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HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums and multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.
Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.
HDFC Click to Protect Super offers you a range of benefits, including:

| PLAN DETAILS |
Click 2 Protect Super Plan |
Zindagi Protect |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
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| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 100 years |
| Plan Sum Assured | Basic Sum Assured: ₹5,000 to no limit. | Base sum assured: Rs 50 lakhs to 1 crore |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under HDFC Click 2 Protect Super Plan. | The policy loan is not available under Zindagi Protect Plan. |
| Plan Sample Premium | Rs 677/- per month | Rs 568-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 85 years | Minimum term - 5 years Maximum term - 100 years |
| Claim Settlement Ratio (2023-24) | 99.68% | 99.29 |
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HDFC Term Insurance Edelweiss Tokio Zindagi Plus Life Insurance |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Edelweiss Life Zindagi Protect:
In case of the policyholder’s demise due to the accident benefits are paid to their nominee.
Under this rider, you will be paid an immediate lump sum amount, upon the diagnosis of any listed 12 critical diseases including cancer, and brain tumor. With the immediate lump sum amount you will be able to manage the expenses for the treatment of the disease.
Under this rider, all the future premiums of your ongoing term plan will be waived off, in case you are diagnosed with any listed 12 critical diseases or you get physically disabled due to an accident during the policy term.
Under the accidental disability rider, benefits are offered in case of the policyholder’s disability or demise due to the accident.