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PNB MetLife India Insurance PNB MetLife POS Suraksha is an affordable term insurance plan that provides guaranteed monthly income to protect your family financially in your absence. The plan also offers death and maturity benefits, easy enrollment without medical tests, and premiums starting from just ₹177 per month.
It also offers flexible policy terms from 5 to 40 years along with single pay, limited pay, and regular pay premium options. The minimum entry age is 18 years and the maximum is 65 years.
PNB Metlife Saral Jeevan Bima offers you a range of benefits including:

| PLAN DETAILS |
Pnb Saral Jeevan |
Grameen Bima |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 70 years | Maximum Maturity Age - 60 years |
| Plan Sum Assured | Basic Sum Assured: ₹50K to no limit. | Basic Sum Assured: ₹10 K to ₹50 K |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 50 years |
| Plan Payment modes | Annual, Semi-Annual, and Monthly | One time payment at policy inception |
| Plan Policy loan | The policy loan is not available under PNB Metlife Saral Jeevan Bima. | The policy loan is not available under SBI Life Grameen Bima Yojana Plan. |
| Plan Sample Premium | Rs 602-/ per month | Rs 503-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 40 years | 5 years |
| Claim Settlement Ratio (2024-25) | 99.57% | 98.83% |
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PNB Metlife Term Insurance Plans SBI Term Insurance | Best Life Insurance Policy In India |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your PNB MetLife Saral Jeevan Bima Plan:
The rider plan provides payment of an additional amount on the diagnosis of 10 critical conditions.
This rider offers additional benefits in case the policyholder is diagnosed with any of the terminal illnesses mentioned in the brochure.
This rider ensures that future due premiums are waived off in case of total and permanent disability of the life assured.