Bharti Axa
vs
Axis Max Term Insurance

  • Multiple policy tenure to choose from
  • Premiums starting @Rs 15/day
  • 30-day grace period
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Term Insurance Plan for you.

Get upto 10% Online Discount*

Gender

Age

Compare

Bharti Axa vs Axis Max Term Insurance

Bharti Axa

Bharti AXA started their insurance business in 2006. It is one of the leading insurance company offering wide range of insurance solutions

Axis Max Term Insurance

A joint venture between Axis Bank and Max Financial Services Limited, it is one of the leading insurance providers offering various insurance instruments to their customers.

COMPANY DETAILS Edit Bharti AXA Term Insurance

Bharti Axa

Edit Axis Max Life Term Insurance

Axis Max Term Insurance

Rating
Number of term insurance plans and add-ons
Annual Premiums Collected (2023-24)

Annual Premiums Collected (2023-24)

2920.58 Cr

Annual Premiums Collected (2023-24)

29528.97 Cr
Payout Options

Payout Options

Lump sum, monthly or a combination of both

Payout Options

Lump sum, monthly/quarterly/half-yearly/yearly or a combination of both
Claim ratio

Payout Options

99.1%

Payout Options

99.70%
Solvency Ratio

Solvency Ratio

1.6

Solvency Ratio

1.8
Pan India Presence

Pan India Presence

236

Pan India Presence

304
Riders Available

Riders Available

Bharti Axa Accidental Death Benefit Rider, Bharti Axa Accidental Total & Permanent Disability Rider, Bharti Axa Premium Waiver Rider, Bharti Axa Hospi Cash Benefit Rider

Riders Available

Waiver of Premium, Comprehensive Accident Benefit Rider,Terminal Illness Rider, Total and Permanent Disability Cover, Critical Illness and Disability Rider
Policy Term

Policy Term

5 to 50 years

Policy Term

10 to 67 years

Know More About Companies

Overview

Bharti AXA Term Insurance: Overview

Bharti AXA term insurance offers different term plans to suit your different needs: Flexi Term Pro, Life Suraksha, Saral Jeevan Bima, and Grameen Jeevan Bima Yojana. The insurer offers a range of customized best term plans that can cater to customers' needs at different stages of their life. You can get a Bharti AXA term insurance plan starting at just Rs. 751/ per month (T&Cs apply). 

What are some of the
Benefits
that set them apart?

  • Get complete protection till 99 years of age,

  • Cover your spouse under the same plan,

  • Return of total premiums paid in case of no claim,

  • Increase your sum assured at specific life stages,

  • Special premium rates for women,

  • Tax Benefits as per applicable laws,

  • Multiple policy terms and premium payment terms,

  • Get additional protection with add-on riders, etc.

 

Riders

Riders You Can Avail With Bharti AXA Term Insurance Plans

Name of the Riders Benefits
Accidental Death Benefit Rider Get an extra payout on top of the base cover in case of unfortunate death due to an accident.
Accidental Total & Permanent Disability Rider Get an extra cover on top of the base cover against total and permanent disability caused by accidents.
Premium Waiver Rider It waives off your future premiums in case you're faced with an unfortunate event like critical illness, permanent disability, or death.
Hospi Cash Benefit Rider Get an additional payment of a fixed benefit for each day of hospitalization and a lump sum benefit in case of surgery.

Consult for Personalized Insurance Advice

Contact With Advisor

But how does it work?

Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.

Other Term Insurance Companies

Trouble connecting with an insurance company?

Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com

We are happy to help.

Bharti AXA Term Insurance

Explore India’s best-selling Term insurance plans below

Bharti AXA started their insurance business in 2006. It is one of the leading insurance company offering wide range of insurance solutions

“A term plan- that protects against 15 major critical illnesses” Everyone loves a refund, don't you? What if we told you, you could get a ...

Unique Features

  • Joint life cover
  • Increase your life cover
  • Protect against 15 critical illness

Bharti AXA Flexi Term Plan (Pros)

Bharti AXA Flexi Term Plan
  • Joint life cover
  • Increase your life cover
  • Protection against 15 critical illness

Bharti AXA Flexi Term Plan (Cons)

Bharti AXA Flexi Term Plan
  • Suicide during the first 12 months of policy inception
  • Death occurred due to the pandemic
  • Injuries or illnesses caused due to any type of adventure sports

Bharti AXA Flexi Term Plan (Other Benefits)

Bharti AXA Flexi Term Plan
  • Flexible policy term
  • Whole life cover
  • Increasing sum assured

Bharti AXA Flexi Term Plan (Eligibility Criteria)

Bharti AXA Flexi Term Plan
  • Entry Age: Minimum Age - 18 years Maximum Age - 65 years
  • Base sum assured: 10 lakhs to 25 lakhs
  • Maximum Maturity Age - 85 years

Bharti AXA Life Suraksha is a protection plan that allows you to get whole-life coverage till 99 years. It offers 2 plan options: without the return o...

