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Indiafirst Life Wealth Maximizer vs Retire Smart

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Indiafirst Life Wealth Maximizer vs Retire Smart

Indiafirst Life Wealth Maximizer

IndiaFirst Life Wealth Maximizer is a unit-linked, non-participating savings insurance plan offered by Indiafirst Life Insurance. It is designed to provide the dual benefits of investment and insurance coverage. With a minimum entry age of 5 years and a maximum entry age of 55 years, this plan comes...

Retire Smart

SBI Life Retire Smart Plan is a unit-linked non-participating pension plan that guarantees 101% of all premiums paid by the policyholder on maturity and also protects your funds from market volatility. Along with the life insurance cover, multiple fund options such as equity Pension Fund, Bond Pensi...

PLAN DETAILS

Indiafirst Life Wealth Maximizer


Retire Smart

Premium Including GST
Key Features
(Key features of the plan)
  • 7 different fund options
  • 3 different investment strategies
  • Partial withdrawal option
  • Protection After Retirement For Better Tomorrow
  • The Plan Offers Guaranteed Additions Available
  • Get The Tax Benefit On Premium Paid
Plan Uniqueness
  • 7 different fund options
  • Three different investment strategies
  • Partial withdrawal option
  • Guaranteed Benefits
  • Terminal Benefits
  • Advantage Option
Plan Maturity age Maximum Maturity Age - 90 years Maximum Maturity Age - 80 years
Premium payment term Single, Limited, Regular 5/8/10/15 years
Plan Entry Age Minimum Age - 5 year Maximum Age - 65 years Minimum Age - 30 years Maximum Age - 70 years
Sum assured Higher of: (10* Annualized Premium) or (0.5 * Policy Term * Annual Premium) Rs 1 lakh to No limit
Premium payment frequency Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure Minimum term - 5 years Maximum term - 85 years 10, 15, 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age- 30 year
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Know More About Plans

IndiaFirst Life Wealth Maximizer is a unit-linked, non-participating savings insurance plan offered by Indiafirst Life Insurance. It is designed to provide the dual benefits of investment and insurance coverage. With a minimum entry age of 5 years and a maximum entry age of 55 years, this plan comes with a maturity age of 90 years. For maximum return on investment, this investment plan contains seven different funds to offer investment options for your portfolio.

IndiaFirst Life Wealth Maximizer Plan offers you a range of benefits including:

why-choose
  • Option to invest in seven different funds

  • Multiple investment strategies

  • Loyalty addition and wealth booster benefits
  • Unlimited free switches and premium redirection options
  • Flexible policy and premium paying term

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