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Overview
HDFC Life Click 2 Protect Super Plan from HDFC Life Insurance offers high cover, affordable premiums, and flexible plan options. The plan provides a choice of three plan options: Life, Life Plus, and Life Goal. It protects you against unfortunate events such as death, accidental death, and terminal illness.
Additionally, it is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical illness and additional cover for a spouse.
Key Benefits
- Return of Premium (ROP)
- Waiver of Premium on Critical Illness
- Waiver of Premium on Total and Permanent Disability
- Spouse Cover Option
- Accidental Death Cover
- Increasing Death Benefit up to 200%
Key Features
Multiple Plan Options
Choose from Life, Life Plus, and Life Goal options based on your financial needs and goals.
High Life Cover at Affordable Premiums
Get a large sum assured to financially protect your family, with cost-effective premium options.
Long-Term Financial Security
Ensures your family receives a payout to manage expenses and stay financially independent in your absence.
Exclusions
- Suicide within 12 months of the policy purchase.
- Death due to the consumption of any intoxicants.
- Death due to any aviation accident.
- Death due to any adventurous sports.
- Death due to any pre-existing disease not disclosed at the start of the policy.
Detailed Benefits
Terminal Illness Benefit
If you are diagnosed with a terminal illness before the age of 80, the plan pays a death benefit in advance to assist with medical or other financial obligations.
Accidental Death Cover
If death occurs as a result of an accident, your nominee will receive additional coverage or an accidental death benefit through the Life Plus option of the plan.
Return of Premium (ROP)
If you outlive the policy term, you will receive all premiums paid back at the end of the term.
Option to Increase Coverage
You can increase your life cover up to twice the original amount as your income or family responsibilities increase.
Flexible Payout Options
You can select how your nominee will receive the capital benefit, either as a lump sum amount or as a continuing monthly income.
HDFC Life Click 2 Protect Super is a flexible term insurance plan that offers high life cover, multiple plan variants, and optional rider benefits to meet different protection needs. Compare its features, premium, eligibility, and benefits with other term insurance plans to choose the right cover for your financial goals and your family's future.
