Star Health Insurance Covered Diseases List in 2024

Being diagnosed with any major illness can put you and your family in emotional and financial trouble. To protect your health as well as your savings in such dire situations, it is important for you to have a best health insurance plan from a well-known health insurance company that will provide much-needed coverage for a variety of illnesses

One such well-known and reputed company is Star Health Insurance. The company offers several plans that protect you and your family during unannounced medical emergencies.

The plans offered by Star Health cover several healthcare expenses including in-patient hospitalization costs, pre-hospitalization and post-hospitalization costs, daycare costs, ambulance costs, and so on.

In this article, we will be discussing the Star Health Insurance Covered Diseases List. Some of the diseases covered are:

1. COVID-19

   As we all have seen, the dangerous effect of COVID-19 has left all of us devastated. Since its spread, many people have lost their lives. Star Health and Allied Insurance company cover hospitalization costs incurred as a result of a positive COVID-19 diagnosis.

2. Diabetes

   Diabetes is a chronic lifestyle disease that is characterized by elevated blood sugar levels. Not just this, uncontrolled diabetes can even lead to several other health risks such as stroke, kidney failure, heart attack and many more. Star Health has a dedicated health insurance plan that covers the hospitalization costs related to Type 1 and Type 2 diabetes.

3. Cancer

   Cancer is a dreadful disease that can wipe off your family's dreams and happiness. The treatment for this disease can cost fortunes. The Cancer Care Gold Plan from Star Health & Allied Insurance covers expenses incurred during the treatment required for the positive cancer diagnosis.

4. Cataract

   A cataract is an ocular condition that can be corrected as part of a daycare operation. Most of the plans offered by Star Health Insurance cover this surgery.

5. Autism

   Autism Spectrum Disorder is a brain developed condition that impacts a person's verbal, non-verbal and social interactions. Star Health Insurance company offers a dedicated plan named Star Special Care Policy to cover those children who are diagnosed with Autism Spectrum Disorder.

6. Kidney Disease

   Star Criticare Plus Insurance policy offers coverage for the medical expenses incurred during the treatment of chronic kidney disease.

7. Cardiac disorders

   Cardiovascular diseases are conditions that develop as a result of abnormal heart and blood vessel function. Stroke, high blood pressure, heart attack, etc comes under cardiac diseases. Star Health Insurance offers two health insurance plans, namely Star Criticare Plus and Star Cardiac Care Insurance Policy that cover certain disorders.

8. Brain Tumor

   A brain tumour is a disorder in which abnormal brain cells grow. You can get coverage for this disease with Star Health & Allied Insurance's Criticare health insurance policy.

   Apart from the ailments listed above, Star Health Insurance & Allied Insurance's health insurance plans also cover several other diseases such as irreversible paraplegia, cerebrovascular stroke, and more.

9. Lung Failure

   Due to so many reasons like excessive air pollution, etc, the human lungs stop working properly. Some of the common lung diseases are asthma, pneumonia, pulmonary edema, and much more. Health insurance plans such as Star CritiCare cover the treatment of diseases related to the lungs.

10. Psychiatric Disorder

    Mental illness is as serious as the physical illness. To cater to the seriousness of this problem, Star Health Insurance started offering the benefit of mental health treatment in the Star Medi Classic plan.

Summing it up

While buying a health insurance policy, it is always important to check that the plan you are buying covers the majority of illnesses so that you are protected in the majority of instances. However, you must evaluate a variety of factors before obtaining a policy, including your needs, add-on coverage, policy premium, and family medical history, in order to determine which illnesses you are more susceptible to and purchase a policy accordingly. Go through the Star Health Insurance Covered Diseases List, and choose the most suitable plan as per your healthcare needs..