Kotak Life Premier Money Back
vs
Retire Smart
- Choose your coverage tenure
- Multiple sum assured options
- Enhance coverage with add-ons
| PLAN DETAILS |
 Kotak Life Premier Money Back |
 Retire Smart |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | Maximum maturity age: 75 years | Maximum Maturity Age - 80 years |
| Premium payment term | 8, 10 or 12 years | 5/8/10/15 years |
| Plan Entry Age | Min entry age: 2 years Max entry age: 57 years | Minimum Age - 30 years Maximum Age - 70 years |
| Sum assured | Min sum assured: Rs. 1,50,000 Max sum assured: No Limit | Rs 1 lakh to No limit |
| Premium payment frequency | Monthly, Quarterly, Half-Yearly or Annually | Annual, half-yearly, quarterly & monthly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | 16,20, 24 years | 10, 15, 30 years |
| Claim Settlement Ratio (2023-24) | Minimum Age - 5 year | Minimum Age- 30 year |
Kotak Premier Money Back Plan is a savings cum protection plan by Kotak Life Insurance. It provides a regular payout as a percentage of the Basic Sum Assured at specific intervals during the policy term. With the Kotak Money Back plan, you can grow your savings with yearly bonuses and a lump-sum maturity addition.
The plan provides an in-built accidental death benefit, setting its life protection feature apart from others. Under this plan, you can stay protected against risk with additional financial support by selecting from a wide range of add-on riders.
Kotak Premier Money Back is a unique life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.
Kotak Premier Money Back Plan offers you a range of benefits including:
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