HDFC Quick Protect Plan
  • High SI
  • 19 CI Cover
  • Accidental Death Benefit
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HDFC Quick Protect Life Plan

Quick Protect HDFC Life is a comprehensive term insurance plan that provides coverage against death, disease, and disability. The plan provided by HDFC life insurance is highly customizable with flexible term coverage and various sum-assured options. HDFC Life Quick Protect provides the following benefits to its customers mentioned below

  • Life Protect Option
  • Accidental Death Benefit
  • Income Benefit on Accidental Disability Rider
  • Critical Illness Rider

The entry age for Quick Protect solution by HDFC Life is 18 to 50 years, while the maximum maturity age is 75 years. The plan provides protection against 19 critical illnesses with the critical illness rider option and life cover with 2X coverage for accidental coverage. A regular monthly income payable for 10 years in case of Accidental Total Permanent Disability is also one of the features of the plan.

HDFC Quick Protect Plan at a Glance

Entry Age 18 years
Max Entry Age 45 years: Any Sum Assured combination as per options
50 years: 75 Lacs Sum Assured option
Max Maturity Age 75 years
Sum Insured Flexi Package - 25 to 40 L
Fixed Package - 75 L
Premium Payment Term and Policy Term Regular Pay- Min. 5 years; Max 40 years subject to maturity age
Limited Pay- PPT 5 and PT 10 (Fixed combination)

To Know More About The Plan Read The Brochure Provided Below:

HDFC Quick Protect Features & Benefits

  • Income Benefit on Accidental Disability Rider One of the most beneficial features of the plan is the income benefit on accidental disability wherein the customer can receive a regular monthly income equal to 1% of the rider sum assured per month for the next 10 years. In case you have met with an accidental disability this benefit secures your family’s financial future.
  • Critical Illness Benefit Critical Illness Benefit protects the policyholders against 19 listed critical illnesses. The benefit is available as a 10 L cover under both flexi and fixed cover packages.
  • Accidental Death Benefit Option Under the accidental death benefit option in HDFC Quick Protect plan the insurance holder avails life cover with 2x coverage for accidental death.
  • Life Protect Option Under the HDFC Quick Protect Plan, customers can avail protection against death wherein under the Flexi package they can opt between 25 L to 40 L sum assured options, and under the fixed package customers can avail up to 25 L.

HDFC Quick Protect Sample Premium Table

To understand the premiums of the HDFC Quick Protect Plan we have mentioned below the premiums available

Non ROP Option 94 L Package 1.09 Cr Package 1.21 Cr Package
Benefit Cover Premium Cover Premium Cover Premium
Click 2 Protect Life- Life Protect Option 28 L INR 19,082 33L INR 20,802 37L INR 22,621
Accidental Death Benefit 28 L 33L 37L
Income Benefit Rider 28 L 33L 37L
Critical Illness Plus Ride 10 L 10L 10L
ROP Option 94 L Package 1.09 Cr Package 1.21 Cr Package
Benefit Cover Premium Cover Premium Cover Premium
Click 2 Protect Life- Life Protect Option 28 L INR 33,907 33L INR 37,421 37L INR 41,176
Accidental Death Benefit 28 L 33L 37L
Income Benefit Rider 28 L 33L 37L
Critical Illness Plus Ride 10 L 10L 10L

HDFC Top Term Insurance Plans

To secure your family's needs, HDFC Life Term Insurance offers seven-term insurance plans, from which you can choose well-suited plan for yourself:

HDFC Life Click 2 Protect Life

A plan offering spouse benefits, premium waivers, premium refunds, and death benefits. It is a flexible protection plan that adapts to your changing needs.

Unique Features

  • Return of Premium
  • Offers coverage for whole life
  • Regular monthly income

HDFC Life Click 2 Protect Life (Pros)

  • Auto Balances Death Cover
  • Auto Balances Critical Illness cover
  • Reduce Premium Payment Term

HDFC Life Click 2 Protect Life (Cons)

  • No Suicide Cover
  • No War Injury Cover
  • No Adventure Sports Cover

HDFC Life Click 2 Protect Life (Other Benefits)

  • Life & CI Rebalance
  • Maturity Benefit
  • Waiver Of Premium

HDFC Life Click 2 Protect Life (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age - 65 years
  • Minimum Sum Assured - 20 L
  • Maximum Maturity Age - 75 years
  • Premium Payment Term - SP/RP/LP

HDFC Life Saral Jeevan Bima

HDFC Life Saral Jeevan Bima, a term insurance plan providing flexible premium payment terms and additional rider options to customize your plan.

Unique Features

  • Lump Sum Variant
  • Income Variant
  • Guaranteed Surrender Value

HDFC Life Saral Jeevan Bima (Pros)

  • Discount on Higher Premiums
  • Policy Loan Available
  • No Interest on ROP Minors

HDFC Life Saral Jeevan Bima (Cons)

  • No Alterations Allowed
  • No Death Benefit on Income Payout
  • Advance premiums for monthly payment mode

HDFC Life Saral Jeevan Bima (Other Benefits)

  • 3 Rider Options Available
  • Premium Payment Flexibility
  • Tax Benefits on Premiums and Maturity

HDFC Life Saral Jeevan Bima (Eligibility Criteria)

  • Entry Age - 30 Days
  • Max Entry Age - 65 Years
  • Minimum Sum Assured - 5 L
  • Maximum Maturity Age - 85 years
  • Premium Payment Term - RP/SP

HDFC Life Click 2 Protect Super

A term plan that offers all-around protection to the policyholder as it protects against 36 critical illnesses, accidental death benefits, etc.

