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Indiafirst Life Smart Save vs Retire Smart

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Indiafirst Life Smart Save vs Retire Smart

Indiafirst Life Smart Save

Secure your future with the IndiaFirst Smart Save plan: Invest smartly and watch your wealth grow.IndiaFirst Smart Save Plan is a unit-linked life insurance endowment plan. It helps you build wealth with market-linked returns and offers security with a life cover. With the Smart Save plan, you can c...

Retire Smart

SBI Life Retire Smart Plan is a unit-linked non-participating pension plan that guarantees 101% of all premiums paid by the policyholder on maturity and also protects your funds from market volatility. Along with the life insurance cover, multiple fund options such as equity Pension Fund, Bond Pensi...

PLAN DETAILS

Indiafirst Life Smart Save


Retire Smart

Premium Including GST
Key Features
(Key features of the plan)
  • Choice of Fund Options
  • Partial Withdrawal
  • Life Cover Protection
  • Protection After Retirement For Better Tomorrow
  • The Plan Offers Guaranteed Additions Available
  • Get The Tax Benefit On Premium Paid
Plan Uniqueness
  • Choice of Fund Options Partial Withdrawal Life Cover Protection
  • Guaranteed Benefits
  • Terminal Benefits
  • Advantage Option
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 80 years
Premium payment term 5,7 years 5/8/10/15 years
Plan Entry Age Minimum Age - 5 year Maximum Age - 65 years Minimum Age - 30 years Maximum Age - 70 years
Sum assured 125% of Single Premium Rs 1 lakh to No limit
Premium payment frequency Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure Minimum term - 5 years Maximum term - 70 years 10, 15, 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age- 30 year
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SBI Life Retire Smart Pension Plan

SBI Life Retire Smart Pension Plan

Know More About Plans

Secure your future with the IndiaFirst Smart Save plan: Invest smartly and watch your wealth grow.
IndiaFirst Smart Save Plan is a unit-linked life insurance endowment plan. It helps you build wealth with market-linked returns and offers security with a life cover. With the Smart Save plan, you can choose from 4 different fund options as per your risk appetite. 
You can easily make the most of your premiums by ‘redirecting your premium’ from one fund to another. The investment plan has a flexible premium payment option that allows you to pay premiums on a regular, limited, or single-pay basis. Once you survive throughout the policy term, you'll receive the accumulated fund value in a lump sum or monthly installments as per the chosen payout option.

IndiaFirst Smart Save Plan offers you a range of benefits including:

why-choose
  • Flexible premium payment terms
  • 4 unit-linked fund options
  • Convenience of choosing your investment funds
  • Tax Benefits
  • Choice of maturity benefit payout

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