SBI Life Arogya Shield is a health-plus life combination plan from SBI General I ...Read More
SBI Life Arogya Shield is a health-plus life combination plan from SBI General Insurance and SBI Life Insurance that offers health and pure term life cover under a single plan. The policy grants security for your family with a standard term plan at an affordable cost. Arogya Sheid offers cashless claims for health coverage and an additional discount of 5% on premiums. The company has designed a brilliant plan that is uncomplicated and has the benefit of both worlds i.e. life and health insurance. ...Read Less
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Updated on Mar 25, 2026 3 min read
SBI Life Arogya Shield is a health-plus life combination plan from SBI General Insurance and SBI Life Insurance that offers health and pure term life cover under a single plan. The policy grants security for your family with a standard term plan at an affordable cost. Arogya Sheid offers cashless claims for health coverage and an additional discount of 5% on premiums. The company has designed a brilliant plan that is uncomplicated and has the benefit of both worlds i.e. life and health insurance.
SBI Life Arogya Shield Plan offers you a range of benefits including:

Minimum Age - 18 years Maximum Age - 65 years
Maximum Maturity Age - 70 years
Minimum term - 5 years Maximum term - 40 years
Basic Sum Assured: ₹20L to ₹2.5 Cr
The policy loan is not available under SBI Life Arogya Shield Plan.
Yearly and Monthly
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Here is the list of exclusions associated with the plan:
SBI Life Arogya Shield term insurance plan provides dual protection for health and life insurance, it's an affordable plan that offers additional discounts on premiums. This is a non-participating and non-linked life insurance plan that grants a payout in case of the unfortunate death of the policyholder. Arogya Shield also offers cover for medical emergencies and hospitalization.
The concoction of life and health insurance makes the plan demanding among the customers. If you want to know more about the plan or compare different plans, you can easily contact us through the website policyx.com or call us at 1800-4200-269.
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The plan does not offer any policy loan.
No, this plan does not offer any suicide cover.verage.
The plan offers 15 days as a grace period to the policyholder.
SBI Life Arogya Shield Plan provides combined health and term cover. It covers family hospitalization, death benefit, and critical illness.
The entry age for the SBI Life Arogya Shield plan ranges from 18 to 65 years. The policyholder can include spouse and up to two dependent children under the family health cover option.
You can opt for a sum assured from ₹20L to ₹2.5 Cr.
To buy the SBI Life Arogya Shield Plan, submit address proof, identity proof, age proof, income proof, bank details, a passport-sized photograph, or a cancelled cheque, and medical reports.
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Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.
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February 5, 2023
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