HDFC Click 2 Protect Super

HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that ...Read More

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Simran

Simran Kaur Vij

Health and Term Insurance

Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.

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Apeksha Parsai

Apeksha Parsai

Term & Health Insurance

Apeksha Parsai has trained young minds about the benefits of health & term insurance throughout her 8+ years career. She designs, develops, and delivers impactful training programs for agents/brokers, and internal teams. Her expertise lies in insurance product knowledge, sales strategies, regulatory compliance, and customer service.

HDFC Click 2 Protect Super

HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums or multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.

Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.

HDFC Click 2 Protect Super offers you a range of benefits, including:

why-choose
  • Return of Premium (ROP)
  • Waiver of Premium on Critical illness
  • Waiver of Premium on Total and Permanent Disability
  • Spouse Cover Option
  • Cover Accidental Death
  • Increasing Death Benefit Up To 200%

Eligibility Criteria for HDFC Click 2 Protect Super

Your Occupation

Entry age

Minimum Age - 18 years Maximum Age - 65 years

Mukhyamantri Amrutam Yojana

Maturity age

Maximum Maturity Age - 85 years

Your Gender

Policy term

Minimum term - 5 years Maximum term - 85 years

Maternity Benefit Rider

Sum assured

Basic Sum Assured: ₹5,000 to no limit.

Dr YSR Aarogyasri Trust

Policy loan

The policy loan is not available under HDFC Click 2 Protect Super Plan.

Maternity Benefit Rider

Payment modes

Half-yearly, quarterly & monthly

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Exclusions of HDFC Click 2 Protect Super Plan

Below are some exclusions from the HDFC Click to Protect Super Plan:

  • Suicide within 12 months of the policy purchase is not covered.
  • Death due to the consumption of any intoxicants.
  • Death due to any aviation accident.
  • Death due to any adventurous sports.
  • Death due to any pre-existing disease that isn't mentioned at the start of the policy.

Conclusion

HDFC Click 2 Protect Super is a comprehensive protection plan that provides complete protection at the age of 85 years. It protects against death, disability, or disease and offers additional options, such as spouse coverage and a return of premium option. If you want to know more about the plan or compare different plans, then you can contact us at PolicyX.com. One of our insurance representatives will contact you shortly, understand your requirements, and choose a plan that suits your needs.

Explore other HDFC Term Insurance

HDFC Term Insurance offers one of the best term insurance plans to cater to the unique needs of every customer. You can buy their term plans with high life cover at pocket-friendly costs. Get a 5% discount for online purchases and 100% claim assistance with HDFC Term Insurance plans. Below is the list of term plans offered by HDFC Term.

HDFC Life Click 2 Protect Supreme is a pure term insurance plan that provides financial safety to your loved ones in case something unfortunate happen...

Unique Features

  • Choice of Plan Options
  • Return of Premium Option
  • Increasing Death Benefits

HDFC Click 2 Protect Supreme Plan (Pros)

HDFC Click 2 Protect Supreme Plan
  • Death Benefit
  • Choice of Plan Options
  • Tax Benefits

HDFC Click 2 Protect Supreme Plan (Cons)

HDFC Click 2 Protect Supreme Plan
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

HDFC Click 2 Protect Supreme Plan (Other Benefits)

HDFC Click 2 Protect Supreme Plan
  • Free-look Period Cancellation
  • Policy Revival
  • Rider Benefits

HDFC Click 2 Protect Supreme Plan (Eligibility Criteria)

HDFC Click 2 Protect Supreme Plan
  • Entry age - 18 years
  • Max entry age - 84 years
  • Min sum assured - Rs 50000
  • Max maturity age - 85 Years

HDFC Life Saral Jeevan Bima is a simple and no-frills, pure-risk best term insurance plan. This plan dispenses the nominee with a fixed amount after t...

