Kotak Life Assured Savings is a non-participating endowment assurance plan. This investment plan is designed to provide dual benefits of protection al...

Unique Features

• Guaranteed maturity amount
• Increasing life cover
• Policy loan available

• Guaranteed Loyalty Addition
• Tax Benefits
• Two Policy Terms

• No pre-existing condition
• Suicidal exclusion
• Aviation accident

• Rider benefits
• Maturity benefits
• Guaranteed lump sum

• Minimum entry age- 3 years
• Maximum entry age- 60 years
• Minimum sum assured - NA
• Maximum sum assured - NA
• Maximum policy term- 20 years

Kotak e-Invest Plan is a ULIP (Unit Linked Insurance Plan) that offers you dual benefits- financial security to your loved ones in your absence and ma...

Unique Features

• Multiple plan option
• Partial withdrawals
• Enhancing options

• Discontinuance
• Tax Benefits
• Policy revival

• No pre-existing condition
• Suicidal exclusion
• Aviation accident

• Death benefits
• Maturity benefits
• Partial withdrawals

• Minimum entry age- 3 years
• Maximum entry age- 60 years
• Minimum sum assured - 10 Times Annual Premium
• Maximum sum assured - 10 Times Annual Premium
• Maximum policy term- 99-age at entry

Kotak Guaranteed Fortune Builder is a comprehensive savings plan that helps you protect your family’s future with an assurance to fulfill your g...

Unique Features

• Get Long or Early Income
• Earn Yearly Guaranteed Additions
• In-built Waiver of Premium

• Guaranteed Benefits
• Guaranteed Income
• Comprehensive Life Cover

• Premium Offset
• High Sum Assured Rebate
• Top-up Premium

• Premium Break
• Spouse Cover
• Whole Life Cover

• Minimum entry age- 3 year
• Maximum entry age- 60 years
• Sum Assured- No Limit
• Maximum policy term- 10 years

Kotak Fortune Maximiser is a limited-pay participating endowment plan designed to be customized as per your different objectives. This investment plan...

Unique Features

• Spouse Life Cover
• Coverage till 85 years
• Choice of Bonus Payout

• Coverage till 85 years
• Multiple Plan Options
• Choice of Bonus Payout

• Guaranteed Additions
• No High Sum Assured Rebate
• No Auto Cover Continuance

• Spouse Life Cover
• Encashment of Paid-Up Additions Feature
• Enhanced Sum Assured for Female Life

• Minimum entry age- 90 days
• Maximum entry age- 60 years
• Sum assured- No Limit
• Maximum policy term- 85 years

Invest once or get benefits for life with the Kotak Single Invest Plus Plan Kotak Single Invest Plus Plan is a single-pay unit-linked insurance plan t...

Unique Features

• Choice of Fund Options
• Loyalty Additions
• In-built Joint Life Cover

• Single payment-long-term coverage
• Joint life cover feature
• Advantage of loyalty additions

• Suicide within 12 months of the policy purchase is not covered
• Consumption of any intoxicants
• Death due to any aviation accident
• Death due to any adventurous sports

• Access to your Fund
• Settlement Options

• Minimum entry age- 3 year
• Maximum entry age- 55 years
• Minimum sum assured- 1.25 times of the Single Premium
• Maximum policy term- 15 years

Kotak SmartLife is a non-linked, participating life insurance plan. It provides an option to get cash bonus payouts from the end of the 1st polic...

Unique Features

• Explore All about Kotak SmartLife Insurance
• Understand the Key Features & Benefits
• Check Eligibility Criteria

• Death Benefit
• Survival Benefit
• Maturity benefit

• No pre-existing condition
• Suicidal exclusion
• No auto-cover continuance

• Comprehensive Protection
• Flexibility
• Availability of Riders

• Minimum entry age- 3 years
• Maximum entry age- 55 years
• Minimum sum assured- Rs 250000
• Maximum sum assured- No limit
• Maximum policy terrm- 75 years less entry age of life insured

Kotak Life Premier Endowment plan is a combination of a life insurance plan and a savings plan offered by Kotak Life Insurance. Life insurance offers ...

Unique Features

• Guaranteed additions
• Bonuses
• Flexible payment term

• Policy revival
• Surrender value
• Policy loan

• No pre-existing condition
• Suicidal exclusion
• Aviation accident

• Death benefit
• Tax benefit
• Maturity benefits

• Minimum entry age- 18 years
• Maximum entry age- 60 years
• Minimum sum assured - Depends on premium amounts
• Maximum sum assured - Depends on premium amounts
• Maximum policy term- 30 years

Kotak Invest Maxima plan offered by Kotak Life Insurance is a life insurance cum investment plan that covers your family financially in your absence a...

Unique Features

• Zero premium allocation charges
• Flexible premium pay
• Partial withdrawals

• Systematic Switching Strategy
• Tax benefits
• Discontinuance

• No pre-existing condition
• Suicidal exclusion
• Aviation accident

• Policy revival
• Free look option
• Grace period

• Minimum entry age- 0 years
• Maximum entry age- 65 years
• Minimum sum assured - 5
• 10 and 7 times of annual premium
• Maximum sum assured - 5
• 10 and 7 times of annual premium
• Maximum policy term - 30 years

Kotak Premier Money Back Plan is a savings cum protection plan by Kotak Life Insurance. It provides a regular payout as a percentage of the Basic Sum ...

