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Lic Aadhaar Shila vs Icici Pru Signature Plan

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Lic Aadhaar Shila vs Icici Pru Signature Plan

Lic Aadhaar Shila

LIC’s Aadhaar Shila Plan (Plan No: 944) is a non-linked insurance plan, with profits and a regular premium-paying endowment plan. This plan is a combination plan that offers both savings as well as protection. LIC’s Aadhaar Shila Plan is primarily for female policyholders having Aadhaar ...

Icici Pru Signature Plan

ICICI Pru Signature is a ULIP that combines life cover with wealth creation, helping you protect your family while growing your investments. It provides flexible Wealth Boosters, fund options, Value Benefits, and return-of-premium allocation charges. It adapts to changing life stages, providing disc...

PLAN DETAILS

Lic Aadhaar Shila


Icici Pru Signature Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
  • Life Cover
  • Wealth Boosters
  • Return of Premium Allocation Charges
Plan Uniqueness
  • Auto cover facility
  • Female Only Plan
  • Low premium plan.
  • Return of Premium Allocation Charges
  • Systematic Withdrawal Plan (SWP)
Plan Maturity age Maximum Maturity Age - 70 years 99 years
Premium payment term Same as the policy term Single, Yearly, Half-Yearly, and Monthly
Plan Entry Age Minimum Age - 8 years Maximum Age - 55 years 0-70 years
Sum assured Rs 75,000 to Rs 3,00,000 0-39 years- 1.25 X Single Premium 40 and above 40 years- 10 X Single Premium
Premium payment frequency Annual, half-yearly, quarterly & monthly Single, Yearly, Half-Yearly, and Monthly
Plan Sample Premium - ₹5,00,000 p.a.
Plan Brochure Brochure URL Brochure URL
Policy tenure Minimum term - 10 years Maximum term - 20 years 10 to 30 years
Claim Settlement Ratio (2024-25) 98.5% 99.3%

Know More About Plans

LIC’s Aadhaar Shila Plan (Plan No: 944) is a non-linked insurance plan, with profits and a regular premium-paying endowment plan. This plan is a combination plan that offers both savings as well as protection.

LIC’s Aadhaar Shila Plan is primarily for female policyholders having Aadhaar cards provided by UIDAI (Unique Identification Authority of India). This is a Loyalty Addition based plan and does not require any medical tests.

This plan also provides financial assistance to the policyholder’s family in the event of his/her miserable death even during the maturity period and if the policyholder survives the policy term a fixed sum assured is paid at the time of maturity.

LIC Aadhar Shila Plan offers you a range of benefits including:

why-choose
  • Death Benefits
  • Maturity Benefits
  • Loyalty Additions
  • Auto cover continuance
  • Policy Loan

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