Unique Features

  • Flexible premiums
  • Additional riders
  • Financial protection

HDFC Life Saral Jeevan Bima (Pros)

HDFC Life Saral Jeevan Bima
  • Discount on Higher Premiums
  • Policy Loan Available
  • No Interest on ROP Minors

HDFC Life Saral Jeevan Bima (Cons)

HDFC Life Saral Jeevan Bima
  • No Alterations Allowed
  • No Death Benefit on Income Payout
  • Advance premiums for monthly payment mode

HDFC Life Saral Jeevan Bima (Other Benefits)

HDFC Life Saral Jeevan Bima
  • 3 Rider Options Available
  • Premium Payment Flexibility
  • Tax Benefits on Premiums and Maturity

HDFC Life Saral Jeevan Bima (Eligibility Criteria)

HDFC Life Saral Jeevan Bima
  • Entry Age - 30 Days
  • Max Entry Age - 65 Years
  • Minimum Sum Assured - 5 L
  • Maximum Maturity Age - 85 years
  • Premium Payment Term - RP/SP

HDFC Life Click2 Protect Elite plan is the perfect term plan that is designed to protect your loved ones financially in case of your uncertain demise....

Unique Features

  • Smart Exit Benefit
  • Free-look period
  • Policy revival

HDFC Life Click 2 Protect Elite (Pros)

HDFC Life Click 2 Protect Elite
  • Death Benefit
  • Smart exit benefit
  • Tax benefits

HDFC Life Click 2 Protect Elite (Cons)

HDFC Life Click 2 Protect Elite
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

HDFC Life Click 2 Protect Elite (Other Benefits)

HDFC Life Click 2 Protect Elite
  • Free-look period cancellation
  • policy revival
  • Rider benefits

HDFC Life Click 2 Protect Elite (Eligibility Criteria)

HDFC Life Click 2 Protect Elite
  • Entry age - 18 years
  • Max entry age - 45 years
  • Min sum assured - 2 Crores
  • Max maturity age - 45 Years

‘HDFC Life Sanchay Legacy, a comprehensive term plan offering early ROP benefits with increasing death cover.’ Most of your prime days are...

Unique Features

  • Increasing death benefit
  • Life cover with no medical test
  • Accelerated death benefit

HDFC Life Sanchay Legacy (Pros)

HDFC Life Sanchay Legacy
  • Death Benefit
  • Affordable premiums
  • Tax benefits

HDFC Life Sanchay Legacy (Cons)

HDFC Life Sanchay Legacy
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

HDFC Life Sanchay Legacy (Other Benefits)

HDFC Life Sanchay Legacy
  • Hassle-free buying process
  • Survival Benefit
  • Riders availability for enhanced protection

HDFC Life Sanchay Legacy (Eligibility Criteria)

HDFC Life Sanchay Legacy
  • Entry age - 40 years
  • Max entry age - 75 years
  • Min sum assured - 1.25 times the Single Premium
  • Max maturity age - NA

HDFC Life Click 2 Protect 3D Plus provides policyholders and their loved ones with comprehensive financial security. As the name suggests, this term i...

Unique Features

  • 9 Plan Options
  • Whole life coverage
  • Rider benefits

HDFC Life Click 2 Protect 3D Plus (Pros)

HDFC Life Click 2 Protect 3D Plus
  • Life Stage Protection
  • Premium Top-up Option
  • Protection Against 3Ds

HDFC Life Click 2 Protect 3D Plus (Cons)

HDFC Life Click 2 Protect 3D Plus
  • 1 Year WP for Suicide
  • No Policy Loans
  • Death Due to Adventure Sports

HDFC Life Click 2 Protect 3D Plus (Other Benefits)

HDFC Life Click 2 Protect 3D Plus
  • Choice of Plan Options
  • Lifelong Protection
  • Return of Premium Option

HDFC Life Click 2 Protect 3D Plus (Eligibility Criteria)

HDFC Life Click 2 Protect 3D Plus
  • Entry Age -18 Years
  • Max Entry Age - 65 years
  • Minimum Sum Assured - ₹10 Lakhs
  • Maximum Maturity Age - 99 years
  • Premium Payment Term - RP/SP/LP

HDFC Life Smart Term Edge is a comprehensive protection plan offering multiple options and features at reasonable premiums. The plan provides you with...