Unique Features

• Regular Payouts
• Special Premium Discount
• Maturity Additions

• Regular payout
• Maturity additions
• Tax benefits

• No pre-existing condition
• Suicidal exclusion
• Aviation accident

• Discounts
• Cash bonuses
• Surrender benefit

• Minimum entry age- 2 years
• Maximum entry age- 57 years
• Minimum sum assured - Rs. 1
• 50
• 000
• Maximum sum assured - No limit
• Maximum policy term - 24 years

Kotak Classic Endowment Plan is a long-term protection cum savings plan that helps you grow your money. It is a participating endowment plan that offe...

Unique Features

• Cover up to 75 Years
• Special Premium Discount
• Additional Bonuses

• Rider Benefit
• Maturity Benefit
• Tax benefits

• No pre-existing condition
• Suicidal exclusion
• Aviation accident

• Surrender Benefit
• Cash bonuses
• Paid-up Benefit

• Minimum entry age- 0 years
• Maximum entry age- 70 years
• Minimum sum assured - NA
• Maximum sum assured - NA
• Maximum policy term - 75 years

Kotak Single Invest Advantage is a unit-linked insurance plan (ULIP) offered by Kotak Life Insurance. It combines the benefits of investment and insur...

Unique Features

• Single premium payment option
• Choice of 5 different funds
• 3 investment strategies

• Fund options
• Investment options
• Tax benefits

• No pre-existing condition
• Suicidal exclusion
• Aviation accident

• Death benefit
• Maturity benefit
• Partial withdrawal

• Minimum entry age- 3 years
• Maximum entry age- 45 years
• Minimum sum assured - 10 times the basic sum assured
• Maximum sum assured - 10 times the basic sum assured
• Maximum policy term - 15 years

Kotak Platinum Insurance Plan is an individual unit-linked life insurance savings plan. It offers the dual benefits of insurance and savings in the sa...

Unique Features

• Multiple investment strategies
• Partial withdrawal option
• Enhance protection through riders

• 7 fund options
• Tax benefits
• Partial withdrawl

• No pre-existing condition
• Suicidal exclusion
• Aviation accident

• Death benefit
• Maturity benefit
• Investment options

• Minimum entry age- 1 years
• Maximum entry age- 65 years
• Minimum sum assured - 25 times AP
• Maximum sum assured - 25 times AP
• Maximum policy term - 30 years

Kotak Ace Investment Plan is a ULIP (Unit Linked Insurance Plan). This plan offers a lump sum in case of your unfortunate demise and maturity benefits...

Unique Features

• Top-up premiums
• Choice of life cover
• Enhancing options to choose from

• Grace period
• Tax benefits
• Policy revival

• No pre-existing condition
• Suicidal exclusion
• Aviation accident

• Discontinuance
• Life cover
• Investment strategies

• Minimum entry age- 0 years
• Maximum entry age- 65 years
• Minimum sum assured - Higher of 10 times AP
• Maximum sum assured - Higher of 10 times AP
• Maximum policy term - 30 years

Kotak Wealth Optima is a ULIP (Unit Linked Insurance Plan) that helps you grow your money over time and protects your family financially in case of yo...

Unique Features

• Wealth boosters
• Whole life coverage option
• Yearly additions

• Discontinuance
• Tax benefits
• Policy revival

• No pre-existing condition
• Suicidal exclusion
• Aviation accident

• Death benefits
• Maturity benefits
• Partial withdrawals

• Minimum entry age- 3 years
• Maximum entry age- 65 years
• Minimum sum assured - 10 Times Annual Premium
• Maximum sum assured - 10 Times Annual Premium
• Maximum policy term- 99-age of life insured

Invest smartly for a better tomorrow with Kotak Assured Income Accelerator Kotak Life Assured Income Accelerator Plan is a dual-purpose protection and...

Unique Features

• Guaranteed Income
• Income Boosters
• Optional Riders

• Discontinuance
• Tax benefits
• Policy revival

• No pre-existing condition
• Suicidal exclusion
• Aviation accident

• Death benefits
• Maturity benefits
• Partial withdrawals

• Minimum entry age- 3 years
• Maximum entry age- 65 years
• Minimum sum assured - 10 Times of Annual Premium
• Maximum sum assured - 10 Times Annual Premium
• Maximum policy term- 30 years

Kotak Premier Income Plan is a non-linked, participating whole life insurance plan offered by Kotak Life Insurance. It provides dual benefits of savin...

Unique Features

• Guaranteed regular payout
• Bonus benefits
• Rider protection

• Rider Benefit
• Maturity Benefit
• Tax Benefits

• No pre-existing condition
• Suicidal exclusion
• Aviation accident

• Enhanced SI
• Riders
• Bonus

• Minimum entry age- 3 years
• Maximum entry age- 55 years
• Minimum sum assured - Depends on the premium and policy term
• Maximum sum assured - Depends on the premium and policy term
• Maximum policy term - 23 years

Kotak Life Guaranteed Savings Plan combines a guaranteed savings plan and a life insurance plan. In case of your uncertain demise, your loved ones wil...

Unique Features

• Guaranteed loyalty additions
• Limited premium payment options
• Waiting period

• Policy loan
• Tax benefits
• Flexible premium payment

• No pre-existing condition
• Suicidal exclusion
• Aviation accident

• Death benefit
• Maturity benefit
• Surrender value

• Minimum entry age- 3 years
• Maximum entry age- 60 years
• Minimum sum assured - Based on premium age/policy term/premium payment term
• Maximum sum assured - Based on premium age/policy term/premium payment term
• Maximum policy term - 20 years