HDFC Claim Settlement Ratio
  • Check the CSR of HDFC Term Insurance
  • Process of Settling Claims
  • Check the Previous CSR of HDFC Life
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HDFC Term Insurance Claim Settlement Ratio

Claim Settlement Ratio is one of the most crucial factors that one should check at the time of buying an insurance plan. And, HDFC Term insurance is no different. When it comes to Term Insurance, it is the most basic and simplest type of life insurance. It offers your family a cost-effective financial safety and allows you to receive a decent sum assured by paying an affordable premium. 

The benefit amount is paid out to the nominee in case of the death of the person insured during the term of the policy.

What is a Claim Settlement Ratio?

A claim settlement ratio refers to the percentage of life insurance claims paid out of the total claims filed in a financial year. The higher the ratio, the easier it is for your dependents to claim the insurance when you are no longer with them. 

HDFC Term Insurance Claim Settlement Ratio

If you have decided to protect your family's financial needs with HDFC Term Insurance, then you must take a look into the company's claim settling performance. It is true that HDFC Life is one of the renowned names in the insurance market, but as a responsible customer and family member, it is your duty to have a deep knowledge of the company's performance when it comes to settling your claims. 

In the below section, we will help you to get an insight into the company's claim settling ability.

Claim Settlement Ratio (CSR) of HDFC Life Insurance 2018-21

Claim Settlement Ratio (CSR) of HDFC Life Insurance 2018-21

Source: IRDAI Annual Reports

How to File a Claim Under HDFC Life Insurance Policy?

HDFC Life allows you to make claim requests online and ensure that you get quicker, simpler, and more efficient assitance. Follow the below steps to understand the claim filing process.

  • Visit HDFC Life's official website
  • Scroll down to the 'Make a Claim' section and click on 'Submit Claim'.
  • The 'How to make a claim' section provides you with a link to make an individual death claim. Click on the option 'Click Here' to proceed.
  • Verify the policy details, submit life assured details, and submit the nominee's details along with the necessary documents.

Once done, the company will contact you with acceptance or rejection of your claim request.

Find Out What Customers Are Saying

(Showing latest 5 reviews only)

- 4.5/5 (30 Total Rating)

September 21, 2021

Sukhi Singh


very decent customer support at! my benefits and features of click 2 retire was detailed and i have no confusion

September 20, 2021

Kanak Deol


had a good discussion with one the agents at policyx,com! i mean the person was deeply knowlegeable and it was very helpful! Will recommned going forward!

September 20, 2021

Surbhi Verma


I bought the click 2 protect plan to secure myslef...I think policyx did a fab job piking the right plan for me! got a decent bunch of benefits

September 17, 2021

Kanak Goel


This is the second term plan that I m buying from I want to make sure my family has enough after my death so I figured HDFC was a safe bet

September 16, 2021

Kinshuk Chabra


with corona and my brother s death due to it, our entire family was in shock. but I went to personally claim the policy after hs death was policyx which guided me and made sure that process was smooth

Last updated on May, 2022

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