Unique Features

  • Reduced Paid Up Benefit
  • Death Benefit
  • Surrender Benefit

HDFC Life Smart Term Edge (Pros)

HDFC Life Smart Term Edge
  • 3 Premium Payment Modes
  • Option to Increase Death Benefit
  • 3 Premium Payment Modes

HDFC Life Smart Term Edge (Cons)

HDFC Life Smart Term Edge
  • No Suicide Cover
  • No Policy Loans
  • No Pre-existing Conditions

HDFC Life Smart Term Edge (Other Benefits)

HDFC Life Smart Term Edge
  • 3 Plan Options
  • 100% Death Cover
  • Tax Benefits on Premiums/Maturity/Riders

HDFC Life Smart Term Edge (Eligibility Criteria)

HDFC Life Smart Term Edge
  • Entry Age - 18 Years
  • Max Entry Age - 60 years
  • Minimum Sum Assured - 5 Lakhs
  • Maximum Maturity Age- 75 years
  • Premium Payment Term - 12 to 30 Years

HDFC Life Smart Term Pro is a versatile term insurance plan designed to provide comprehensive life insurance coverage and financial security. This is ...

Unique Features

  • Enhanced Protection Through Riders
  • Return Of Premium
  • Surrender And Maturity Benefit

HDFC Life Smart Term Pro (Pros)

HDFC Life Smart Term Pro
  • Death Benefit
  • Maturity Benefit
  • Death Benefit Payout Options Death Benefit Payout Options

HDFC Life Smart Term Pro (Cons)

HDFC Life Smart Term Pro
  • Reduced Paid-up Benefits
  • Reduced Paid-up Death Benefit
  • No Adventure Sports Cover

HDFC Life Smart Term Pro (Other Benefits)

HDFC Life Smart Term Pro
  • Guaranteed Surrender Value
  • 80% Premiums on Suicide
  • Guaranteed Sum Assured on Maturity

HDFC Life Smart Term Pro (Eligibility Criteria)

HDFC Life Smart Term Pro
  • Entry Age - 30 Days
  • Max Entry Age - 60 years
  • Minimum Sum Assured - 15 L
  • Maximum Maturity Age - 80 years
  • Premium Payment Term - 5/8/10/12 yrs

HDFC Term with Return of Premium Plan offers comprehensive protection, which helps the insured secure their family with Zero-Cost Term insurance by th...

Unique Features

  • Death Benefit
  • Reduced Paid Up Benefit
  • Discount On Large Sum Assured

HDFC Term With Return Of Premium (Pros)

HDFC Term With Return Of Premium
  • Premium Payment Options
  • Absolute Amount Assured Paid
  • Tax Benefits on Premiums and Maturity Benefit

HDFC Term With Return Of Premium (Cons)

HDFC Term With Return Of Premium
  • No Discount on Limited Pay
  • No Riders Available
  • No Policy Loan

HDFC Term With Return Of Premium (Other Benefits)

HDFC Term With Return Of Premium
  • Guaranteed Surrender Value
  • Guaranteed Maturity Benefits
  • No Waiting Period on Accidental Death

HDFC Term With Return Of Premium (Eligibility Criteria)

HDFC Term With Return Of Premium
  • Entry Age - 18 Years
  • Max Entry Age - 50 years
  • Minimum Sum Assured - 10 L
  • Maximum Maturity Age - 65 years
  • Premium Payment Term - LP/RP

HDFC Life Quick Protect is a comprehensive term insurance plan that provides coverage against death, disease, and disability. The plan is highly custo...

Unique Features

  • High Sum Insured
  • 19 Critical Illness Cover
  • Accidental Death Benefit

HDFC Quick Protect Plan (Pros)

HDFC Quick Protect Plan
  • Monthly Income For 10 Years
  • Critical Illness Plus Rider
  • Income Benefit Rider

HDFC Quick Protect Plan (Cons)

HDFC Quick Protect Plan
  • No HIV Cover
  • No Policy Loans
  • No Pre-existing Conditions

HDFC Quick Protect Plan (Other Benefits)

HDFC Quick Protect Plan
  • Accidental Death Benefit
  • Maturity Benefit
  • Waiver Of Premium

HDFC Quick Protect Plan (Eligibility Criteria)

HDFC Quick Protect Plan
  • Entry Age - 18 Years
  • Max Entry Age - 50 years
  • Minimum Sum Assured - 25 L
  • Maximum Maturity Age - 75 years
  • Premium Payment Term - 5 to 40 Years

HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums or multiple coverage op...

