SBI Term Insurance
Explore India’s best-selling Term insurance plans below
One of the most trusted life insurance companies was incorporated in October 2000. SBI Term Plans are designed to fulfill customers various needs and demands.
In an unpredictable world safeguarding yourself and your family's future against any serious disease or forbidden threat of critical illness, such as ...
Unique Features
- Lump Sum Payouts
- Sum Assured Reset Benefit
- Waiver Of Premium Benefit
SBI Life Sampoorna Suraksha Plan (Pros)

- Cover All Stages of Cancer
- Staged Lump Sum Payouts
- Reset Benefit
SBI Life Sampoorna Suraksha Plan (Cons)

- No Policy Loan
- No Surrender Benefit
- No Maturity Benefit
SBI Life Sampoorna Suraksha Plan (Other Benefits)

- Second Medical Opinion
- In built Premium Waiver Benefit
- Tax Benefits
SBI Life Sampoorna Suraksha Plan (Eligibility Criteria)

- Entry Age -18 Years
- Max Entry Age- 65 Years
- Minimum Sum Assured - ₹10L
- Maximum Maturity Age - 75 Yrs
- Premium Payment Term - RP
SBI Life Arogya Shield is a health-plus life combination plan from SBI General Insurance and SBI Life Insurance that offers health and pure term life ...
Unique Features
- Combination Plan
- Hospitalization Cover
- Discount on Premiums
SBI Life Arogya Shield Plan (Pros)

- Health Cover
- Pure Term Life Cover
- Cashless Claims
SBI Life Arogya Shield Plan (Cons)

- No Survival Benefit
- No Maturity Benefit
- No Surrender Benefit
SBI Life Arogya Shield Plan (Other Benefits)

- Large Sum Assured Discounts
- Death Benefit
- Hospitalization Cover
SBI Life Arogya Shield Plan (Eligibility Criteria)

- Entry Age -18 Years
- Max Entry Age- 65 Years
- Minimum Sum Assured - ₹5L
- Maximum Maturity Age - 70 Yrs
- Premium Payment Term - RP/SP
Usually, a term plan provides financial security to your loved ones in return for the premium you have paid during the policy term. But once in a whil...
Unique Features
- Maturity benefits
- Flexible policy term
- Tax benefits under section 80C
SBI Smart Swadhan Supreme (Pros)

- Maturity benefits
- Flexible policy term
- Tax benefits under section 80C
SBI Smart Swadhan Supreme (Cons)

- No Policy Loan
- Suicidal Clause
- Death Due to Adventure Sports
SBI Smart Swadhan Supreme (Other Benefits)

- Get Maturity Benefit
- Multiple Premium Payment Term
- Life Cover Up To 75 years
SBI Smart Swadhan Supreme (Eligibility Criteria)

- Entry Age -18 Years
- Max Entry Age- 60 Years
- Minimum Sum Assured - ₹25L
- Maximum Maturity Age - 75 Yrs
- Premium Payment Term - RP/LP
"A plan which returns all the paid premiums back upon completion of the policy term" Several term insurance plans provide insurance coverage for the p...
Unique Features
- Affordable plan
- Return of premium option
- Tax benefit
SBI Life Saral Swadhan Supreme (Pros)

- Maturity Benefit
- Add-on Riders
- Tax Benefits
SBI Life Saral Swadhan Supreme (Cons)

- Suicidal Clause
- Waiting Period
- No Policy Loan
SBI Life Saral Swadhan Supreme (Other Benefits)

- Flexible Policy/ Premium Payment Term
- Death Benefit
- Surrender Benefit
SBI Life Saral Swadhan Supreme (Eligibility Criteria)

- Entry Age -18 Years
- Max Entry Age- 60 Years
- Minimum Sum Assured - ₹25L
- Maximum Maturity Age - 75 Yrs
- Premium Payment Term - LP/RP
As we grow older our responsibilities grow. Are you worried that your term plan might not be enough as your life will move forward? Fret not! SBI Life...
Unique Features
- Two Plan options
- 30% Premium discount
- Tax benefits
SBI Life Smart Shield (Pros)

- Choice of Plan Options
- Online Discount
- Earn Rewards for Healthy Lifestyle
SBI Life Smart Shield (Cons)

- No Policy Loan
- No Surrender Value
- No Maturity Benefit
SBI Life Smart Shield (Other Benefits)

- High Sum Assured Discount
- Optional Riders
- Tax Benefits
SBI Life Smart Shield (Eligibility Criteria)

- Entry Age -18 Years
- Max Entry Age- 60 Years
- Minimum Sum Assured - ₹25L
- Maximum Maturity Age - 80 Yrs
- Premium Payment Term - SP/RP
We can never know about what the future holds for us. And when you've the responsibility of supporting the family on your shoulders, then it becomes v...
Unique Features
- Choose your sum assured
- Terminal illness cover
- Non-smoker discounts
SBI Life eShield Plan (Pros)

- Terminal Illness Benefit
- Discounts for Non-Smoker
- Level Cover
SBI Life eShield Plan (Cons)

- No Policy Loan
- No Surrender Value
- No Maturity Benefit
SBI Life eShield Plan (Other Benefits)

- Choice of Life Cover
- Medical Second Opinion Service
- Tax Benefits
SBI Life eShield Plan (Eligibility Criteria)

