HDFC Click 2 Protect Supreme Plan

HDFC Life Click 2 Protect Supreme is a pure term insurance plan that provides fi ...Read More

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Himanshu Kumar
Written By:
Himanshu

Himanshu Kumar

Term & Life Insurance

Himanshu is a content marketer with 2 years of experience in the life insurance sector. His motto is to make life insurance topics simple and easy to understand yet one level deeper for our readers.

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Reviewed By:
Apeksha Parsai

Apeksha Parsai

Term & Health Insurance

Apeksha Parsai has trained young minds about the benefits of health & term insurance throughout her 8+ years career. She designs, develops, and delivers impactful training programs for agents/brokers, and internal teams. Her expertise lies in insurance product knowledge, sales strategies, regulatory compliance, and customer service.

HDFC Click 2 Protect Supreme Plan

HDFC Life Click 2 Protect Supreme is a pure term insurance plan that provides financial safety to your loved ones in case something unfortunate happens to you during the policy term. This term plan adapts to your evolving lifestyle and life stage needs, ensuring that you and your loved ones remain truly protected.

This plan offers policyholders to choose from 3 plan options: Life, Life Plus, and Life Goal. You also have the option to increase your sum assured up to 200% of the base sum assured.

HDFC Life Click2 Protect Supreme plan offers you a range of benefits including:

why-choose
  • 3 Plan Options to Choose From
  • Death Benefit
  • Choice of Payout
  • Tax Benefits
  • Riders for Enhanced Protection

Eligibility Criteria for HDFC Click 2 Protect Supreme Plan

Your Occupation

Entry age

Minimum Age - 18 years Maximum Age - 84 years

Mukhyamantri Amrutam Yojana

Maturity age

Maximum Maturity Age - 85 years

Your Gender

Policy term

1 month to 85 years minus entry age

Maternity Benefit Rider

Sum assured

Base sum assured: Rs 50,000 to No Limit

Dr YSR Aarogyasri Trust

Policy loan

No Policy Loans are available under this plan.

Maternity Benefit Rider

Payment modes

Monthly, Quarterly, and Half-yearly and Yearly

How Does HDFC Life Click 2 Protect Supreme Work?

Let's understand how the HDFC Life Click 2 Protect Supreme with a simple premium illustration.

Why Buy Term Insurance Online?

Problem

Mr. Sharma, 30 years old, a non-smoker wants a a life cover of Rs 1 crores.

Solution

He visited PolicyX.com to learn more about term plans. Policyx.com advisors carefully analyze his queries and suggest purchasing HDFC Life  Click 2 Protect Supreme Plan.

Let us see a brief illustration of  the Click 2 Protect Supreme plan.

Age Policy Term Premium payment Term Sum Assured Premium (Monthly)
30 years 30 years 30 years Rs 1 crore Rs. 1,217 

Key Takeaways: In case of Mr. Sharma's demise during the policy tenure, Rs 1 crore will be paid to their nominee.

 

Benefits of HDFC Click 2 Protect Supreme Plan

Here are the benefits associated with the HDFC Click 2 Protect Supreme Plan

Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Riders Associated with HDFC Life Click 2 Protect Supreme Plan

You can add the following riders to your HDFC Life Click 2 Protect Supreme Plan:

HDFC Life Income Benefit on Accidental Disability Rider

In the case of Total Permanent Disability- 1% of the Rider Sum is Assured for 10 years.

HDFC Life LiveWell Rider

Get Lump Sum benefit equivalent to Rider Sum Assured on death/terminal illness/accidental death/Hospitalisation

HDFC Life Protect Plus Rider

Three Benefit Options are available under this rider, Personal Accident Cover, Accidental Death Cover, and Cancer Cover.

HDFC Life Health Plus Rider

Two Benefit Options are available under this rider, Comprehensive critical illness Cover, and Cancer Cover.

 

Features of HDFC Click 2 Protect Supreme Plan

 Cancellation in free-look period

You can cancel your policy within a free-look period of 30 days. HDFC Life will issue the refund after deducting applicable charges if you wish to cancel your plan.

Policy Revival 

This plan offers you the option to revive your lapsed policy in the revival period mentioned in the policy documents after paying the outstanding premiums and interest charges. The current revival period as per the norms is 5 years and interest charges are applicable at 9.5%. Per annum.

 Grace period

This plan offers you a grace period in case of non-payment of premiums. A grace period of 30 days is offered if premiums are paid quarterly, half-yearly, or yearly, and a 15-day grace period is applicable in the event of a monthly payment.

