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Edelweiss Tokio vs Pnb Metlife Term Insurance

Edelweiss Tokio

Edelweiss Term Insurance is one of the best insurance company with 120+ branches and over 5000 employees working under the company.

Pnb Metlife Term Insurance

PNB Metlife is a joint venture between Punjab National Bank India and Metropolitan Life Insurance America. It offers several term plans and has 15,000+ offices in PAN India.

COMPANY DETAILS

Edelweiss Tokio

Pnb Metlife Term Insurance

Rating	Rating 4.6	Rating 4.6
Number of term insurance plans and add-ons	No. of Plans 2	No. of Plans 7
Annual Premiums Collected (2023-24)	Annual Premiums Collected (2023-24) 690.47 crore	Annual Premiums Collected (2023-24) 732.28 Cr
Payout Options	Payout Options -	Payout Options Lump sum, monthly, or a combination of both
Claim ratio	Payout Options 99.2%	Payout Options 99.2%
Solvency Ratio	Solvency Ratio 2.1	Solvency Ratio 1.7
Pan India Presence	Pan India Presence 109 branch offices	Pan India Presence 15000+
Riders Available	Riders Available Accidental Death Benefit Rider, Accidental Total and Permanent Disability Rider, Critical Illness Rider	Riders Available Accidental Death Benefit Rider, Terminal Illness Rider, Waiver of Premium Rider, Critical Illness Rider
Policy Term	Policy Term 10 to 40 years	Policy Term 10 to 40 years

Know More About Companies

Overview

Edelweiss Tokio Term Insurance: Overview

Edelweiss Life Insurance started as a general insurance provider in 2011. Currently, more than 120 branches operate in every major city, and over 5000 employees are working under the company. As a responsible family member, you would always be concerned about what happens to your family after your death. Edelweiss Life’s term plans are the perfect solution to this concern.

It offers vast categories of term plans such as level term plans, increasing term plans, term plans with optional riders, and term plans with a return of premium to cater to the needs of every customer.

What are some of the
Benefits
that set them apart?

Best Customer Experience
Affordable Premiums
Hassle-free Claim Process
Tax Benefits

Enhanced Protection with Riders
Death benefits for Your Loved Ones
Special Premium Rates for Non-Smokers

Riders

Riders You Can Avail With Edelweiss Tokio Term Insurance Plans

Name of the rider	Benefits
Edelweiss Tokio Accidental Death Benefit Rider	This rider enhances the life coverage given to your loved ones in case of an accident causing your death. So your loved ones could receive the base sum assured along with the rider's sum assured.
Edelweiss Tokio Accidental Total and Permanent Disability Rider	It can be a difficult task when an accident leaves you with a disability, which impacts your ability to provide consistent income for your family. Under this rider, if you cannot earn for more than six months due to any accidental disability the rider waives off all your premiums but the insurance coverage stays intact.
Edelweiss Tokio Critical Illness Rider	Under this rider, you would be provided a sum assured apart from the base plan sum assured if you are diagnosed with any critical illnesses mentioned in the plan that you bought.

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Edelweiss Tokio Term Insurance

Explore India’s best-selling Term insurance plans below

Edelweiss Term Insurance is one of the best insurance company with 120+ branches and over 5000 employees working under the company.

Edelweiss Life Total Protect Plus

Edelweiss Life Total Protect Plus is a pure protection plan that comes with 3 plan options such as Life Cover Option, Return of Premium Option, and Li...

Unique Features

Covers up to age 100
Child’s Future Protect
Hospital Cash Benefit

Edelweiss Life Total Protect Plus (Pros)

Return of premium
Life long benefit option
Choice of policy term

Edelweiss Life Total Protect Plus (Cons)

No survival benefits
No policy loan
No death benefits in case of suicide during first year

Edelweiss Life Total Protect Plus (Other Benefits)

Spouse cover
Child protection cover
Enhanced riders

Edelweiss Life Total Protect Plus (Eligibility Criteria)

Entry Age- 18 years
Max Entry Age- 65 years
Minimum sum assured- Rs 25 lakhs
Maximum maturity age- 100 years
Premium payment term- 5 to 20 years

Edelweiss Life Zindagi Protect

The Edelweiss Life Zindagi Protect is a pure-term insurance plan that provides financial support to your dependents in return for the premium you have...

Unique Features

6% Discount on Premiums
Child Future Protect Benefit
Premium Break Benefit

Edelweiss Life Zindagi Protect (Pros)

Premium Break Benefit
Child’s Future Protect Benefit
Better Half Benefit

Edelweiss Life Zindagi Protect (Cons)

No policy loan
No survival benefit
No death benefits in case of policyholder& 039;s death due to suicide.

Edelweiss Life Zindagi Protect (Other Benefits)

Whole Life Cover
Return of Premium Option
Multiple Death Benefits Payout

Edelweiss Life Zindagi Protect (Eligibility Criteria)

Entry Age- 18 years
Max Entry Age- 65 years
Minimum sum assured- Rs 25 lakhs
Maximum maturity age- 100 years
PPT- Regular/ Limited

PNB MetLife Term Insurance

Explore India’s best-selling Term insurance plans below

PNB Metlife is a joint venture between Punjab National Bank India and Metropolitan Life Insurance America. It offers several term plans and has 15,000+ offices in PAN India.

