal Suraksha (Pros)

POS Goal Suraksha
  • Guaranteed additions
  • Limited payment term
  • Alter payment modes

POS Goal Suraksha (Cons)

POS Goal Suraksha
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

POS Goal Suraksha (Other Benefits)

POS Goal Suraksha
  • Policy loan
  • Tax benefits
  • Death benefits

POS Goal Suraksha (Eligibility Criteria)

POS Goal Suraksha
  • Minimum entry age- 0 years
  • Maximum entry age- 55 years
  • Minimum sum assured- Rs 30000
  • Maximum sum assured- Rs 25 lakhs
  • Maximum policy term- 20 years

Investment Plan

Bajaj Allianz Life Income Assure Plan by Bajaj Allianz Life Insurance is a participating savings plan offering guaranteed regular monthly income and a...

Unique Features

  • Guaranteed Monthly Income
  • Choice of Payout Options
  • High Sum Assured Rebate

Income Assure (Pros)

Income Assure
  • Guaranteed Monthly Income
  • Choice of Payout Options
  • High Sum Assured Rebate

Income Assure (Cons)

Income Assure
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Income Assure (Other Benefits)

Income Assure
  • Choice of 2 life cover variants
  • Flexibility to choose premium payment term
  • Special premium rates for women

Income Assure (Eligibility Criteria)

Income Assure
  • Minimum entry age- 0 years
  • Maximum entry age- 50 years
  • Minimum sum assured- 144 times of Guaranteed Monthly Income
  • Maximum sum assured- No limit
  • Maximum policy term- 24 years
Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.