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ICICI Term Insurance
Explore India’s best-selling Term insurance plans below
ICICI Prudential holds values like Customer First, Humility, Passion, Integrity, and Boundarylessness. Comprehensive insurance solutions are promised.
ICICI Pru POS iProtect Smart Term Plan is a non-linked, non-participating term insurance plan that offers flexibility to customize your plan and enhan...
Unique Features
- 2 Plan Options
- Waiting Period Protection
- Accidental Death Benefit
ICICI Prudential POS iProtect Smart (Pros)
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- Life option
- Life Plus Option
- Premium discounts for women
ICICI Prudential POS iProtect Smart (Cons)
- No policy loan
- No Investment option
- No Terminal illness benefit
ICICI Prudential POS iProtect Smart (Other Benefits)
- Additional Accidеntal Dеath Bеnеfit
- Special Premium rates
- Tax benefit
ICICI Prudential POS iProtect Smart (Eligibility Criteria)
- Minimum entry age-18 years
- Maximum entry age- 60 years
- Minimum sum assured- As per plan
- Minimum policy term-5 years
- Maximum policy term- 40 years.
ICICI Pru Protect n Gain plan, stays true to its tagline, ''Growth Bhi Protection Bhi'' which means it provides dual benefits of protection and wealth...
Unique Features
- 18 Fund Options Available
- 4 Plan Strategies
- Systemic Withdrawal Plan Option
ICICI Prudential Protect-n-Gain (Pros)
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- 18 Different funds
- 4 Investment strategies
- Top-up option
ICICI Prudential Protect-n-Gain (Cons)
- No policy Loan
- No guaranteed returns
- Suicide cover after 12 month
ICICI Prudential Protect-n-Gain (Other Benefits)
- Unlimited free switches
- Tax benefit
- Top up option
ICICI Prudential Protect-n-Gain (Eligibility Criteria)
- Minimum entry age-18 years
- Maximum entry age- 65 years
- Minimum sum assured- 5 Lac
- Maximum sum assured- No limit
- Maximum Policy term-30 years
ICICI Pru Loan Protect Plus Plan is a simple term insurance plan, specially designed to manage the risk associated with ongoing loan amounts. The plan...
Unique Features
- Death Benefit Options
- Flexible Policy Terms
- Life Cover Options
ICICI Pru Loan Protect Plus (Pros)
- Comprehensive coverage
- Choice of coverage options
- Flexible policy term
ICICI Pru Loan Protect Plus (Cons)
- No policy loan
- No Investment option
- No Terminal illness benefit
ICICI Pru Loan Protect Plus (Other Benefits)
- Death benefit
- Reducing cover
- Surrender benefit
ICICI Pru Loan Protect Plus (Eligibility Criteria)
- Minimum entry age-18 years
- Maximum entry age- 65 years
- Minimum sum assured- 5 lac
- Minimum policy term -5 years
- Maximum policy term- 30 years.
ICICI Pru Life Raksha is a simple pure protection plan offering death benefits ranging from INR 50,000 to INR 5 lakhs. The plan is offered by ICICI Pr...
Unique Features
- 18 Fund Options Available
- 4 Plan Strategies
- Systemic Withdrawal Option
ICICI Pru Life Raksha (Pros)
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- Five-Year Regular Pay
- No medical examination
- Tax benefits
ICICI Pru Life Raksha (Cons)
- No policy loan
- No Investment option
- No Terminal illness benefit
ICICI Pru Life Raksha (Other Benefits)
- Free look period
- Grace Period
- Short term plan
ICICI Pru Life Raksha (Eligibility Criteria)
- Minimum entry age-18 years
- Maximum entry age- 60 years
- Minimum sum assured- 50
- 000
- Minimum policy term -5 years
- Maximum policy term- 5 years.
ICICI Pru iShiled is a dual-benefit plan that gives both health & life insurance. Apart from life coverage, this policy offers coverage against he...
Unique Features
- Combi Plan - Health & Life
- Family Cover
- Discounts for Non-Smokers
ICICI Pru iShield Term (Pros)
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- Health+Life Combo
- 5% online discount
- Easy renewal
ICICI Pru iShield Term (Cons)
- No policy loan
- No Investment option
- No Terminal illness benefit
ICICI Pru iShield Term (Other Benefits)
- 5% online discount
- waiver of premium
- Tax benefit
ICICI Pru iShield Term (Eligibility Criteria)
- Minimum entry age-6 years
- Maximum entry age- 65 years
- Minimum sum assured- As per Premium
- Maximum policy term- 99 years
- Mode of premium- Single
Are you suffering from any pre-existing diseases? Then, getting a term plan might be difficult for you. But not anymore. ICICI Prudential’s Prec...
Unique Features
- Covers pre-existing diseases
- 5% loyalty discount
- Accidental death benefit
ICICI Precious Life Term (Pros)
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- Covers pre existing conditions
- Covers Cancer survivors
- 5% loyalty discount
ICICI Precious Life Term (Cons)
- No policy loan
- No Investment option
- No Terminal illness benefit
ICICI Precious Life Term (Other Benefits)
- Death benefit
- Accidental death benefit
- Affordable Premiums
ICICI Precious Life Term (Eligibility Criteria)
- Minimum entry age-18 years
- Maximum entry age- 70 years
- Minimum sum assured- 2 lakh
- Maximum sum assured- No limit
- Maximum policy term- 40 years.