PNB Metlife Saral Jeevan Bima

PNB Metlife Saral Jeevan Bima is a standard term insurance plan designed as per the guidelines of IRDAI. This plan is designed to provide pure protect...

Unique Features

Avail Family Protection
High Sum Assured
Flexible Premium Payment

PNB Metlife Saral Jeevan Bima (Pros)

Avail Family Protection
High Sum Assured
Flexible Premium Payment

PNB Metlife Saral Jeevan Bima (Cons)

1 Year WP for Suicide
No Policy Loans
Death Due to Adventure Sports

PNB Metlife Saral Jeevan Bima (Other Benefits)

Choice of the policy term
Choice of premium payment term options
Protection for your family

PNB Metlife Saral Jeevan Bima (Eligibility Criteria)

Entry Age -18 Years
Max Entry Age - 65 years
Minimum Sum Assured - ₹5L
Maximum Maturity Age - 70 years
Premium Payment Term - RP/SP/LP

PNB Metlife Aajeevan Suraksha

PNB Metlife Aajeevan Suraksha Plan offers individuals a comprehensive life cover with a plethora of benefits and features embedded within the plan. Aa...

Unique Features

Flexible Premium Payment
Joint Life Cover
Whole Life Cover

PNB Metlife Aajeevan Suraksha (Pros)

Flexible Premium Payment
Joint Life Cover
Whole Life Cover

PNB Metlife Aajeevan Suraksha (Cons)

No Policy Loan Allowed
No Cover for Suicide
No Survival Benefit

PNB Metlife Aajeevan Suraksha (Other Benefits)

Choice of Plan Options
Monthly Income Benefit
Inbuilt Cover Against Terminal Illness

PNB Metlife Aajeevan Suraksha (Eligibility Criteria)

Entry Age -18 Years
Max Entry Age- 65 Years
Minimum Sum Assured - 25 L
Maximum Maturity Age - 99 Yrs
Premium Payment Term - RP/SP/LP

PNB Mera Jeevan Suraksha

PNB Metlife Mera Jeevan Suraksha Plan is designed to provide quality coverage in unforeseen circumstances. The plan not only includes death coverage b...

Unique Features

Return of Premium Benefit
Waiver of Premium
Terminal Illness Cover

PNB Mera Jeevan Suraksha (Pros)

Joint Life Cover
Return of Premium
Terminal Illness Cover

PNB Mera Jeevan Suraksha (Cons)

1 Year WP for Suicide
No Policy Loans
Death Due to Adventure Sports

PNB Mera Jeevan Suraksha (Other Benefits)

High Sum Assured Rebate
Waiver of Premium
Add-on Riders

PNB Mera Jeevan Suraksha (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 years
Minimum Sum Assured - ₹25L
Maximum Maturity Age - 80 years
Premium Payment Term - RP/SP/LP

PNB Metlife Family Income Protector Plus

'A Term plan that gives regular monthly income after your demise' If you support your family financially through your income, then undoubtedly, the co...

Unique Features

Monthly Income for 20 yrs
Return of premium
Tax benefits

PNB Metlife Family Income Protector Plus (Pros)

Monthly Income for 20 yrs
Return of premium
Tax benefits

PNB Metlife Family Income Protector Plus (Cons)

1 Year WP for Suicide
No Policy Loans
Death Due to Adventure Sports

PNB Metlife Family Income Protector Plus (Other Benefits)

Maturity benefit
Guaranteed monthly income
Freedom to choose benefits

PNB Metlife Family Income Protector Plus (Eligibility Criteria)

Entry Age -25 Years
Max Entry Age - 60 years
Minimum Sum Assured - ₹14L
Maximum Maturity Age - 75 years
Premium Payment Term - RP/SP/LP

PNB MetLife POS Suraksha

Are you the sole earning member of your family, and feel worried about what will happen in case of an emergency? Who will take care of all expenses? S...

Unique Features

Guaranteed Monthly Income
Return of 100% premium
Easy Enrollment

PNB MetLife POS Suraksha (Pros)

Guaranteed Monthly Income
Return of 100% premium
Easy Enrollment

PNB MetLife POS Suraksha (Cons)

1 Year WP for Suicide
No Policy Loans
Death Due to Adventure Sports

PNB MetLife POS Suraksha (Other Benefits)

Easy enrollment process
Return of premiums on survival till maturity
Flexibility to pay premiums

PNB MetLife POS Suraksha (Eligibility Criteria)

Entry Age -18 Years
Max Entry Age - 55 years
Minimum Sum Assured - ₹50k
Maximum Maturity Age - 65 years
Premium Payment Term - RP/LP

PNB MetLife Loan and Life Suraksha

PNB Metlife has launched the PNB MetLife Loan and Life Suraksha Plan, offering life insurance along with protection for your mortgage, educational, pe...

