What is the HDFC Term Insurance Calculator?

HDFC Life Saral Jeevan Bima is a simple and no-frills, pure-risk best term insurance plan. This plan dispenses the nominee with a fixed amount after t...

Unique Features

• Flexible premiums
• Additional riders
• Financial protection

• Discount on Higher Premiums
• Policy Loan Available
• No Interest on ROP Minors

• No Alterations Allowed
• No Death Benefit on Income Payout
• Advance premiums for monthly payment mode

• 3 Rider Options Available
• Premium Payment Flexibility
• Tax Benefits on Premiums and Maturity

• Entry Age - 30 Days
• Max Entry Age - 65 Years
• Minimum Sum Assured - 5 L
• Maximum Maturity Age - 85 years
• Premium Payment Term - RP/SP

HDFC Life Click2 Protect Elite plan is the perfect term plan that is designed to protect your loved ones financially in case of your uncertain demise....

Unique Features

• Smart Exit Benefit
• Free-look period
• Policy revival

• Death Benefit
• Smart exit benefit
• Tax benefits

• 1 year WP for suicide
• No policy loan
• No pre-existing illness cover

• Free-look period cancellation
• policy revival
• Rider benefits

• Entry age - 18 years
• Max entry age - 45 years
• Min sum assured - 2 Crores
• Max maturity age - 45 Years

‘HDFC Life Sanchay Legacy, a comprehensive term plan offering early ROP benefits with increasing death cover.’ Most of your prime days are...

Unique Features

• Increasing death benefit
• Life cover with no medical test
• Accelerated death benefit

• Death Benefit
• Affordable premiums
• Tax benefits

• 1 year WP for suicide
• No policy loan
• No pre-existing illness cover

• Hassle-free buying process
• Survival Benefit
• Riders availability for enhanced protection

• Entry age - 40 years
• Max entry age - 75 years
• Min sum assured - 1.25 times the Single Premium
• Max maturity age - NA

HDFC Life Click 2 Protect 3D Plus provides policyholders and their loved ones with comprehensive financial security. As the name suggests, this term i...

Unique Features

• 9 Plan Options
• Whole life coverage
• Rider benefits

• Life Stage Protection
• Premium Top-up Option
• Protection Against 3Ds

• 1 Year WP for Suicide
• No Policy Loans
• Death Due to Adventure Sports

• Choice of Plan Options
• Lifelong Protection
• Return of Premium Option

• Entry Age -18 Years
• Max Entry Age - 65 years
• Minimum Sum Assured - ₹10 Lakhs
• Maximum Maturity Age - 99 years
• Premium Payment Term - RP/SP/LP

HDFC Life Smart Term Edge is a comprehensive protection plan offering multiple options and features at reasonable premiums. The plan provides you with...

Unique Features

• Reduced Paid Up Benefit
• Death Benefit
• Surrender Benefit

• 3 Premium Payment Modes
• Option to Increase Death Benefit
• 3 Premium Payment Modes

• No Suicide Cover
• No Policy Loans
• No Pre-existing Conditions

• 3 Plan Options
• 100% Death Cover
• Tax Benefits on Premiums/Maturity/Riders

• Entry Age - 18 Years
• Max Entry Age - 60 years
• Minimum Sum Assured - 5 Lakhs
• Maximum Maturity Age- 75 years
• Premium Payment Term - 12 to 30 Years

HDFC Life Smart Term Pro is a versatile term insurance plan designed to provide comprehensive life insurance coverage and financial security. This is ...

Unique Features

• Enhanced Protection Through Riders
• Return Of Premium
• Surrender And Maturity Benefit

• Death Benefit
• Maturity Benefit
• Death Benefit Payout Options Death Benefit Payout Options

• Reduced Paid-up Benefits
• Reduced Paid-up Death Benefit
• No Adventure Sports Cover

• Guaranteed Surrender Value
• 80% Premiums on Suicide
• Guaranteed Sum Assured on Maturity

• Entry Age - 30 Days
• Max Entry Age - 60 years
• Minimum Sum Assured - 15 L
• Maximum Maturity Age - 80 years
• Premium Payment Term - 5/8/10/12 yrs

HDFC Term with Return of Premium Plan offers comprehensive protection, which helps the insured secure their family with Zero-Cost Term insurance by th...

Unique Features

• Death Benefit
• Reduced Paid Up Benefit
• Discount On Large Sum Assured

• Premium Payment Options
• Absolute Amount Assured Paid
• Tax Benefits on Premiums and Maturity Benefit

• No Discount on Limited Pay
• No Riders Available
• No Policy Loan

• Guaranteed Surrender Value
• Guaranteed Maturity Benefits
• No Waiting Period on Accidental Death

• Entry Age - 18 Years
• Max Entry Age - 50 years
• Minimum Sum Assured - 10 L
• Maximum Maturity Age - 65 years
• Premium Payment Term - LP/RP

HDFC Life Quick Protect is a comprehensive term insurance plan that provides coverage against death, disease, and disability. The plan is highly custo...

Unique Features

• High Sum Insured
• 19 Critical Illness Cover
• Accidental Death Benefit

• Monthly Income For 10 Years
• Critical Illness Plus Rider
• Income Benefit Rider

• No HIV Cover
• No Policy Loans
• No Pre-existing Conditions

• Accidental Death Benefit
• Maturity Benefit
• Waiver Of Premium

• Entry Age - 18 Years
• Max Entry Age - 50 years
• Minimum Sum Assured - 25 L
• Maximum Maturity Age - 75 years
• Premium Payment Term - 5 to 40 Years

HDFC Life Click 2 Protect Super is one of the top term insurance plan that offers high life cover at affordable premiums or multiple coverage options....

Unique Features

• CI Cover Available
• 3 Plan Variants
• Avail Spouse Cover

• Terminal Illness Benefit
• Smart Exit Benefit
• Acceleration Death Benefit

• 1 Year WP for Suicide
• No Policy Loans
• No Pre-existing Conditions

• Death Benefit in Instalments
• RP
• WOP & 3 Riders
• Additional Cover for Spouse

• Entry Age -18 Years
• Max Entry Age - 84 years
• Minimum Sum Assured - INR 5
• 000
• Maximum Maturity Age - 85 years
• Premium Payment Term - RP/SP/LP