- Entry Age -18 Years
- Max Entry Age- 65 Years
- Minimum Sum Assured - ₹35L
- Maximum Maturity Age - 80 Yrs
- Premium Payment Term - RP
SBI Life eShield Next, launched by SBI Life is a new age term insurance plan that enables you to take care of your current requirements and your chang...
Unique Features
- Better Half Benefit
- 3 Plan options
- Terminal Illness Benefit
SBI eShield Next Plan (Pros)

- Whole Life Cover
- Terminal Illness Benefit
- Choice of Plan Options
SBI eShield Next Plan (Cons)

- No Policy Loan
- No Surrender Value
- No Maturity Benefit
SBI eShield Next Plan (Other Benefits)

- Increasing Cover Benefit
- Future Proofing Benefit
- Optional Riders
SBI eShield Next Plan (Eligibility Criteria)

- Entry Age -18 Years
- Max Entry Age- 65 Years
- Minimum Sum Assured - ₹50L
- Maximum Maturity Age - 100 Yrs
- Premium Payment Term - RP/SP/LP
According to IRDAI, a medical examination test is necessary for purchasing any Yojana. However, sometimes, a delay in a report or minor health issues ...
Unique Features
- Instant Processing
- Easy Enrollment
- Single Premium
SBI Life Grameen Bima Yojana (Pros)

- Instant Processing
- Easy Enrollment
- Single Premium
SBI Life Grameen Bima Yojana (Cons)

- No Policy Loan
- No Surrender Benefit
- No Maturity Benefit
SBI Life Grameen Bima Yojana (Other Benefits)

- Death Benefit
- Short Term Cover
- Tax Benefit
SBI Life Grameen Bima Yojana (Eligibility Criteria)

- Entry Age -18 Years
- Max Entry Age- 50 Years
- Minimum Sum Assured - ₹10 K
- Maximum Maturity Age - 60 Yrs
- Premium Payment Term - SP
SBI Life - Poorna Suraksha is an Individual, Non-Linked, Non-Participating Life Insurance, Pure Risk Premium Product with in-built Critical Illness co...
Unique Features
- Cover 36 Critical Illness
- Avail Premium Waiver
- Avail Fixed Premium
SBI Life Poorna Suraksha (Pros)

- In-built Premium Waiver
- Critical Illness Cover
- Life-Stage Rebalancing
SBI Life Poorna Suraksha (Cons)

- No Policy Loan
- No Surrender Value
- No Maturity Benefit
SBI Life Poorna Suraksha (Other Benefits)

- Fixed Premium
- High Life Cover
- High Sum Assured Discounts
SBI Life Poorna Suraksha (Eligibility Criteria)

- Entry Age -18 Years
- Max Entry Age- 65 Years
- Minimum Sum Assured - ₹5L
- Maximum Maturity Age - 75 Yrs
- Premium Payment Term - RP
SBI Term Insurance company offers a comprehensive term insurance plan called SBI Life Smart Swadhan Plus policy, which aims at fulfilling the future f...
Unique Features
- Return of Premium Feature
- High Sum Assured Discount
- Life Cover Up To 75 Years
SBI Life Smart Swadhan Plus (Pros)

- Choice of Plan Options
- Multiple Premium Payment Term
- High Sum Assured Discount
SBI Life Smart Swadhan Plus (Cons)

- No Surrender Benefit
- Suicide Clause
- No Policy Loan
SBI Life Smart Swadhan Plus (Other Benefits)

- Return of Premium Feature
- Life Cover Benefit
- Life Cover Up To 75 Years
SBI Life Smart Swadhan Plus (Eligibility Criteria)

- Entry Age -18 Years
- Max Entry Age- 65 Years
- Minimum Sum Assured - ₹5L
- Maximum Maturity Age - 75 Yrs
- Premium Payment Term - RP/SP/LP
Security for your loved ones is available with the SBI Life Saral Jeevan Bima Plan at a reasonable cost. It is a straightforward policy that offers th...
Unique Features
- Standard plan
- Affordable premiums
- Tax benefits
SBI Saral Jeevan Bima (Pros)

- Simple Term Plan
- Affordable Premiums
- Tax Benefits
SBI Saral Jeevan Bima (Cons)

- No Surrender Benefit
- No Maturity Benefit
- No Policy Loan
SBI Saral Jeevan Bima (Other Benefits)

- Instant Issuance
- Life Cover Up To 70 Years
- High Life Cover
SBI Saral Jeevan Bima (Eligibility Criteria)

- Entry Age -18 Years
- Max Entry Age- 60 Years
- Minimum Sum Assured - ₹5L
- Maximum Maturity Age - 70 Yrs
- Premium Payment Term - RP/SP/LP
SBI Saral Swadhan Plus is an individual, non-linked, non-participating, life insurance plan that gives you a fixed life cover throughout the policy te...
Unique Features
- Death benefit
- Maturity Benefit
- Survival benefit
SBI Life Saral Swadhan Plus Plan (Pros)

- Death Benefit
- Maturity Benefit
- Surrender Benefit
SBI Life Saral Swadhan Plus Plan (Cons)

- No Policy Loan
- Suicide Clause
- Waiting Period
SBI Life Saral Swadhan Plus Plan (Other Benefits)

- Paid Up Value
- Easy Enrolment
- Value for Money
SBI Life Saral Swadhan Plus Plan (Eligibility Criteria)

- Entry Age -18 Years
- Max Entry Age- 55 Years
- Minimum Sum Assured - ₹30K
- Maximum Maturity Age - 70 Yrs
- Premium Payment Term - RP/LP