Surrender value

You can get a surrender value if you wish to cancel your policy within the policy tenure. Surrender value is only provided if you have paid a minimum of 2-year premiums and in the rest circumstances policy will be canceled without any surrender value.

 

Exclusions of HDFC Life Click 2 Protect Supreme Plan

Here is the list of exclusions associated with the plan:

  • Suicide during the first 12 months of policy inception will not be covered.
  • Death occurred due to the pandemic not covered under this plan.
  • Injuries or illnesses caused due to any type of adventure sports.
  • Consumption of any type of, drugs, or alcohol except for the clinical purpose.
  • Any pre-existing disease that isn't mentioned during the start of the policy.

Conclusion

HDFC Life Click 2 Protect Supreme plan acts as a security cover for your family in your absence. You have understood everything about the HDFC Life Click 2 Protect Elite plan from the above article. If you are still confused about which term plan is best for you then you can contact us at PolicyX.com. One of our insurance representatives will contact you shortly, understand your requirements, and choose a plan that suits your needs. We offer No Spam, No Gimmicks and Only Expert Insurance Advice.

Explore other HDFC Term Insurance

HDFC Term Insurance offers one of the best term insurance plans to cater to the unique needs of every customer. You can buy their term plans with high life cover at pocket-friendly costs. Get a 5% discount for online purchases and 100% claim assistance with HDFC Term Insurance plans. Below is the list of term plans offered by HDFC Term.

HDFC Life Click 2 Protect Supreme is a pure term insurance plan that provides financial safety to your loved ones in case something unfortunate happen...

Unique Features

  • Choice of Plan Options
  • Return of Premium Option
  • Increasing Death Benefits

HDFC Click 2 Protect Supreme Plan (Pros)

HDFC Click 2 Protect Supreme Plan
  • Death Benefit
  • Choice of Plan Options
  • Tax Benefits

HDFC Click 2 Protect Supreme Plan (Cons)

HDFC Click 2 Protect Supreme Plan
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

HDFC Click 2 Protect Supreme Plan (Other Benefits)

HDFC Click 2 Protect Supreme Plan
  • Free-look Period Cancellation
  • Policy Revival
  • Rider Benefits

HDFC Click 2 Protect Supreme Plan (Eligibility Criteria)

HDFC Click 2 Protect Supreme Plan
  • Entry age - 18 years
  • Max entry age - 84 years
  • Min sum assured - Rs 50000
  • Max maturity age - 85 Years

HDFC Life Saral Jeevan Bima is a simple and no-frills, pure-risk best term insurance plan. This plan dispenses the nominee with a fixed amount after t...

Unique Features

  • Flexible premiums
  • Additional riders
  • Financial protection

HDFC Life Saral Jeevan Bima (Pros)

HDFC Life Saral Jeevan Bima
  • Discount on Higher Premiums
  • Policy Loan Available
  • No Interest on ROP Minors

HDFC Life Saral Jeevan Bima (Cons)

HDFC Life Saral Jeevan Bima
  • No Alterations Allowed
  • No Death Benefit on Income Payout
  • Advance premiums for monthly payment mode

HDFC Life Saral Jeevan Bima (Other Benefits)

HDFC Life Saral Jeevan Bima
  • 3 Rider Options Available
  • Premium Payment Flexibility
  • Tax Benefits on Premiums and Maturity

HDFC Life Saral Jeevan Bima (Eligibility Criteria)

HDFC Life Saral Jeevan Bima
  • Entry Age - 30 Days
  • Max Entry Age - 65 Years
  • Minimum Sum Assured - 5 L
  • Maximum Maturity Age - 85 years
  • Premium Payment Term - RP/SP

HDFC Life Click2 Protect Elite plan is the perfect term plan that is designed to protect your loved ones financially in case of your uncertain demise....

Unique Features

  • Smart Exit Benefit
  • Free-look period
  • Policy revival

HDFC Life Click 2 Protect Elite (Pros)

HDFC Life Click 2 Protect Elite
  • Death Benefit
  • Smart exit benefit
  • Tax benefits

HDFC Life Click 2 Protect Elite (Cons)

HDFC Life Click 2 Protect Elite
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

HDFC Life Click 2 Protect Elite (Other Benefits)

HDFC Life Click 2 Protect Elite
  • Free-look period cancellation
  • policy revival
  • Rider benefits

HDFC Life Click 2 Protect Elite (Eligibility Criteria)

HDFC Life Click 2 Protect Elite
  • Entry age - 18 years
  • Max entry age - 45 years
  • Min sum assured - 2 Crores
  • Max maturity age - 45 Years

‘HDFC Life Sanchay Legacy, a comprehensive term plan offering early ROP benefits with increasing death cover.’ Most of your prime days are...