Are you having a high-risk occupation such as a fire-fighter, coal miner, construction worker, and so on, in which the chances of an accident are much...
Unique Features
- Accidental Death cover
- Affordable premiums
- Tax benefit on premiums
ICICI Pru iCare II (Pros)
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- 2 Crore Accidental Death Benefit
- One Pay & Single Pay Option
- Unexpired Risk Premium Value
ICICI Pru iCare II (Cons)
- No Maturity Benefit
- No Loans Allowed
- Death Due To Drugs
ICICI Pru iCare II (Other Benefits)
- Suicide Cover
- Tax Benefit
- Affordable Plan
ICICI Pru iCare II (Eligibility Criteria)
- Entry Age -18 Years
- Max Entry Age- 65 Years
- Minimum Sum Assured - Adaptable
- Maximum Maturity Age - NA
- Premium Payment Term - SP
ICICI Pru iProtect Smart Term Plan is a non-linked pure-term insurance plan. This plan provides advanced protection by offering comprehensive coverage...
Unique Features
- Online Discounts
- MWPA Enrolment Benefit
- Waiver of Premium on Terminal Illness
ICICI Pru iProtect Smart Term Plan (Pros)
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- Accidental Death Option
- Critical death option
- 4 Plan option
ICICI Pru iProtect Smart Term Plan (Cons)
- No policy loan
- No Investment option
- No Terminal illness benefit
ICICI Pru iProtect Smart Term Plan (Other Benefits)
- Long Term Cover
- Optional Covers
- Add-on Benefits
ICICI Pru iProtect Smart Term Plan (Eligibility Criteria)
- Minimum entry age-18 years
- Maximum entry age- 65 years
- Minimum sum assured- As per premium
- Maximum sum assured- No limit
- Maximum policy term- 99 years.
ICICI Pru Loan Protect is a non-participating term insurance plan offered by ICICI Pru Life Insurance Company. It provides life cover to individuals w...
Unique Features
- Protection against mortgage
- Protection against the car loan
- Sum assured starts with 5 lacs
ICICI Pru Loan Protect (Pros)
- Flexible PPT
- Reducing Cover
- Long term Policy term
ICICI Pru Loan Protect (Cons)
- No policy loan
- No Investment option
- No Terminal illness benefit
ICICI Pru Loan Protect (Other Benefits)
- Death Benefit
- Tax Benefits
- Surrender Benefit
ICICI Pru Loan Protect (Eligibility Criteria)
- Minimum entry age-18 years
- Maximum entry age- 65 years
- Minimum sum assured- 5 Lac
- Maximum sum assured- 30 Lac
- Maximum policy term- 30 years.
ICICI Pru Saral Jeevan Bima offers a simplified answer to your protection needs and ensures that your family leads a comfortable life without any fina...
Unique Features
- Pure protection plan
- Affordable premiums
- Flexible options
ICICI Pru Saral Jeevan Bima (Pros)
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- Affordable premiums
- Flexible premium paying term
- Maturity age upto the age 70 years.
ICICI Pru Saral Jeevan Bima (Cons)
- No Policy Loan
- No Investment option
- No Terminal illness benefit
ICICI Pru Saral Jeevan Bima (Other Benefits)
- Death benefit
- No medical examination
- Tax benefit
ICICI Pru Saral Jeevan Bima (Eligibility Criteria)
- Minimum entry age-18 years
- Maximum entry age- 65 years
- Maximum maturity age- 70 years
- Minimum sum assured-5 Lac
- Maximum sum assured-No limit
ICICI Pru iProtect Return of Premium provides security to you and your loved ones against all such uncertainties of life that may pose a hurdle to you...
Unique Features
- Maturity Benefit
- Critical Illness Cover
- Accidental Disability Cover
ICICI Prudential iProtect Return Of Premium (Pros)
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- Life stage cover
- Critical illness
- Return of premium
ICICI Prudential iProtect Return Of Premium (Cons)
- No policy loan
- No Investment option
- No Terminal illness benefit
ICICI Prudential iProtect Return Of Premium (Other Benefits)
- Maturity benefit
- Income benefit
- Premium back
ICICI Prudential iProtect Return Of Premium (Eligibility Criteria)
- Minimum entry age-18 years
- Maximum entry age- 65 years
- Minimum sum assured- As per plan
- Minimum policy term-5 years
- Maximum policy term- 20 years.
iProtect Super Term Plan by ICICI Prudential Life Insurance is an exclusive term insurance plan for self-employed individuals or business owners. This...
Unique Features
- Term Plan for Self-employed
- Premium Break Option
- Smart Exit Benefit
ICICI Pru iProtect Super Term Plan (Pros)
- Flexible Policy Tenure
- Choice of Plan Option
- Premium Break Option
ICICI Pru iProtect Super Term Plan (Cons)
- 1 year WP for suicide
- No policy loan
- No pre-existing illness cover
ICICI Pru iProtect Super Term Plan (Other Benefits)
- Death Benefits
- Tax Benefits
- Smart Exit Value
ICICI Pru iProtect Super Term Plan (Eligibility Criteria)
- Entry age - 18 years
- Max entry age - 55 years
- Min sum assured - Rs 50 lakhs
- Max maturity age - 85 years
- PPT - RP/SP/LP
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