Icici Prudential
vs
Icici Prudential Investment

  • Top life insurers to choose from
  • Multiple sum assured options
  • Choice of premium-payment term
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Icici Prudential vs Icici Prudential Investment

Icici Prudential

ICICI Prudential is amongst the most dominant players in the insurance sector of India, commencing their operations in 2001. ICICI Prudential Life is promoted by ICICI Bank Limited and Prudential Corporation Holdings Limited.

Icici Prudential Investment

ICICI Prudential Investment Plans help an individual to build a financial corpus for a child& 039;s marriage or schooling, or for retirement. ICICI Investment Plans help people to invest in plans that give larger returns and allow them to secure their future.

COMPANY DETAILS Edit ICICI Prudential Life Insurance

Icici Prudential

Edit ICICI Prudential Investment Plans

Icici Prudential Investment

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2023-24)

Annual Premiums Collected (2023-24)

932.78 Cr.

Annual Premiums Collected (2023-24)

000 to No limit
Payout Options

Payout Options

Lump sum, monthly or a combination of both

Payout Options

-
Claim ratio

Claim ratio

99.3%

Claim ratio

Minimum Age - 5 year%
Solvency Ratio

Solvency Ratio

2.5

Solvency Ratio

80 years
Branches

Branches

600+

Branches

Annual, half-yearly,
Riders Available

Riders Available

Accidental Death Rider, Critical Illness Plus Rider, Permanent & Partial Disability Rider, Income Benefit Rider, Waiver of Premium Rider

Riders Available

Minimum term - 6 years Maximum term - 30 years
Policy Term

Policy Term

5 to 40 years

Policy Term

5 to 12 years

Know More About Companies

Overview

ICICI Prudential Life Insurance

ICICI Prudential is amongst the most dominant players in India's insurance sector, and it began its operations in 2001. ICICI Prudential laid its foundation with the value of customer-centricity wherein it offers long-term savings and protection products to meet the different life stage requirements of the customers. The company has consistently been among the top companies in the Indian Life insurance sector. ICICI Assets Under Management (AUM) on 31st March 2022 were INR 2,404.92 billion.

ICICI Prudential Life Insurance ensures to look after your insurance needs by offering:

why-choose
  • Variety of plans

  • Multiple options to purchase

  • Affordable premiums

  • Good customer support

 

Riders

Riders You Can Avail With ICICI Life Insurance Plans

Name of the Rider Benefits
ICICI Prudential Accidental Death Rider Offers an additional payout in case the insured dies due to an accident during the policy tenure.
ICICI Prudential Critical Illness Plus Rider A lump sum is offered if the policyholder is diagnosed with any of the critical illnesses mentioned in the policy document.
ICICI Prudential Permanent & Partial Disability Rider The insurance company pays a certain sum assured for the next five or ten years in case of permanent or partial disability.
ICICI Prudential Income Benefit Rider Offers a regular source of income to the family in case of the demise or disability of the policyholder.
ICICI Prudential Waiver of Premium Rider It will waive all future premiums in case of the policyholder’s death, and the benefits of the policy will remain the same.

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ICICI Prudential Investment Plans help an individual to build a financial corpus for a child& 039;s marriage or schooling, or for retirement. ICICI Investment Plans help people to invest in plans that give larger returns and allow them to secure their future.

Investment Plan Plans

Investment Plan

Achieve your life goals with ICICI Pru Guaranteed Income for Tomorrow – secure savings, guaranteed returns, and financial security. ICICI Pru Gu...

Unique Features

  • Discount on Sum Assured
  • Guaranteed Additions
  • 2 Rider Benefits

ICICI Guaranteed Income for Tomorrow (Pros)

ICICI Guaranteed Income for Tomorrow
  • Loan Benefit
  • Tax Benefits
  • Maturity Benefit

ICICI Guaranteed Income for Tomorrow (Cons)

ICICI Guaranteed Income for Tomorrow
  • No pre-existing condition
  • Suicidal exclusion
  • No drug consumption

ICICI Guaranteed Income for Tomorrow (Other Benefits)

ICICI Guaranteed Income for Tomorrow
  • 4 Plan options
  • Death benefit
  • Surrender value

ICICI Guaranteed Income for Tomorrow (Eligibility Criteria)

ICICI Guaranteed Income for Tomorrow
  • Minimum entry age- 18 year
  • Maximum entry age- 60 years
  • Minimum sum assured- NA
  • Maximum sum assured- NA
  • Maximum policy term- 20 years

Investment Plan

ICICI Pru Cash Advantage is a non-linked individual life insurance savings plan. It offers comprehensive benefits of savings and protection in the sam...

