Star Health Insurance Covered
Diseases List
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Star Health Insurance
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Network hospitals

14000+

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Incurred claim ratio

65%

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Sum insured

Up to 2 CR

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No. of Plans

24

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Solvency Ratio

2.0

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Pan India Presence

850+

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Age of Eldest Member

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Network hospitals

14000+

premium

Incurred claim ratio

65%

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Sum insured

Up to 2 CR

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No. of Plans

24

premium

Solvency Ratio

2.0

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Pan India Presence

850+

Star Health Insurance Covered Diseases List in 2024

Being diagnosed with any major illness can put you and your family in emotional and financial trouble. To protect your health as well as your savings in such dire situations, it is important for you to have a best health insurance plan from a well-known health insurance company that will provide much-needed coverage for a variety of illnesses

One such well-known and reputed company is Star Health Insurance. The company offers several plans that protect you and your family during unannounced medical emergencies.

The plans offered by Star Health cover several healthcare expenses including in-patient hospitalization costs, pre-hospitalization and post-hospitalization costs, daycare costs, ambulance costs, and so on.

In this article, we will be discussing the Star Health Insurance Covered Diseases List. Some of the diseases covered are:

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  1. COVID-19

    As we all have seen, the dangerous effect of COVID-19 has left all of us devastated. Since its spread, many people have lost their lives. Star Health and Allied Insurance company cover hospitalization costs incurred as a result of a positive COVID-19 diagnosis.

  2. Diabetes

    Diabetes is a chronic lifestyle disease that is characterized by elevated blood sugar levels. Not just this, uncontrolled diabetes can even lead to several other health risks such as stroke, kidney failure, heart attack and many more. Star Health has a dedicated health insurance plan that covers the hospitalization costs related to Type 1 and Type 2 diabetes.

  3. Cancer

    Cancer is a dreadful disease that can wipe off your family's dreams and happiness. The treatment for this disease can cost fortunes. The Cancer Care Gold Plan from Star Health & Allied Insurance covers expenses incurred during the treatment required for the positive cancer diagnosis.

  4. Cataract

    A cataract is an ocular condition that can be corrected as part of a daycare operation. Most of the plans offered by Star Health Insurance cover this surgery.

  5. Autism

    Autism Spectrum Disorder is a brain developed condition that impacts a person's verbal, non-verbal and social interactions. Star Health Insurance company offers a dedicated plan named Star Special Care Policy to cover those children who are diagnosed with Autism Spectrum Disorder.

  6. Kidney Disease

    Star Criticare Plus Insurance policy offers coverage for the medical expenses incurred during the treatment of chronic kidney disease.

  7. Cardiac disorders

    Cardiovascular diseases are conditions that develop as a result of abnormal heart and blood vessel function. Stroke, high blood pressure, heart attack, etc comes under cardiac diseases. Star Health Insurance offers two health insurance plans, namely Star Criticare Plus and Star Cardiac Care Insurance Policy that cover certain disorders.

  8. Brain Tumor

    A brain tumour is a disorder in which abnormal brain cells grow. You can get coverage for this disease with Star Health & Allied Insurance's Criticare health insurance policy.

    Apart from the ailments listed above, Star Health Insurance & Allied Insurance's health insurance plans also cover several other diseases such as irreversible paraplegia, cerebrovascular stroke, and more.

  9. Lung Failure

    Due to so many reasons like excessive air pollution, etc, the human lungs stop working properly. Some of the common lung diseases are asthma, pneumonia, pulmonary edema, and much more. Health insurance plans such as Star CritiCare cover the treatment of diseases related to the lungs.

  10. Psychiatric Disorder

    Mental illness is as serious as the physical illness. To cater to the seriousness of this problem, Star Health Insurance started offering the benefit of mental health treatment in the Star Medi Classic plan.

Summing it up

While buying a health insurance policy, it is always important to check that the plan you are buying covers the majority of illnesses so that you are protected in the majority of instances. However, you must evaluate a variety of factors before obtaining a policy, including your needs, add-on coverage, policy premium, and family medical history, in order to determine which illnesses you are more susceptible to and purchase a policy accordingly. Go through the Star Health Insurance Covered Diseases List, and choose the most suitable plan as per your healthcare needs..

List of Diseases Covered by Star Health Insurance: FAQ's

1. Which diseases are covered by Star Health Insurance?

Majorly, Star Health Insurance covers diabetes, hypertension, cardiovascular disease, asthma, cataracts, cardiac disorders, and brain tumours

2. What is the waiting period for the pre-existing diseases in Star Health Insurance?

In Star Health Insurance, the waiting period is 1 to 4 years.

3. How will I find out which diseases are covered by my Star Health Insurance Plan?

To know about the diseases covered by Star health insurance, you need to review your policy document or contact the insurance company.

4. What are pre-existing diseases in Star Health Insurance?

A pre-existing disease is a disease that has been diagnosed for up to 48 months before purchasing the policy.

5. What will happen if I do not disclose pre-existing conditions?

So, if the company got to know about pre-existing conditions, the policy would become null and void.

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I’ve been covered by HDFC ERGO Platinum Health Guard plan for years now, and it has been a lifesaver. The coverage is extensive, and the claim process is so easy. I highly recommend the p...

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I was majorly focused on pre and post-hospitalization expenses coverage and found the best health coverage for these with the ManipalCigna ProHealth insurance policy.

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For anyone who’s looking for a comprehensive health insurance policy, I would recommend buying the ManipalCigna ProHealth Prime insurance plan as it provides maximum coverage.

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Neelam Sharma

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May 10, 2024

Star health has been my health insurer for more than 2 years and I am happy. Thanks to PolicyX for suggesting me Star Health

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My wife fell ill and was diagnosed with jaundice, due to which she had to be hospitalised for a week. But Star’s Family Health Optima Insurance Plan helped me pay the bill and PolicyX mad...

Simran Saxena

Written By: Simran Saxena

An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.