Health Insurance In Vadodara
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Health Insurance In Vadodara
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Health Insurance In Vadodara

Vadodara, a city rich in cultural heritage and known as Gujarat’s educational capital, was once among the richest princely states. The city was known for its trade in diamonds and cotton and today it is known for its architecture, and financial strength.

Vadodara is also known to have created multiple jobs in the past decade with a flourishing service sector, industry set-ups, and more. The biggest economic contributors for Vadodara are fertilisers, machine tools, pharmaceuticals, chemicals, dairy, and more. Alongside, agriculture is a key player in developing Vadodara with major plantations of tobacco, groundnut, wheat, grains, etc.

Healthcare In Vadodara

Vadodara is a well-planned city with multiple government and private healthcare facilities. In a recent award ceremony held in 2023, ’The Indian Smart Cities Awards Contest’ (ISAC) Vadodara Municipal Corporation bagged the first prize for developing the Health Management Information System.

This unique program links various central and state government health programs that are being run by the civic body. This will help streamline the details of citizens under a single database allowing healthcare professionals to provide medical care efficiently.

Best Health Insurance In Vadodara

If you are looking for affordable and comprehensive health insurance plans, take a glance at the mentioned health plans below:

Health Insurance In VadodaraSum InsuredPremiums (Approx.)

Aditya Birla Activ Health Platinum Enhanced
Upto INR 2 CroreStarting from INR 684/month


Star Family Health Optima
Up to 25 LStarting from INR 497/month


ICICI Lombard Health AdvantEdge
Upto INR 3 CroreStarting from INR 865/month


ManipalCigna ProHealth Prime Advantage
Upto INR 1 CroreStarting from INR 909/month


TATA AIG Medicare
Upto INR 1 CroreStarting from INR 661/month

For more information on health insurance plans in Vadodara click here and connect with our health insurance experts.

Why Do You Need Health Insurance In Vadodara?

The various reasons for purchasing health insurance in Vadodara are:

  • Affordable health plans help you deal with unforeseen medical emergencies. In a city like Vadodara which has multiple industries and factories set up, it is essential to invest in a health insurance plan.
  • Investing in health plans in Vadodara will provide you with features like teleconsultations and diagnostics and will help you gain access to medical care in case you cannot visit the doctors in person.
  • In the case of high-risk jobs such as in factories, and industries, investing in health insurance will offer you accidental coverage which can prove to be life-saving
  • Features like domiciliary hospitalization, home care, and AYUSH care are embedded in your health insurance plans and are beneficial if you are someone living by yourself.

Why Should You Buy Health Insurance In Vadodara Online?

Thinking of investing in the best health insurance in Vadodara? Look no further, lean on PolicyX for the following reasons:

  • Compare health insurance premiums, features, and more with the online premium calculator of PolicyX.
  • When it comes to the online purchase of health insurance plans, fill in your requirements such as the sum insured required, additional riders, and the number of members to be covered.
  • Avail claim settlement support on purchasing a health insurance plan in Vadodara via an online platform like PolicyX.
  • Cut the paperwork and step right into your health insurance plan benefits with the online purchase of a health insurance plan in Vadodara.
  • Gain 24/7 customer support for all insurance-related queries.

Wrapping It Up

A city with a vibrant culture, Vadodara is famous for its rich cultural heritage, cuisine, industrial wealth, and more. In the past decade, the city has created more jobs than ever. If you reside in this scenic city and are looking for a health insurance plan that fits the bill, connect with the leading insurance advisors in the country, PolicyX.

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Health Insurance in Vadodara: FAQs

1. What is the entry age for health insurance in Vadodara?

The entry age for health insurance in Vadodara is 18 years.

2. What are the best health plans in Vadodara?

There are multiple health plans available in Vadodara but you must choose the ones that fit right for you. Some of the health plans are listed below: Aditya Birla Activ Health Platinum Enhanced ICICI Lombard Health AdvantEdge TATA AIG Medicare Star Family Health Optima ManipalCigna ProHealth Prime Advantage

3. Are tax benefits available if I purchase health insurance plans in Vadodara?

Yes, health plans purchased in Vadodara are eligible for tax deductions under section 80D.

Best Health Insurance Plans in Ahmedabad

Considering the facts, here are some of the best plans to consider in Ahmedabad:

Comprehensive

A plan providing comprehensive protection to senior citizens with multiple coverage options counting from 5 - 25 Lakhs.