Unique Features

  • Increasing death benefit
  • Life cover with no medical test
  • Accelerated death benefit

HDFC Life Sanchay Legacy (Pros)

HDFC Life Sanchay Legacy
  • Death Benefit
  • Affordable premiums
  • Tax benefits

HDFC Life Sanchay Legacy (Cons)

HDFC Life Sanchay Legacy
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

HDFC Life Sanchay Legacy (Other Benefits)

HDFC Life Sanchay Legacy
  • Hassle-free buying process
  • Survival Benefit
  • Riders availability for enhanced protection

HDFC Life Sanchay Legacy (Eligibility Criteria)

HDFC Life Sanchay Legacy
  • Entry age - 40 years
  • Max entry age - 75 years
  • Min sum assured - 1.25 times the Single Premium
  • Max maturity age - NA

HDFC Life Click 2 Protect 3D Plus provides policyholders and their loved ones with comprehensive financial security. As the name suggests, this term i...

Unique Features

  • 9 Plan Options
  • Whole life coverage
  • Rider benefits

HDFC Life Click 2 Protect 3D Plus (Pros)

HDFC Life Click 2 Protect 3D Plus
  • Life Stage Protection
  • Premium Top-up Option
  • Protection Against 3Ds

HDFC Life Click 2 Protect 3D Plus (Cons)

HDFC Life Click 2 Protect 3D Plus
  • 1 Year WP for Suicide
  • No Policy Loans
  • Death Due to Adventure Sports

HDFC Life Click 2 Protect 3D Plus (Other Benefits)

HDFC Life Click 2 Protect 3D Plus
  • Choice of Plan Options
  • Lifelong Protection
  • Return of Premium Option

HDFC Life Click 2 Protect 3D Plus (Eligibility Criteria)

HDFC Life Click 2 Protect 3D Plus
  • Entry Age -18 Years
  • Max Entry Age - 65 years
  • Minimum Sum Assured - ₹10 Lakhs
  • Maximum Maturity Age - 99 years
  • Premium Payment Term - RP/SP/LP

HDFC Life Smart Term Edge is a comprehensive protection plan offering multiple options and features at reasonable premiums. The plan provides you with...

Unique Features

  • Reduced Paid Up Benefit
  • Death Benefit
  • Surrender Benefit

HDFC Life Smart Term Edge (Pros)

HDFC Life Smart Term Edge
  • 3 Premium Payment Modes
  • Option to Increase Death Benefit
  • 3 Premium Payment Modes

HDFC Life Smart Term Edge (Cons)

HDFC Life Smart Term Edge
  • No Suicide Cover
  • No Policy Loans
  • No Pre-existing Conditions

HDFC Life Smart Term Edge (Other Benefits)

HDFC Life Smart Term Edge
  • 3 Plan Options
  • 100% Death Cover
  • Tax Benefits on Premiums/Maturity/Riders

HDFC Life Smart Term Edge (Eligibility Criteria)

HDFC Life Smart Term Edge
  • Entry Age - 18 Years
  • Max Entry Age - 60 years
  • Minimum Sum Assured - 5 Lakhs
  • Maximum Maturity Age- 75 years
  • Premium Payment Term - 12 to 30 Years

HDFC Life Smart Term Pro is a versatile term insurance plan designed to provide comprehensive life insurance coverage and financial security. This is ...

Unique Features

  • Enhanced Protection Through Riders
  • Return Of Premium
  • Surrender And Maturity Benefit

HDFC Life Smart Term Pro (Pros)

HDFC Life Smart Term Pro
  • Death Benefit
  • Maturity Benefit
  • Death Benefit Payout Options Death Benefit Payout Options

HDFC Life Smart Term Pro (Cons)

HDFC Life Smart Term Pro
  • Reduced Paid-up Benefits
  • Reduced Paid-up Death Benefit
  • No Adventure Sports Cover

HDFC Life Smart Term Pro (Other Benefits)

HDFC Life Smart Term Pro
  • Guaranteed Surrender Value
  • 80% Premiums on Suicide
  • Guaranteed Sum Assured on Maturity

HDFC Life Smart Term Pro (Eligibility Criteria)

HDFC Life Smart Term Pro
  • Entry Age - 30 Days
  • Max Entry Age - 60 years
  • Minimum Sum Assured - 15 L
  • Maximum Maturity Age - 80 years
  • Premium Payment Term - 5/8/10/12 yrs

HDFC Term with Return of Premium Plan offers comprehensive protection, which helps the insured secure their family with Zero-Cost Term insurance by th...

