Chola MS Flexi Health Insurance creates a safety net of health by seamlessly molding itself around your precious life. With personalized sum insured, cashless treatment facility, premium payment modes, unconditional support while claiming, and much more, you do not require to sacrifice your savings at the time of a medical emergency.
Entry age | Adults: 18-65 years Children: 3 months-26 years |
Maximum sum insured (Rs.) | 25 lakhs |
Policy term | 1/2/3 years |
Premium payment modes | Annual, half-yearly, quarterly, monthly, and single |
**Last Updated on 18-12-2020
Pre and post-hospitalization | Yes, up to 30 and 60 days |
Daycare procedures | Covered |
Ambulance expenses | Up to 1% of SI (maximum Rs.2,000) per hospitalization |
AYUSH treatments | Covered |
Second medical opinion | Yes, up to Rs.25,000 |
Repatriation of mortal remains | Yes, up to Rs.3,000 |
Daily care benefit | Yes, Rs.500/day for up to 10 days |
**Last Updated on 18-12-2020
Flexi Health is a great fit for any individual who is looking to buy a cheap health plan. Let's understand its importance through an example.
Saurabh purchased Flexi Health with a sum insured of Rs.10 lakhs at the age of 30 years. After 6 months, he met with an accident and was hospitalized for a week. The total bill was 3 lakhs. His father came to visit him (from another city) via a flight. Those expenses were covered by the plan. After a year, he was hospitalized for surgery, amounting to Rs.5 lakhs. Again, the policy covered the treatment expenses.
Had he not purchased health insurance, his savings would have impacted in a matter of 2 years.
The plan comes with a rock-solid list of features and benefits to gain the trust of an individual. Let's take a look at it.
Following are some of the conditions, which are not covered under this plan. Let's have a look at it.
There is one key factor that differentiates both the plans. Chola MS Flexi Health covers pre-existing diseases after a waiting period of 36 months. Whereas, in the Healthline plan, this period is 48 months. If you are suffering from any of such illnesses, Flexi Health will provide you with quick coverage as compared to the Healthline plan.
Thanks to the advancement in technology, Chola MS has framed a simple online buying process that you can perform from the comfort of your home. Let's check it out.
You can also buy this plan from the nearest branch of the company.
There are two ways of filing a claim. Let's check them out.
Cashless Claim
Reimbursement Claim
1. How to check my status for Chola MS Flexi Health insurance?
Existing users can log into the website with valid login details to check the status of the policy. However, new users must create an account first to check the status. It hardly takes 5-7 minutes to complete the registration process.
2. Does Flexi Health Insurance offer lifelong renewability?
Yes, it does.
3. If I choose the Flexi Health plan on a family floater basis, how many members can I cover?
The plan will cover 6 members at most.
4. Do premiums for Flexi Health plans vary according to my location?
Yes. Tier 1 and tier 2 locations have different premium details. For more information, please check the policy document.
Last updated on 18-12-2020