Unique Features

  • Life Stage Option
  • Multiple Coverage Options
  • Increasing Death Benefit

HDFC Life Click 2 Protect Super (Pros)

  • Terminal Illness Benefit
  • Smart Exit Benefit
  • Acceleration Death Benefit

HDFC Life Click 2 Protect Super (Cons)

  • 1 Year WP for Suicide
  • No Policy Loans
  • No Pre-existing Conditions

HDFC Life Click 2 Protect Super (Other Benefits)

  • Death Benefit in Instalments
  • RP, WOP & 3 Riders
  • Additional Cover for Spouse

HDFC Life Click 2 Protect Super (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age - 84 years
  • Minimum Sum Assured - INR 5,000
  • Maximum Maturity Age - 85 years
  • Premium Payment Term - RP/SP/LP

HDFC Life Term With Return Of Premium

This plan guarantees a return of total premiums paid upon policy survival and comes with a high sum assured.

Unique Features

  • High Sum Assured discount
  • Premium Discount for Females
  • No Medical Tests

HDFC Life Term With Return Of Premium (Pros)

  • Premium Payment Options
  • Absolute Amount Assured Paid
  • Tax Benefits on Premiums and Maturity Benefit

HDFC Life Term With Return Of Premium (Cons)

  • No Discount on Limited Pay
  • No Riders Available
  • No Policy Loan

HDFC Life Term With Return Of Premium (Other Benefits)

  • Guaranteed Surrender Value
  • Guaranteed Maturity Benefits
  • No Waiting Period on Accidental Death

HDFC Life Term With Return Of Premium (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 50 years
  • Minimum Sum Assured - 10 L
  • Maximum Maturity Age - 65 years
  • Premium Payment Term - LP/RP

HDFC Life Smart Term Pro

This plan provides a 100% return of premium upon maturity, offers life coverage up to 80 years, and allows premium payments over 5, 8, 10, or 12 years.

Unique Features

  • Riders Protection
  • Premium Discount for Females
  • Family Income Payout

HDFC Life Smart Term Pro (Pros)

  • Death Benefit
  • Maturity Benefit
  • Death Benefit Payout Options

HDFC Life Smart Term Pro (Cons)

  • Reduced Paid-up Benefits
  • Reduced Paid-up Death Benefit
  • No Adventure Sports Cover

HDFC Life Smart Term Pro (Other Benefits)

  • Guaranteed Surrender Value
  • 80% Premiums on Suicide
  • Guaranteed Sum Assured on Maturity

HDFC Life Smart Term Pro (Eligibility Criteria)

  • Entry Age - 30 Days
  • Max Entry Age - 60 years
  • Minimum Sum Assured - 15 L
  • Maximum Maturity Age - 80 years
  • Premium Payment Term - 5/8/10/12 yrs

HDFC Life Smart Term Edge

This policy offers up to 150% return of premiums, comes in 3 variants and with critical illness and accident riders.

Unique Features

  • Life Cover till 75 yrs
  • Guaranteed Surrender Value
  • Return of Percentage of Premiums

HDFC Life Smart Term Edge (Pros)

  • 3 Premium Payment Modes
  • Option to Increase Death Benefit
  • 3 Premium Payment Modes

HDFC Life Smart Term Edge (Cons)

  • No Suicide Cover
  • No Policy Loans
  • No Pre-existing Conditions

HDFC Life Smart Term Edge (Other Benefits)

  • 3 Plan Options
  • 100% Death Cover
  • Tax Benefits on Premiums/Maturity/Riders

HDFC Life Smart Term Edge (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 60 years
  • Minimum Sum Assured - 5 Lakhs
  • Maximum Maturity Age- 75 years
  • Premium Payment Term - 12 to 30 Years

HDFC Quick Protect Plan : FAQ

1. What is the eligibility criteria for HDFC Quick Protect Plan?

The minimum age at entry for HDFC Quick Protect Plan is 18 years, whereas the maximum age for entry is 45 and 75 years respectively.

2. What are the various coverages available under the HDFC Quick Protect Plan?

The various coverage options available under the HDFC Quick Protect Plan is as follows

  • Life Protect Option
  • Accidental Death Benefit
  • Income Benefit on Accidental Disability Rider
  • Critical Illness Rider

3. Are there any tax benefits available under the HDFC Quick Protect Plan?

Yes, there are tax benefits available under the HDFC Quick Protect Plan

4. What are the premium options available under the HDFC Quick Protect Plan?

The following are the premium and policy term combinations under HDFC Quick Protect Plan

  • Regular Pay- Min. 5 years & Max 40 years subject to maturity age
  • Limited Pay- PPT 5 and PT 10 (Fixed combination)

5. What is the minimum sum assured options available under HDFC Quick Protect Plan?

The minimum sum assured option available to customers under the plan is INR 75 Lakhs.

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Bindiya Sinha

Written By: Bindiya Sinha

Bindiya is a seasoned content writer specializing in keeping readers acquainted with the insurance industry, term insurance developments, and life insurance sector shifts. With an experience of 3 years in insurance, Bindiya ensures that her readers stay well informed with the insurance developments and factually correct information.

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