HDFC Claim Settlement Ratio
  • Check the CSR of HDFC Term Insurance
  • Process of Settling Claims
  • Check the Previous CSR of HDFC Life
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HDFC Term Insurance Claim Settlement Ratio

Claim Settlement Ratio is one of the most crucial factors that one should check at the time of buying an insurance plan. And, HDFC Term insurance is no different. When it comes to Term Insurance, it is the most basic and simplest type of life insurance. It offers your family a cost-effective financial safety and allows you to receive a decent sum assured by paying an affordable premium.

The benefit amount is paid out to the nominee in case of the death of the person insured during the term of the policy.

Other Term Insurance Claim Settlement Ratio

What is a Claim Settlement Ratio?

A claim settlement ratio refers to the percentage of life insurance claims paid out of the total claims filed in a financial year. The higher the ratio, the easier it is for your dependents to claim the insurance when you are no longer with them.

HDFC Term Insurance Claim Settlement Ratio

As per IRDAI, HDFC Term Insurance Claim Ratio is 99.30%. If you have decided to protect your family's financial needs with HDFC Term Insurance, then you must take a look into the company's claim settling performance. It is true that HDFC Life is one of the renowned names in the insurance market, but as a responsible customer and family member, it is your duty to have a deep knowledge of the company's performance when it comes to settling your claims. 

In the below section, we will help you to get an insight into the company's claim settling ability.

Claim Settlement Ratio (CSR) of HDFC Life Insurance 2018-21

Claim Settlement Ratio (CSR) of HDFC Life Insurance 2018-21

Source: IRDAI Annual Reports

How to File a Claim Under HDFC Life Insurance Policy?

HDFC Life allows you to make claim requests online and ensure that you get quicker, simpler, and more efficient assitance. Follow the below steps to understand the claim filing process.

  • Visit HDFC Life's official website
  • Scroll down to the 'Make a Claim' section and click on 'Submit Claim'.
  • The 'How to make a claim' section provides you with a link to make an individual death claim. Click on the option 'Click Here' to proceed.
  • Verify the policy details, submit life assured details, and submit the nominee's details along with the necessary documents.

Once done, the company will contact you with acceptance or rejection of your claim request.

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IndiaFirst Term Insurance company ensures that your family s needs are looked after. One of the best companies offers a term plan per your needs.

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July 6, 2022

I recently received the claim amount of the policy that my husband had brought for us. I am glad that the company understands the needs of its customers and their families. Well done Canara HSB...

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July 6, 2022

I bought a term plan with Canara HSBC for the protection of my family and have been satisfied with the benefits received. It is simple and easy to buy their plans.

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of Insurance Web Aggregator.