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Overview
SBI Life Arogya Shield is a health-plus-life combination plan from SBI General Insurance and SBI Life Insurance that offers health and pure term life cover under a single plan. The policy grants security for your family with a standard term plan at an affordable cost. Arogya Shield offers cashless claims for health coverage and an additional discount of 5% on premiums. The company has designed an uncomplicated plan that offers the benefits of both worlds: life and health insurance.
Key Benefits
SBI Life Arogya Shield Plan offers you a range of benefits including:
- Pure Term Life Cover
- Cashless Claims
- Tax Benefits as per prevailing laws
- Discounts for Large Sum Assured
- Health Cover
- Hospitalization Cover
Key Features
Health-Plus-Life Cover
You get individual or family health insurance along with pure term life cover under a single policy.
Premium Discount
You can avail an additional 5% discount on both health and life insurance premiums.
Cashless Hospital Facility
You can easily access cashless treatment at network hospitals for covered medical expenses.
Exclusions
- Death due to a pandemic is not covered.
- Death caused by adventure sports.
- Death due to consumption of drugs and alcohol.
- Death due to any pre-existing disease not declared at the policy's inception.
- If a policyholder commits suicide within the first 12 months of policy purchase, no death benefits are paid to their nominee.
