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Lic Aadhaar Stambh vs Retire Smart

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Lic Aadhaar Stambh vs Retire Smart

Lic Aadhaar Stambh

LIC's Aadhaar Stambh Plan (Plan No: 943, UIN: 512N310V01) is a non-linked insurance plan, with profits and a regular premium-paying endowment plan. It is an aggregation for both savings as well as protection. LIC’s Aadhaar Stambh Plan is exclusively for male policyholders having Aadhaar cards ...

Retire Smart

SBI Life Retire Smart Plan is a unit-linked non-participating pension plan that guarantees 101% of all premiums paid by the policyholder on maturity and also protects your funds from market volatility. Along with the life insurance cover, multiple fund options such as equity Pension Fund, Bond Pensi...

PLAN DETAILS

Lic Aadhaar Stambh


Retire Smart

Premium Including GST
Key Features
(Key features of the plan)
  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
  • Protection After Retirement For Better Tomorrow
  • The Plan Offers Guaranteed Additions Available
  • Get The Tax Benefit On Premium Paid
Plan Uniqueness
  • Available only for males
  • Low premiums
  • Loan facility
  • Guaranteed Benefits
  • Terminal Benefits
  • Advantage Option
Plan Maturity age Maximum Maturity Age - 70 years Maximum Maturity Age - 80 years
Premium payment term 10 to 20 years 5/8/10/15 years
Plan Entry Age Minimum Age - 8 years Maximum Age - 55 years Minimum Age - 30 years Maximum Age - 70 years
Sum assured Rs 2 lakh to Rs 5 lakh Rs 1 lakh to No limit
Premium payment frequency Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure Minimum term - 10 years Maximum term - 20 years 10, 15, 30 years
Claim Settlement Ratio (2024-25) 98.5% Minimum Age- 30 year
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Know More About Plans

LIC's Aadhaar Stambh Plan (Plan No: 943, UIN: 512N310V01) is a non-linked insurance plan, with profits and a regular premium-paying endowment plan. It is an aggregation for both savings as well as protection. LIC’s Aadhaar Stambh Plan is exclusively for male policyholders having Aadhaar cards issued by UIDAI (Unique Identification Authority of India). This is a loyalty addition-based plan and does not require any medical tests, or available standard healthy lives.

It provides financial support to the family in case of the unfortunate death of the policyholder before maturity and a lump sum amount at the time of maturity for the surviving policyholder.

LIC Aadhaar Stambh Plan offers you a range of benefits including:

why-choose
  • Death Benefits
  • Maturity Benefits
  • Loyalty Additions
  • Policy Revival
  • Multiple Rider Options

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