Unique Features

Dual Coverage option
Joint Life option
Moratorium Period

PNB MetLife Loan and Life Suraksha (Pros)

High-life cover
Loan Coverage
Flexible premium payment

PNB MetLife Loan and Life Suraksha (Cons)

1 year WP for suicide
Death due to adventure sports
No pre-existing illness cover

PNB MetLife Loan and Life Suraksha (Other Benefits)

Reducing Cover Option
Tax benefits
Level Cover Option

PNB MetLife Loan and Life Suraksha (Eligibility Criteria)

Entry age - 15 years
Max entry age - 65 years
Min sum assured - 5 Thousand
Max maturity age - NA

PNB Metlife Mera Term Plus

PNB MetLife Mera Term Plan Plus is a comprehensive pure protection plan that helps you protect your family financially upon your sudden demise. Under ...

Unique Features

Comprehensive coverage
Plan enhancement options
Customizable plans

PNB Metlife Mera Term Plus (Pros)

Spouse Coverage
Return of Premium
Life Stage Benefit

PNB Metlife Mera Term Plus (Cons)

1 Year WP for Suicide
No Policy Loans
Death Due to Adventure Sports

PNB Metlife Mera Term Plus (Other Benefits)

Child Education Support Benefit
Step-up Benefit
Whole Life Cover

PNB Metlife Mera Term Plus (Eligibility Criteria)

Entry Age -18 Years
Max Entry Age - 60 years
Minimum Sum Assured - ₹25L
Maximum Maturity Age - 99 years
Premium Payment Term - RP/SP/LP

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Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

Name of the Rider	Benefits
PNB MetLife Accidental Death Benefit Rider	This rider provides an additional amount in case of the policyholder’s unfortunate death due to an accident.
PNB MetLife Terminal Illness Rider	This rider offers additional benefits in case the policyholder is diagnosed with any of the terminal illnesses mentioned in the brochure.
PNB MetLife Waiver of Premium Rider	This rider ensures that future due premiums are waived in case of total and permanent disability of the life assured. The benefit can be purchased by paying a nominal extra premium over and above the base premium.
PNB MetLife Critical Illness Rider	The rider plan provides payment of an additional amount on the diagnosis of any of the 10 critical conditions mentioned in the policy document. This plan acts as an additional health cover under the base policy, where rider term and sum assured options are available to provide coverage as per your needs.

Edelweiss TokiovsPnb Metlife Term Insurance

Compare

Edelweiss Tokio vs Pnb Metlife Term Insurance

Edelweiss Tokio

Pnb Metlife Term Insurance

Know More About Companies

Overview

Edelweiss Tokio Term Insurance: Overview

PNB Metlife Term Insurance Plan: Overview

Riders

Riders You Can Avail With Edelweiss Tokio Term Insurance Plans

Riders You Can Avail With PNB MetLife Term Insurance Plans

But how does it work?

Other Term Insurance Companies

Edelweiss Tokio Term Insurance

Edelweiss Life Total Protect Plus (Pros)

Edelweiss Life Total Protect Plus (Cons)

Edelweiss Life Total Protect Plus (Other Benefits)

Edelweiss Life Total Protect Plus (Eligibility Criteria)

Edelweiss Life Zindagi Protect (Pros)

Edelweiss Life Zindagi Protect (Cons)

Edelweiss Life Zindagi Protect (Other Benefits)

Edelweiss Life Zindagi Protect (Eligibility Criteria)

PNB MetLife Term Insurance

PNB Metlife Saral Jeevan Bima (Pros)

PNB Metlife Saral Jeevan Bima (Cons)

PNB Metlife Saral Jeevan Bima (Other Benefits)

PNB Metlife Saral Jeevan Bima (Eligibility Criteria)

PNB Metlife Aajeevan Suraksha (Pros)

PNB Metlife Aajeevan Suraksha (Cons)

PNB Metlife Aajeevan Suraksha (Other Benefits)

PNB Metlife Aajeevan Suraksha (Eligibility Criteria)

PNB Mera Jeevan Suraksha (Pros)

PNB Mera Jeevan Suraksha (Cons)

PNB Mera Jeevan Suraksha (Other Benefits)

PNB Mera Jeevan Suraksha (Eligibility Criteria)

PNB Metlife Family Income Protector Plus (Pros)

PNB Metlife Family Income Protector Plus (Cons)

PNB Metlife Family Income Protector Plus (Other Benefits)

PNB Metlife Family Income Protector Plus (Eligibility Criteria)

PNB MetLife POS Suraksha (Pros)

PNB MetLife POS Suraksha (Cons)

PNB MetLife POS Suraksha (Other Benefits)

PNB MetLife POS Suraksha (Eligibility Criteria)

PNB MetLife Loan and Life Suraksha (Pros)

PNB MetLife Loan and Life Suraksha (Cons)

PNB MetLife Loan and Life Suraksha (Other Benefits)

PNB MetLife Loan and Life Suraksha (Eligibility Criteria)

PNB Metlife Mera Term Plus (Pros)

PNB Metlife Mera Term Plus (Cons)

PNB Metlife Mera Term Plus (Other Benefits)

PNB Metlife Mera Term Plus (Eligibility Criteria)

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