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Zindagi Protect
568-/ per month
VS
Smart Swadhan Plus
540-/ per month
The Edelweiss Life Zindagi Protect is a pure-term insurance plan that provides financial support to your dependents in return for the premium you have paid. But have you ever thought about what will happen if you fail to pay a premium on time in case of any financial issues? Unfortunately, your term plan will lapse, right?
To tackle this problem, Edelweiss Life Zindagi Protect enables you to break your premium 8 times and still be covered and enjoy all the exclusive policy benefits. In addition to this, the plan provides the option to avail life insurance coverage up to the age of 100 along with the option to choose between 2 types of coverages from life cover option or return of premium.
Edelweiss Life Zindagi Protect Plan offers you a range of benefits including:
| PLAN DETAILS |
Zindagi Protect |
Smart Swadhan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 100 years | Maximum Maturity Age - 75 years |
| Plan Sum Assured | Base sum assured: Rs 50 lakhs to 1 crore | Basic Sum Assured: ₹5L to No Limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Single, Yearly, Quarterly, Half-Yearly, and Monthly |
| Plan Policy loan | The policy loan is not available under Zindagi Protect Plan. | The policy loan is not available under SBI Life Smart Swadhan Plus Plan. |
| Plan Sample Premium | Rs 568-/ per month | Rs 540-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 100 years | Minimum term - 10 years Maximum term - 30 years |
| Claim Settlement Ratio (2024-25) | 99.29% | 98.83% |
|
Edelweiss Tokio Zindagi Plus Life Insurance SBI Term Insurance | Best Life Insurance Policy In India |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Edelweiss Life Zindagi Protect:
In case of the policyholder’s demise due to the accident benefits are paid to their nominee.
Under this rider, you will be paid an immediate lump sum amount, upon the diagnosis of any listed 12 critical diseases including cancer, and brain tumor. With the immediate lump sum amount you will be able to manage the expenses for the treatment of the disease.
Under this rider, all the future premiums of your ongoing term plan will be waived off, in case you are diagnosed with any listed 12 critical diseases or you get physically disabled due to an accident during the policy term.
Under the accidental disability rider, benefits are offered in case of the policyholder’s disability or demise due to the accident.
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