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Sahara India vs Hdfc Life

Sahara India

Sahara India ventured into the life insurance domain in 2004 and became the first wholly-owned Indian brand to be operating in this sector without any foreign collaboration.

Hdfc Life

HDFC Life is a joint venture between HDFC Ltd., India& 039;s leading housing finance institution, and Aberdeen PLC. It is present in around 980+ towns and cities in India.

COMPANY DETAILS

Sahara India

Hdfc Life

Rating	Rating 4.6	Rating 4.6
Number of life insurance plans and add-ons	No. of Plans -	No. of Plans -
Annual Premiums Collected (2023-24)	Annual Premiums Collected (2023-24) 61.44 Cr	Annual Premiums Collected (2023-24) 962.83 Cr.
Payout Options	Payout Options Lump sum, regular frequencies or a combination of both	Payout Options Lump sum, fixed payouts, or a combination of both
Claim ratio	Claim ratio 97.08%	Claim ratio 99.3%
Solvency Ratio	Solvency Ratio 8.8	Solvency Ratio 2
Branches	Branches 80+	Branches 372 branches
Riders Available	Riders Available Accidental Death Benefit Rider	Riders Available Income Benefit on Accidental Disability Rider, Critical Illness Plus Rider, Protect Plus Rider, Health Plus Rider
Policy Term	Policy Term 9 to 30 years	Policy Term 10 to 40 years

Know More About Companies

Overview

Sahara India Life Insurance: Overview

Sahara India ventured into the life insurance domain in 2004 and became the first wholly-owned Indian brand to be operating in this sector without any foreign collaboration. To meet the life insurance requirements of every individual, Sahara Life Insurance offers a wide range of Endowment plans, Money-Back plans, Annuity-based plans, Unit-Link plans, and Group Insurance plans. These plans can help meet the financial needs of different age groups and people belonging to different income segments. Apart from the above segment, Sahara India offers add-on plans such as Accident Benefit and Critical Illness Riders.

Sahara India Life Insurance ensures to look after your insurance needs by offering:

Claim Settlement Ratio
Solvency Ratio
Annual Premium

Operating Network

Riders

Riders You Can Avail With HDFC Life Insurance Plans

Name of the Rider	Benefits
HDFC Life Income Benefit on Accidental Disability Rider	Offers additional income benefits in case of the policyholder’s demise due to an accident.
HDFC Life Critical Illness Plus Rider	A lump sum amount is offered in case the policyholder is diagnosed with any of the 19 critical illnesses.
HDFC Life Protect Plus Rider	Additional benefits are offered in case the policyholder is diagnosed with any of 19 critical illnesses or disability due to the accident.
HDFC Life Health Plus Rider	A lump sum amount is offered in case the policyholder is diagnosed with any of 60 critical illnesses.

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