Unique Features

  • Cover your spouse
  • Special exit option
  • Increased sum insured

Bharti AXA Life Suraksha (Pros)

Bharti AXA Life Suraksha
  • Cover your spouse
  • Special exit option
  • Increased sum insured

Bharti AXA Life Suraksha (Cons)

Bharti AXA Life Suraksha
  • 1 Year WP for Suicide
  • No Policy Loans
  • Death Due to Adventure Sports

Bharti AXA Life Suraksha (Other Benefits)

Bharti AXA Life Suraksha
  • Whole Life Cover
  • Life Stage Benefit
  • Top-up Option

Bharti AXA Life Suraksha (Eligibility Criteria)

Bharti AXA Life Suraksha
  • Entry Age -18 Years
  • Max Entry Age - 65 years
  • Minimum Sum Assured - ₹5 Lakhs
  • Maximum Maturity Age - 99 years
  • Premium Payment Term - RP/SP/LP

Are you looking for an extremely inexpensive term insurance plan with short coverage? Then Bharti AXA Grameen Jeevan Bima might be the right choice fo...

Unique Features

  • Pure protection
  • Return of premium
  • Tax benefit

Bharti AXA Grameen Jeevan Bima (Pros)

Bharti AXA Grameen Jeevan Bima
  • Pure protection
  • Return of premium
  • Tax benefit

Bharti AXA Grameen Jeevan Bima (Cons)

Bharti AXA Grameen Jeevan Bima
  • 1 Year WP for Suicide
  • No Policy Loans
  • Death Due to Adventure Sports

Bharti AXA Grameen Jeevan Bima (Other Benefits)

Bharti AXA Grameen Jeevan Bima
  • Advance Premium Option
  • Choice of Plan Options
  • Return of Premium Benefit

Bharti AXA Grameen Jeevan Bima (Eligibility Criteria)

Bharti AXA Grameen Jeevan Bima
  • Entry Age -18 Years
  • Max Entry Age - 60 years
  • Minimum Sum Assured - ₹10 Thousands
  • Maximum Maturity Age - 65 years
  • Premium Payment Term - RP/SP

Bharti AXA Life POS Saral Jeevan Bima Yojana is a non-linked, non-participating, individual, pure-risk premium life insurance plan that offers lump su...

Unique Features

  • Double Sum Assured
  • No medical examination
  • Quick policy issuance

POS Saral Jeevan Bima Yojana (Pros)

POS Saral Jeevan Bima Yojana
  • Double Sum Assured
  • No Medical Examination
  • Quick Policy Issuance

POS Saral Jeevan Bima Yojana (Cons)

POS Saral Jeevan Bima Yojana
  • 1 Year WP for Suicide
  • No Policy Loans
  • No Maturity Benefits

POS Saral Jeevan Bima Yojana (Other Benefits)

POS Saral Jeevan Bima Yojana
  • Death Benefit
  • Advance Premium
  • Online Discount

POS Saral Jeevan Bima Yojana (Eligibility Criteria)

POS Saral Jeevan Bima Yojana
  • Entry Age -18 Years
  • Max Entry Age - 55 years
  • Minimum Sum Assured - ₹50 Thousands
  • Maximum Maturity Age - 65 years
  • Premium Payment Term - RP

Uncertainties are inescapable, but you can make sure your family's goals remain undisturbed, irrespective of the circumstances, with a Bharti AXA Life...

