There are a plethora of conditions that you must consider before purchasing a top-up policy for senior citizens and we have mentioned a few below:
Both plans are designed to enhance the medical care coverage of your base health care plan. However, the difference lies in the way the deductibles are applied in both the format of health insurance plans. In layman's terms, when you purchase a top-up health insurance plan a single claim is applicable above the deductible limit. However, when you buy super-top-up health insurance you can claim cumulative hospital bills during a policy period once it exceeds the deductibles.