Compare

Idbi Federal vs Sud Life

Idbi Federal

Ageas Federal Life Insurance (AFLI) is one of India’s prominent life insurance companies that work towards offering best insurance solutions. They are a joint venture between Ageas and Federal Bank.

Sud Life

Star Union Dai-ichi Life Insurance is a joint venture between Bank of India, Union Bank of India and Dai-ichi holdings with 19000+ bank branches and 15 million customers.

COMPANY DETAILS

Idbi Federal

Sud Life

Rating	Rating 4.6	Rating 4.6
Number of term insurance plans and add-ons	No. of Plans -	No. of Plans -
Annual Premiums Collected (2023-24)	Annual Premiums Collected (2023-24) 2289 Cr	Annual Premiums Collected (2023-24) Rs 5746.37 Cr
Payout Options	Payout Options Lump sum, monthly or a combination of both	Payout Options Lump sum, monthly, or a combination of both
Claim ratio	Payout Options 96.06%	Payout Options 97.42%
Solvency Ratio	Solvency Ratio 3.1	Solvency Ratio 2.2
Pan India Presence	Pan India Presence 3,200	Pan India Presence 11k branches
Riders Available	Riders Available Critical Shield Rider, Accident Care Rider	Riders Available Accidental Death and Total & Permanent Disability Benefit Rider
Policy Term	Policy Term 10 to 75 years	Policy Term 5 to 40 years

Know More About Companies

Overview

Ageas Federal Term Insurance: Overview

Ageas Federal Term Insurance plans help you secure your family and offer financial security in case of your untimely demise. Ageas Federal Life Insurance offers 4 term insurance plans to suit your different needs: Termsurance Life Protection, Income Protect, Saral Jeevan Bima, and iSecure Plan. The Ageas Federal term plan offers key features such as the return of premium, income options in case of death, additional discounts, and tax benefits (T&Cs apply).

What are some of the
Benefits
that set them apart?

Get your money back,
Avail high sum assured discount,
Get life cover at affordable premiums,
Tax benefits under section 80C or 10 (10D),

Special premium rates for women,
Increased sum assured option,
Monthly income benefit,
Optional accidental death benefit, etc.

Riders

Riders You Can Avail With SUD Term Insurance Plans

Name of the rider	Benefits
SUD Life Accidental Death and Total & Permanent Disability Benefit Rider	Get an extra payout on top of the base cover for up to 180 days upon death due to an accident or accidental total & permanent disability.

Consult for Personalized Insurance Advice

But how does it work?

Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.

Other Term Insurance Companies

Term Insurance
Life Insurance

LIC Term Insurance

HDFC Term Insurance

ICICI Term Insurance

SBI Life Term Insurance

Max Life Term Insurance

TATA AIA Term Insurance

PNB Metlife Term Insurance

Bajaj Allianz Term Insurance

Bandhan Life Term Insurance

Kotak Life Term Insurance

Canara HSBC OBC Term Insurance

Bharti AXA Term Insurance

Aviva Term Insurance

Indiafirst Term Insurance

Exide Life Term Insurance

Edelweiss Tokio Term Life Insurance