Unique Features

  • Guaranteed Cash Benefit
  • Life cover
  • Policy Loan

ICICI Pru Cash Advantage (Pros)

ICICI Pru Cash Advantage
  • Loan Benefit
  • Tax Benefits
  • Maturity Benefit

ICICI Pru Cash Advantage (Cons)

ICICI Pru Cash Advantage
  • No pre-existing condition
  • Suicidal exclusion
  • Death due to aviation accident

ICICI Pru Cash Advantage (Other Benefits)

ICICI Pru Cash Advantage
  • Flexible Premium Payment
  • Death benefit
  • Surrender value

ICICI Pru Cash Advantage (Eligibility Criteria)

ICICI Pru Cash Advantage
  • Minimum entry age- 1 year
  • Maximum entry age- 60 years
  • Minimum sum assured- 7 times available SA
  • Maximum sum assured- 10 times available SA
  • Maximum policy term- 20 years

Investment Plan

‘ A combination of savings and protection plan’. ICICI Pru Savings Suraksha is a financial plan that helps you save for future financial g...

Unique Features

  • Guaranteed additions
  • Multiple premium options
  • Additional bonuses

ICICI Prudential Savings Suraksha (Pros)

ICICI Prudential Savings Suraksha
  • Death benefits
  • Surrender benefits
  • Maturity benefits on survival

ICICI Prudential Savings Suraksha (Cons)

ICICI Prudential Savings Suraksha
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

ICICI Prudential Savings Suraksha (Other Benefits)

ICICI Prudential Savings Suraksha
  • Revisionary bonus
  • Terminal bonus
  • Free-look period

ICICI Prudential Savings Suraksha (Eligibility Criteria)

ICICI Prudential Savings Suraksha
  • Minimum entry age- 0 year
  • Maximum entry age- 60 years
  • Minimum sum assured - 7 times annualized premiums
  • Maximum sum assured - 10 times annualized premiums
  • Maximum policy term- 30 years

Investment Plan

‘Save smartly with ICICI Pru Assured Savings get guaranteed returns and life cover’. There's no harm in saving some money for the future. ...

Unique Features

  • 9% to 11% Guaranteed Additions
  • Guaranteed maturity benefits
  • Special Surrender Value (SSV)

ICICI Assured Savings (Pros)

ICICI Assured Savings
  • Special Surrender Value
  • Guaranteed Benefits
  • Tax Benefits

ICICI Assured Savings (Cons)

ICICI Assured Savings
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

ICICI Assured Savings (Other Benefits)

ICICI Assured Savings
  • Flexible premium payment
  • Loan benefit
  • Death benefit

ICICI Assured Savings (Eligibility Criteria)

ICICI Assured Savings
  • Minimum entry age- 0 year
  • Maximum entry age- 60 years
  • Minimum sum assured - 84
  • 000
  • Maximum sum assured - 4 Lakhs
  • Maximum policy term- 20 years

Investment Plan

Build wealth, secure dreams: ICICI Prudential Future Perfect Plan for a brighter future. Savings alone won't make your dreams come true; you need to g...

Unique Features

  • Guaranteed Additions
  • Flexible PPT
  • Cash Bonuses

ICICI Prudential Future Perfect (Pros)

ICICI Prudential Future Perfect
  • Guaranteed Surrender Value
  • Revive Policy
  • Tax Benefits

ICICI Prudential Future Perfect (Cons)

ICICI Prudential Future Perfect
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

ICICI Prudential Future Perfect (Other Benefits)

ICICI Prudential Future Perfect
  • Revisionary Bonus
  • Loan benefit
  • Death benefit

ICICI Prudential Future Perfect (Eligibility Criteria)

ICICI Prudential Future Perfect
  • Minimum entry age- 91 Days
  • Maximum entry age- 58 years
  • Minimum sum assured - 84
  • 000
  • Maximum sum assured - 4 Lakhs
  • Maximum policy term- 25 years
Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.