Unique Features

  • CI Cover Available
  • 3 Plan Variants
  • Avail Spouse Cover

HDFC Click 2 Protect Super (Pros)

HDFC Click 2 Protect Super
  • Terminal Illness Benefit
  • Smart Exit Benefit
  • Acceleration Death Benefit

HDFC Click 2 Protect Super (Cons)

HDFC Click 2 Protect Super
  • 1 Year WP for Suicide
  • No Policy Loans
  • No Pre-existing Conditions

HDFC Click 2 Protect Super (Other Benefits)

HDFC Click 2 Protect Super
  • Death Benefit in Instalments
  • RP
  • WOP & 3 Riders
  • Additional Cover for Spouse

HDFC Click 2 Protect Super (Eligibility Criteria)

HDFC Click 2 Protect Super
  • Entry Age -18 Years
  • Max Entry Age - 84 years
  • Minimum Sum Assured - INR 5
  • 000
  • Maximum Maturity Age - 85 years
  • Premium Payment Term - RP/SP/LP

HDFC Click 2 Protect Super: FAQs

1. What are the eligibility criteria for HDFC Life Click 2 Protect Super plan?

Under the HDFC click 2 protect super plan the entry age is 18 to 65 years for life plus and life goal plan variants. Whereas for the life plan variant, it ranges between 18 to 85 years.

2. What is the minimum sum assured available under HDFC click 2 protect super plan?

INR 5k is the minimum basic sum assured under the plan HDFC Life click 2 protect super.

3. Is cancer covered under the plan HDFC click 2 protect super?

Yes, HDFC Click 2 Protect Super plan offers protection against cancer with the HDFC Life Protect Plus Rider.

4. What are the various riders customers can opt for with HDFC Life Click 2 Protect Super?

The various riders available under HDFC Life Click 2 Protect Super plan are HDFC Life Income Benefit on Accidental Disability Rider HDFC Life Critical Illness Plus Rider HDFC Life Protect Plus Rider

5. What is the premium payment frequency available under HDFC Click 2 Protect Super?

Customers who invest in the HDFC Click 2 Protect Super plan can make premiums payments monthly, quarterly, and half-yearly.

6. What is HDFC Life Click 2 Protect Super?

HDFC Life Click 2 Protect Super is a term insurance plan that offers financial protection to your family in case of your sudden demise. The plan is flexible, provides both Life and Life Plus options, and can consist of additional features such as payout on terminal illness, increasing death benefit, and a return of premium that refunds the premiums after maturity.

7. What if I miss a premium in the HDFC Life Click 2 Protect Super plan?

If you miss the premium in the HDFC Life Click 2 Protect Super plan, you will get a grace period of 15 days for monthly payments or 30 days for other frequencies. If you miss the deadline, your policy will lapse, and coverage will stop. To restart the policy, you then need reinstatement, which may need medical evaluations and health proof.

8. Are medical checkups needed for HDFC Life Click 2 Protect Super plan?

Yes, medical checkups may be required for the HDFC Life Click 2 Protect Super plan, relying on factors such as health, age, and the sum assured. Younger ones are those going for less coverage, may not need extensive evaluations, while older applicants or the ones seeking higher coverage are more likely to undergo medical evaluations.

9. When does coverage start in the HDFC Life Click 2 Protect Super plan?

Coverage in the HDFC Life Click 2 Protect Super plan starts from the date when the policy starts. Protection starts as soon as the policy is issued, but some exclusions, such as suicide, may have a waiting period of around 12 months from the inception of the policy.

10. What are the benefits of HDFC Click 2 Protect Super?

HDFC Click 2 Protect Super provides comprehensive life cover with long-term protection. It enables you to increase your cover at major life stages, and the option to get the premiums back if you survive the policy term. Also, you get tax benefits under Sections 80C and 10(10D) of the Income Tax Act.

11. What are the death benefits of HDFC Life Click 2?

The death benefits of HDFC Life Click 2 Protect Super ensure financial safety for your loved ones. The nominee receives the highest of the sum assured, 105% of the entire premium paid, and 10 times the annual premium.

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Simran Kaur Vij

Written By: Simran Kaur Vij

Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.