Unique Features

  • Flexible Premium Payment Term
  • Special Rates for Females
  • Get Surrender Benefit

Bharti AXA Life Saral Jeevan Bima (Pros)

Bharti AXA Life Saral Jeevan Bima
  • Flexible Premium Payment Term
  • Special Rates for Females
  • Get Surrender Benefit

Bharti AXA Life Saral Jeevan Bima (Cons)

Bharti AXA Life Saral Jeevan Bima
  • 1 Year WP for Suicide
  • No Policy Loans
  • No Maturity Benefits

Bharti AXA Life Saral Jeevan Bima (Other Benefits)

Bharti AXA Life Saral Jeevan Bima
  • Advance Premium Option
  • Add-on Riders
  • Optional Accidental Cover

Bharti AXA Life Saral Jeevan Bima (Eligibility Criteria)

Bharti AXA Life Saral Jeevan Bima
  • Entry Age -18 Years
  • Max Entry Age - 65 years
  • Minimum Sum Assured - ₹5 Lakhs
  • Maximum Maturity Age - 70 years
  • Premium Payment Term - RP/SP/LP

Are you looking for a term plan that covers a group of people, is simple, and has simple and low-cost premiums? If yes, then today we have a term plan...

Unique Features

  • Affordable premiums
  • No Medical examination
  • Flexible-Premium Paying Modes

Bharti AXA Group Suraksha Policy (Pros)

Bharti AXA Group Suraksha Policy
  • Affordable premiums
  • No Medical examination
  • Flexible-Premium Paying modes

Bharti AXA Group Suraksha Policy (Cons)

Bharti AXA Group Suraksha Policy
  • 1 Year WP for Suicide
  • No Policy Loans
  • No Survival Benefits

Bharti AXA Group Suraksha Policy (Other Benefits)

Bharti AXA Group Suraksha Policy
  • One Year Renewable
  • No Medical Requirement
  • Death Benefit

Bharti AXA Group Suraksha Policy (Eligibility Criteria)

Bharti AXA Group Suraksha Policy
  • Entry Age -18 Years
  • Max Entry Age - 54 years
  • Minimum Sum Assured - ₹5 Thousands
  • Maximum Maturity Age - Annual Renewal
  • Premium Payment Term - RP

Are you looking to save for the future and protect your loved ones? Then Bharti AXA POS Saral Bachat Yojana might be perfect for you! A term insurance...

Unique Features

  • Return of premium
  • Affordable premiums
  • Tax benefits

Bharti AXA Life POS Saral Bachat Yojana (Pros)

Bharti AXA Life POS Saral Bachat Yojana
  • Return of premium
  • Affordable premiums
  • Tax benefits

Bharti AXA Life POS Saral Bachat Yojana (Cons)

Bharti AXA Life POS Saral Bachat Yojana
  • 1 Year WP for Suicide
  • No Policy Loans
  • Death Due to Adventure Sports

Bharti AXA Life POS Saral Bachat Yojana (Other Benefits)

Bharti AXA Life POS Saral Bachat Yojana
  • Maturity Benefit
  • In-built Accidental Cover
  • Flexible-Premium Payment Terms

Bharti AXA Life POS Saral Bachat Yojana (Eligibility Criteria)

Bharti AXA Life POS Saral Bachat Yojana
  • Entry Age -8 Years
  • Max Entry Age - 55 years
  • Minimum Sum Assured - ₹40 Thousands
  • Maximum Maturity Age - 60 years
  • Premium Payment Term - RP/LP

Bharti AXA Life Flexi Term Pro is a comprehensive and best term insurance plan that can be customized as per your needs. It offers two plan options an...

Unique Features

  • Choice of Plan Options
  • Lower Premium for Women
  • Whole Life Cover

Bharti AXA Life Flexi Term Pro Plan (Pros)

Bharti AXA Life Flexi Term Pro Plan
  • Choice of Plan Options
  • Lower Premium for Women
  • Whole Life Cover

Bharti AXA Life Flexi Term Pro Plan (Cons)

Bharti AXA Life Flexi Term Pro Plan
  • No Policy Loan
  • No Health Benefits
  • Suicide Clause

Bharti AXA Life Flexi Term Pro Plan (Other Benefits)

Bharti AXA Life Flexi Term Pro Plan
  • Life Stage Benefit
  • Joint Life Cover
  • Return of Premium

Bharti AXA Life Flexi Term Pro Plan (Eligibility Criteria)

Bharti AXA Life Flexi Term Pro Plan
  • Entry Age -18 Years
  • Max Entry Age - 65 years
  • Minimum Sum Assured - ₹25 Lakhs
  • Maximum Maturity Age - 99 years
  • Premium Payment Term - RP/SP/LP

Axis Max Life Term Insurance

Explore India’s best-selling Term insurance plans below

A joint venture between Axis Bank and Max Financial Services Limited, it is one of the leading insurance providers offering various insurance instruments to their customers.

Axis Max Life Premium Return Protection Plan is a simple term insurance plan that offers coverage along with a 'Return of Premium' benefit. The plan o...

