ACKO Health vs Kotak Mahindra

Arogya Sanjeevani is a standard indemnity-based health insurance product designed to safeguard the medical requirements of customers.

Unique Benefits

• Covers Cataract Treatments
• No Health Check-ups up to 45 years
• Cumulative bonus of 5% on SI

Plan providing coverage for medical expenses arising out of hospitalization for a group of employees/workers of a particular organization.

Unique Benefits

• Maternity benefit Available
• Coverage for disabled children
• Injuries due to Terrorism

Kotak Health Care protects you and your family financially against medical emergencies. The plan comes in three variants- Excel, Platinum and Prime.

Unique Features

• Enhanced coverage
• Free Annual Health Check-ups
• Lifetime Renewability

A comprehensive health plan that offers protection plus rewards and value-added benefits. Additionally, the plan also comes with in-built maternity coverage.

Unique Features

• Long Term & Family Discounts
• Zone-wise premium classification
• Critical Illness cover

It is a standard health insurance plan that offers medical coverage of up to 10 Lakhs. Also, a fixed co-pay of 5% is applicable for all claims and ages in this policy

Unique Features

• Coverage for cataract treatment
• Modern treatments covered
• Cumulative bonus of 5%

A critical illness insurance plan that covers the expenses incurred in treating critical illnesses by paying a one-time lump sum insured to the beneficiary.

Unique Features

• Child education benefit
• Personal accident benefit
• Loss of job benefit

The plan is specially designed to cover you and your family in case of an accidental injury, disability, or death.

Unique Features

• Funeral expenses extension
• Carriage of dead body
• Ambulance charges

Kotak Super Top-up plan offers additional coverage to the policyholder to meet his/her medical expenses in case their base health coverage is exhausted.

Unique Features

• 100% restoration of SI
• Ambulance coverage up to 2,000
• AYUSH Cover

Corona Kavach policy is a standard individual health insurance policy that protects you against hospitalization expenses that occur due to COVID-19.

Unique Features

• Home care treatment expenses
• Optional cover available
• Benefit of up to 100% of SI