Instaprotect Plan
vs
Zindagi Protect
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Instaprotect Plan |
 Zindagi Protect |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 100 years |
| Plan Sum Assured | Base sum assured: 25/50/70 lakhs | Base sum assured: Rs 50 lakhs to 1 crore |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 45 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under Tata AIA InstaProtect Plan | The policy loan is not available under Zindagi Protect Plan. |
| Plan Sample Premium | - | Rs 568-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 50 years | Minimum term - 5 years Maximum term - 100 years |
| Claim Settlement Ratio (2023-24) | 99.13 | 99.2 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.
TATA AIA Insta Protect Solution Plan offers you a range of benefits including:
You can add the following riders to your Edelweiss Life Zindagi Protect:
In case of the policyholder’s demise due to the accident benefits are paid to their nominee.
Under this rider, you will be paid an immediate lump sum amount, upon the diagnosis of any listed 12 critical diseases including cancer, and brain tumor. With the immediate lump sum amount you will be able to manage the expenses for the treatment of the disease.
Under this rider, all the future premiums of your ongoing term plan will be waived off, in case you are diagnosed with any listed 12 critical diseases or you get physically disabled due to an accident during the policy term.
Under the accidental disability rider, benefits are offered in case of the policyholder’s disability or demise due to the accident.
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