Unique Features

  • Return of Premium Plan
  • Flexible-Premium Payment Term
  • 1 Crore Max Sum Assured

Axis Max Life Premium Return Protection (Pros)

Axis Max Life Premium Return Protection
  • Terminal Illness Benefit
  • Smart Exit Benefit
  • Acceleration Death Benefit

Axis Max Life Premium Return Protection (Cons)

Axis Max Life Premium Return Protection
  • 1 Year WP for Suicide
  • No Policy Loans
  • No Pre-existing Conditions

Axis Max Life Premium Return Protection (Other Benefits)

Axis Max Life Premium Return Protection
  • Death Benefit in Instalments
  • RP
  • WOP & 3 Riders
  • Additional Cover for Spouse

Axis Max Life Premium Return Protection (Eligibility Criteria)

Axis Max Life Premium Return Protection
  • Entry Age - 18 Years
  • Max Entry Age - 84 years
  • Minimum Sum Assured - Adaptable
  • Maximum Maturity Age - 85 years
  • Premium Payment Term - RP/SP/LP

Have you ever heard of a term plan that gives you a 12-month grace period before paying your next premium? Axis Max Life Smart Total Elite Protection ...

Unique Features

  • Cover continuous benefit
  • Terminal illness cover
  • Early exit benefit

Axis Max Life Smart Total Elite Protection (Pros)

Axis Max Life Smart Total Elite Protection
  • Special Exit Value
  • Accident Cover
  • Terminal Illness Cover

Axis Max Life Smart Total Elite Protection (Cons)

Axis Max Life Smart Total Elite Protection
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

Axis Max Life Smart Total Elite Protection (Other Benefits)

Axis Max Life Smart Total Elite Protection
  • Cover continuance benefit
  • Insta payment
  • Choose policy term

Axis Max Life Smart Total Elite Protection (Eligibility Criteria)

Axis Max Life Smart Total Elite Protection
  • Entry age - 18 years
  • Max entry age - 65 years
  • Min sum assured - 1
  • Max maturity age - 85 years
  • PPT - RP/SP/LP

Axis Max Life Smart Secure plan is a non-linked, non-participating, individual pure risk premium life insurance plan that is specifically designed to ...

Unique Features

  • 100% return of premium
  • Loyalty Discount of 5%
  • Increase your Sum Assured

Axis Max Life Smart Secure Plus Plan (Pros)

Axis Max Life Smart Secure Plus Plan
  • Income Protector
  • Rider Options
  • Premium Return (ROP)

Axis Max Life Smart Secure Plus Plan (Cons)

Axis Max Life Smart Secure Plus Plan
  • Limited Maturity Benefit
  • Plan Complexity
  • No Loan Benefit

Axis Max Life Smart Secure Plus Plan (Other Benefits)

Axis Max Life Smart Secure Plus Plan
  • Enhance Cover at Milestones
  • Accelerated Critical Illness Benefit
  • Accident Cover

Axis Max Life Smart Secure Plus Plan (Eligibility Criteria)

Axis Max Life Smart Secure Plus Plan
  • Entry Age - 18 Years
  • Max Entry Age - 60 years
  • Minimum Sum Assured - Adaptable
  • Maximum Maturity Age - NA
  • Premium Payment Term - RP/SP/LP

Axis Max Life Smart Term Plan Plus by Axis Max Life Insurance is a unique term insurance plan to meet the changing demands of customers at various lif...

Unique Features

  • 7 Plan Options
  • Cover Continuance Benefit
  • Inbuilt Terminal Illness Cover

Axis Max Life Smart Term Plan Plus (Pros)

Axis Max Life Smart Term Plan Plus
  • Choice of Plan Variant
  • Cover Continuance Benefit
  • Special Exit Value

Axis Max Life Smart Term Plan Plus (Cons)

Axis Max Life Smart Term Plan Plus
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

Axis Max Life Smart Term Plan Plus (Other Benefits)

Axis Max Life Smart Term Plan Plus
  • Option to Choose Whole Life Cover
  • Inbuilt Terminal Illness Cover
  • Special Discount for Females

Axis Max Life Smart Term Plan Plus (Eligibility Criteria)

Axis Max Life Smart Term Plan Plus
  • Entry age - 18 years
  • Max entry age - 65 years
  • Min sum assured - Rs 2 lakhs
  • Max maturity age - 100 years
  • PPT - RP/SP/LP
Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.