Health insurance policy has become one of the most necessary assets for all, whether you are a young adult or an ageing individual. Given that the health conditions of almost half of the global population are not upto the mark and you could get a serious medical challenge unexpectedly. Ain’t it better to be prepared for an upcoming health issue than regretting it later?
The best health insurance for young adults in India is the only way to be covered for medical expenses which are usually expensive. Also, it covers all sorts of medical expenses ranging from hospitalization to maternity, OPD expenses to home care treatment, etc.
This page discusses all about health insurance for adults, read further to know more about the same.
Plan Name | Sum Insured | Entry Age | Standout Features |
---|---|---|---|
Niva Bupa Aspire | 3 L - 1 Cr | 18 - 46 years | It covers a wide range of advanced treatments like IVF, surrogacy, health checkups, OPD, wellness care, domiciliary treatment, pre and post-hospitalization, etc |
Star Health Assure | 5 L - 2 Cr | 18 - 75 years | Avail of assisted reproduction treatment, home care treatment coverage, along with other major benefits |
Aditya Birla Activ Health Platinum Enhanced | 2 L - 2 Cr | 18 years - No limit | Insured individuals get chronic care management programs, modern treatment, mental illness and obesity control treatment, etc |
ManipalCigna ProHealth Prime | 3 L - 1 Cr | 18 years - No limit | Offers Better Coverage, Better Control and Better Care to enhance your health insurance coverage experience |
Care Supreme | 7 L - 1 Cr | 18 - 99 years | Provides unlimited automatic sum insured restoration, unlimited health e-consultations, and health services |
Niva Bupa CritiCare | 3 L - 3 Cr | 18 - 65 years | Covers over 20 listed critical illnesses with a lump sum payout option of upto 100% |
Future Generali Health PowHer | 5 L - 1 Cr | 18 - 65 years | Specially designed for women offering holistic health and wellness care, from routine check-ups, wellness programs, nutritional counselling, and mental health support which promotes a balanced and healthy lifestyle |
Star Women Care | 5 L - 1 Cr | 18 - 75 years | Bariatric surgery covers, optional cancer care, rehabilitation and pain management care, and other women-related coverage benefits |
Key Takeaways
Adult health insurance plans are designed to cover major healthcare facilitations ranging from OPD, hospitalization, daycare procedures, critical illness and accidental protection, to maternity and other benefits. Additionally, if you buy a health insurance policy at an early age like over 18 years of age, the monthly payable premiums are comparatively lower than overage insured individuals.
To know more about the best health insurance plans for young adults in India, call us at 1800-4200-269 and get a free consultation for buying adult health insurance.
If you are an adult, the right time to buy health insurance is when you’re eligible for the same, typically 18 years is the minimum age limit to buy an individual health insurance.
Employer health insurance plans may not cover you for serious or critical health challenges, hence it’s necessary to have an individual health policy that offers you maximum and a wide range of healthcare coverage benefits.
There are several health insurance plans in India for young adults like; Niva Bupa ReAssure 2.0, Niva Bupa Aspire, Star Health Assure, ManipalCigna ProHealth Prime, etc.
Yes, if you’re equal to or more than 18 years old and a salaried member of the family, then you can buy a family floater health plan to cover all the members.
The minimum age limit to buy health policy is 18 years.
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Simran has an experience of 3 years in insurance content writing. She transitioned from hospitality to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner she keeps her audience hooked and solves their doubts smoothly.
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