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HDFC Life Smart Term Pro is a versatile term assurance plan designed to provide comprehensive life insurance coverage and financial security. This is a non-linked and no-participating plan that offers multiple key features, including flexible premium payment options for 5,8,10,12 years. In case of the unfortunate demise of the insured, the beneficiary receives a death benefit based on the chosen payout option. Moreover, on policy maturity, the plan guarantees the return of the total premium paid. With enhanced protection available through the rider, HDFC Life Smart Term Pro ensures that your loved ones are financially secure.
The plan offers a plethora of benefits and unique features:
Premium Paying Term |
Entry Age |
PolicyTerm |
Min Sum Assured |
Max Sum Assured |
Max Maturity Age |
---|---|---|---|---|---|
5 Pay | 18-60 | 15-40 | 50 Lakh | As Per Underwriting | 80 Yrs |
8 Pay | 18-60 | 15-40 | 15 Lakh | As Per Underwriting | 80 Yrs |
10 Pay | 18-60 | 15-40 | 15 Lakh | As Per Underwriting | 80 Yrs |
12 Pay | 18-60 | 15-40 | 15 Lakh | As Per Underwriting | 80 Yrs |
Read more specifications in the brochure.
HDFC Life Smart Term Pro comes with an array of benefits such as:
It is advised to read all the policy documents carefully to avoid any further discrepancy during claim process:
HDFC Life Smart Term Pro offers a secure a flexible life insurance solution with the assurance of total premium returned on matuity. The plan offers a variety of premium payment options and death benefit payout choices, this plan can be customised in order to meet your financial needs by adding riders. The policyholder can get a life coverage of 80 years. So, it is a wise option to buy the term plan which is affordable, comprehensive and saving oriented.
To secure your family's needs, HDFC Life Term Insurance offers seven-term insurance plans, from which you can choose well-suited plan for yourself:
A plan offering spouse benefits, premium waivers, premium refunds, and death benefits. It is a flexible protection plan that adapts to your changing needs.
Unique Features
HDFC Life Saral Jeevan Bima, a term insurance plan providing flexible premium payment terms and additional rider options to customize your plan.
Unique Features
A term plan that offers all-around protection to the policyholder as it protects against 36 critical illnesses, accidental death benefits, etc.
Unique Features
This plan guarantees a return of total premiums paid upon policy survival and comes with a high sum assured.
Unique Features
This policy offers up to 150% return of premiums, comes in 3 variants and with critical illness and accident riders.
Unique Features
A comprehensive term insurance plan that offers protection against Death, Disease & Disability. 3 different plan options to choose from – 75 lacs, 1cr, 1.25cr.
Unique Features
The maximum sum assured of the policy is between 15 to 50 Lakh, depending on the policy variant.
Yes, you can customize the plan using riders. The names of the riders are as follows:
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Simran is an insurance expert with more than 3 years of experience in the industry. She may have all the answers to your insurance queries. With a background in Banking, she proactively helps her readers to stay on par with all the latest Insurance industry developments.
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