Unique Features

  • Coverage for modern treatments
  • Multiple co-payment options
  • Unlimited SI restoration

NivaBupa Senior First (Pros)

  • 3 Variant Available
  • No pre-issuance medical tests
  • Day 1 Health Check-up
  • Safeguard (Add-on)
  • Day Care Treatment

NivaBupa Senior First (Cons)

  • No Critical Illness Cover
  • 50% Co-payment
  • No Specific Diseases Covered
  • No Pre-existing Disease Cover
  • Self Inflicted Injuriesnot covered

NivaBupa Senior First (Other Benefits)

  • ReAssure Benefit
  • Domiciliary Hospitalization
  • Organ Donor Benefit
  • Ayush Benefit
  • Annual Aggregate Deductible

NivaBupa Senior First (Eligibility Criteria)

  • Entry Age - 61 Years
  • Max Entry Age - 75 Years
  • SI - 5 L to 25 L
  • Waiting Period - 30 Days

Comprehensive

The plan is ideal for the families who want to get covered under single sum insured.

Unique Features

  • Automatic Restroration of SI
  • Instant Recharge UPTO 30% of SI
  • New born baby cover from 16th day

Family Health Optima Policy (Pros)

  • No Pre-Policy Check-up
  • Lifelong Renewability
  • High SI available
  • COVID-19 cover
  • OPD covered

Family Health Optima Policy (Cons)

  • PED cover not available
  • Obesity Treatment Unavailable
  • Hazardous Activities
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Family Health Optima Policy (Other Benefits)

  • Long term discounts
  • Premium Payment flexibility
  • Health Check-up Cover
  • Domiciliary Hospitalization
  • Modern Treatment Cover

Family Health Optima Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

Comprehensive

A health plan that supports you in times of medical emergencies. The plan comes in 3 types, Tata AIG MediCare, Tata AIG MediCare Protect, and Tata AIG MediCare Premier.

Unique Features

  • Global Coverage
  • 540+ Day care treatments
  • Compassionate Travel up to 20K

Medicare Health Insurance (Pros)

  • Qualified Nurse
  • Restore Benefit
  • Room Rent
  • Organ Donor
  • Domiciliary Treatment

Medicare Health Insurance (Cons)

  • Injury due to Suicide Attempt
  • Death due to Drugs
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • STDs

Medicare Health Insurance (Other Benefits)

  • AYUSH Benefit
  • Health Checkup
  • Bariatric Surgery Cover
  • Vaccination cover
  • 50%Cumulative Bonus

Medicare Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L - 20 L
  • Waiting Period - 30 Days

Comprehensive

A unique healthcare plan offering extensive coverage to individuals and families under a single plan with affordable premiums.

Unique Features

  • Unlimited E-consultations
  • Unlimited Automatic Restoration
  • Avail Up to 30% Discounts

Care Supreme Plan (Pros)

  • Day Care Treatments
  • No Sub-Limits
  • Emergency Ambulance
  • No-Claim Bonus
  • Organ Donor Cover

Care Supreme Plan (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Supreme Plan (Other Benefits)

  • Unlimited Recharge
  • 30% Renewal Discount
  • Unlimited E - Consultation
  • Wellness Benefits
  • Nutrition and Fitness Coaching

Care Supreme Plan (Eligibility Criteria)

  • Entry Age - 90 Days
  • Max Entry Age - No age limit
  • SI - 5 L to 15 L
  • Waiting Period - 30 Days

Comprehensive

A comprehensive plan for you and your family covering

Unique Features

  • Swine Flu Treatment Covered
  • Pre Existing Disease Covered
  • Cumulative Bonus upto 50 %

Health AdvantEdge (Pros)

  • No health check-ups
  • Domestic Air Ambulance
  • 24x7 Customer Support
  • Newborn baby and vaccine cover
  • Health rewards

Health AdvantEdge (Cons)

  • No Non-allopathic Treatments
  • Unproven treatment not covered
  • HIV/AIDS treatments not covered
  • 3-Year Waiting Period
  • Obesity treatment not covered

Health AdvantEdge (Other Benefits)

  • Bariatric surgery cover
  • Maternity Expenses Covered
  • Orthopaedic Expenses Covered
  • Chemotherapy Covered
  • Eye Surgery Covered

Health AdvantEdge (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 2 L to 5 L
  • Waiting Period -30 Days
Life Insurance

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To know about the best health insurance plans in Vadodara, network hospitals available, or have any other insurance-related query, call our advisors at 1800-4200-269!

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Simran Kaur Vij

Written By: Simran Kaur Vij

Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.