Unique Features

  • Death Benefit
  • Reduced Paid Up Benefit
  • Discount On Large Sum Assured

HDFC Term With Return Of Premium (Pros)

HDFC Term With Return Of Premium
  • Premium Payment Options
  • Absolute Amount Assured Paid
  • Tax Benefits on Premiums and Maturity Benefit

HDFC Term With Return Of Premium (Cons)

HDFC Term With Return Of Premium
  • No Discount on Limited Pay
  • No Riders Available
  • No Policy Loan

HDFC Term With Return Of Premium (Other Benefits)

HDFC Term With Return Of Premium
  • Guaranteed Surrender Value
  • Guaranteed Maturity Benefits
  • No Waiting Period on Accidental Death

HDFC Term With Return Of Premium (Eligibility Criteria)

HDFC Term With Return Of Premium
  • Entry Age - 18 Years
  • Max Entry Age - 50 years
  • Minimum Sum Assured - 10 L
  • Maximum Maturity Age - 65 years
  • Premium Payment Term - LP/RP

HDFC Life Quick Protect is a comprehensive term insurance plan that provides coverage against death, disease, and disability. The plan is highly custo...

Unique Features

  • High Sum Insured
  • 19 Critical Illness Cover
  • Accidental Death Benefit

HDFC Quick Protect Plan (Pros)

HDFC Quick Protect Plan
  • Monthly Income For 10 Years
  • Critical Illness Plus Rider
  • Income Benefit Rider

HDFC Quick Protect Plan (Cons)

HDFC Quick Protect Plan
  • No HIV Cover
  • No Policy Loans
  • No Pre-existing Conditions

HDFC Quick Protect Plan (Other Benefits)

HDFC Quick Protect Plan
  • Accidental Death Benefit
  • Maturity Benefit
  • Waiver Of Premium

HDFC Quick Protect Plan (Eligibility Criteria)

HDFC Quick Protect Plan
  • Entry Age - 18 Years
  • Max Entry Age - 50 years
  • Minimum Sum Assured - 25 L
  • Maximum Maturity Age - 75 years
  • Premium Payment Term - 5 to 40 Years

HDFC Life Click 2 Protect Super is one of the top term insurance plan that offers high life cover at affordable premiums or multiple coverage options....

Unique Features

  • CI Cover Available
  • 3 Plan Variants
  • Avail Spouse Cover

HDFC Click 2 Protect Super (Pros)

HDFC Click 2 Protect Super
  • Terminal Illness Benefit
  • Smart Exit Benefit
  • Acceleration Death Benefit

HDFC Click 2 Protect Super (Cons)

HDFC Click 2 Protect Super
  • 1 Year WP for Suicide
  • No Policy Loans
  • No Pre-existing Conditions

HDFC Click 2 Protect Super (Other Benefits)

HDFC Click 2 Protect Super
  • Death Benefit in Instalments
  • RP
  • WOP & 3 Riders
  • Additional Cover for Spouse

HDFC Click 2 Protect Super (Eligibility Criteria)

HDFC Click 2 Protect Super
  • Entry Age -18 Years
  • Max Entry Age - 84 years
  • Minimum Sum Assured - INR 5
  • 000
  • Maximum Maturity Age - 85 years
  • Premium Payment Term - RP/SP/LP

FAQs: HDFC Click 2 Protect Supreme Plan

1. What is HDFC Life Click 2 Supreme?

HDFC Life Click 2 Supreme is a term insurance plan that provides financial safety to your loved ones in case of your uncertain death.

2. How to buy HDFC Life Click 2 Protect Super?

You can buy HDFC Life Click 2 Protect Super Plan either from HDFC’s website or PolicyX.com.

3. Is it worth buying HDFC Life Click 2 Protect Supreme?

Yes, buying a HDFC Life Click 2 Protect Supreme is totally worth it.

4. Who can buy HDFC Life Click 2 Protect Supreme?

Anyone between age of 18 and 65 years can buy a HDFC Life Click 2 Protect Supreme plan.

5. What is the sum assured limit of Click 2 Protect Supreme?

You can choose a sum assured between Rs 50,000 to no upper limit with Click 2 Protect Supreme.

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Himanshu Kumar

Written By: Himanshu Kumar

Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.