Kotak Guaranteed Fortune Builder Plan
vs
Retire Smart

  • Choose your coverage tenure
  • Multiple sum assured options
  • Enhance coverage with add-ons
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Term Insurance Plan for you.

Get upto 10% Online Discount*

Gender

Age

Compare

Kotak Guaranteed Fortune Builder Plan vs Retire Smart

Kotak Guaranteed Fortune Builder Plan

Kotak Guaranteed Fortune Builder is a comprehensive savings plan that helps you protect your family’s future with an assurance to fulfill your goals. It offers guaranteed benefits with multiple plan options to suit different plans and objectives. It includes wealth creation, income for short-t...

Retire Smart

SBI Life Retire Smart Plan is a unit-linked non-participating pension plan that guarantees 101% of all premiums paid by the policyholder on maturity and also protects your funds from market volatility. Along with the life insurance cover, multiple fund options such as equity Pension Fund, Bond Pensi...

PLAN DETAILS

Kotak Guaranteed Fortune Builder Plan


Retire Smart

Premium Including GST
Key Features
(Key features of the plan)
  • Get Long or Early Income
  • Earn Yearly Guaranteed Additions
  • In-built Waiver of Premium
  • Protection After Retirement For Better Tomorrow
  • The Plan Offers Guaranteed Additions Available
  • Get The Tax Benefit On Premium Paid
Plan Uniqueness
  • Long-term income
  • 100% return of total premiums
  • Early income benefits
  • Guaranteed Benefits
  • Terminal Benefits
  • Advantage Option
Plan Maturity age Min- 18 years, Max- 75 years Maximum Maturity Age - 80 years
Premium payment term 5, 7, 10 years 5/8/10/15 years
Plan Entry Age Min- 3 years, Max- 60 years Minimum Age - 30 years Maximum Age - 70 years
Sum assured No Limit Rs 1 lakh to No limit
Premium payment frequency Yearly, Half-yearly, Quarterly, Monthly Mode  Annual, half-yearly, quarterly & monthly
Plan Sample Premium Rs. 30000 -
Plan Brochure Brochure URL Brochure URL
Policy tenure 8 to 18 years 10, 15, 30 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age- 30 year

Know More About Plans

Overview

Kotak Guaranteed Fortune Builder is a comprehensive savings plan that helps you protect your family’s future with an assurance to fulfill your goals. It offers guaranteed benefits with multiple plan options to suit different plans and objectives. It includes wealth creation, income for short-term or long-term goals, and protecting your child's future with guaranteed payouts.  This Investment plan offers a liquidity option in which you can encash the cash value of guaranteed yearly addition. You can add your spouse to the same plan and get cover for two people. It offers value-added services for females, such as a premium break feature where female policyholders can avail of a 1-year premium break during the premium payment term.  Guaranteed Fortune Builder offers inbuilt health & wellbeing management services such as consultation, medical care, home health care, etc, with no additional charges. Let’s learn more about the plan in detail.

Kotak Life Insurance Guaranteed Fortune Builder Plan offers you a range of benefits including:

why-choose
  • Stay protected with a life cover for the entire policy term.
  • The plan offers multiple guaranteed benefits to meet your different needs.
  • In this plan, you'll get inbuilt health & well-being management services at no extra charge.
  • The plan allows you to encash the cash value of guaranteed yearly addition.
  • Female policyholders can avail of a 1-year premium break during the premium payment term.
  • Under the spouse cover feature, you can add your spouse under the same plan in exchange for an additional premium.

Consult for Personalized Insurance Advice

Contact With Advisor

But how does it work?

Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.

Other Life Insurance Companies

Trouble connecting with an insurance company?

Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com

We are happy to help.

Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.