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Updated on Jul 28, 2025 12 min read

HDFC Life Term Insurance Plans

HDFC Life Insurance is one of the largest private life insurance companies offering a range of insurance solutions, including term plans, savings plans, endowment plans, child plans, retirement plans, etc. They offer more than 60 insurance solutions to fulfill the needs of every customer. HDFC Life has been recognized with several awards, showcasing its commitment to offering the best services.

HDFC Term Insurance Plans offer financial coverage to your family in case of your unfortunate demise during the policy tenure. It is one of India's top term insurance companies with a strong reputation for providing high-quality insurance products and services. You can choose your policy tenure, premium payment tenure, and sum assured with HDFC term plans as per your financial requirements. You can buy HDFC term plans either from their website or PolicyX.com.

What are some of the
Benefits
that set them apart?

Death benefits for your family
Affordable premiums
Long-term coverage option
Option to choose additional riders

Tax-saving benefits
Flexible premium payment options
Discount on purchasing online
Additional riders to choose from

Solvency Ratio

1.9
Claim Settlement Ratio

99.7
Annual Premium

Rs 63076.48 Cr
Branches

498

HDFC Term Insurance Plans

HDFC Term Insurance offers you multiple term insurance plans based on the features, benefits, and eligibility criteria. Here are some of the term plans offered by HDFC Term Insurance.

Plan	Entry Age	Tenure	Min. Sum Assured	Unique Features
HDFC Life Saral Jeevan Bima Plan	Minimum Age - 18 years Maximum Age - 65 years	Single pay, half-yearly, quarterly & monthly	50,000 to no limit	Maturity Benefit - as Lump Sum or Regular Income Guaranteed Returns Life insurance covers during full policy term Guaranteed returns
HDFC Life Click 2 Protect Elite Plan	Minimum Age - 18 years Maximum Age - 45 years	Monthly, Quarterly, and Half-yearly and Yearly	Base sum assured: 2 Crores	Rider benefit Surrender value Tax benefits
HDFC Life Sanchay Legacy Plan	Minimum Age - 40 years Maximum Age - 75 years	NA	Base sum assured: 1.25 times the Single Premium	Dual coverage option Joint Life Option Tax Benefits
HDFC Life Click 2 Protect 3D Plus Plan	Minimum Age - 18 years Maximum Age - 65 years	Single, Annual, Semi-Annual, Quarterly, and Monthly	₹10 Lakhs	Whole Life Cover Choice of Plan Options Life Stage Protection
HDFC Life Smart Term Edge Plan	Minimum Age - 18 years Maximum Age - 60 years	Yearly, half-yearly & monthly	Rs. 25 Lakhs	Return of Premium Choice of Plan Options Additional Rider Benefits
HDFC Life Smart Term Pro Plan	Minimum Age - 18 years Maximum Age - 60 years	Annual, half-yearly, & monthly	Rs. 50,000	100% return of premium Life Covers up to 80 years Limited pay
HDFC Term With Return Of Premium Plan	Minimum Age - 18 years Maximum Age - 50 years	Yearly	Rs. 10 Lakhs	Life insurance coverage without medical tests Return of total premiums paid on completion of the policy term Flexible-premium payment options
HDFC Quick Protect Plan Plan	Minimum Age - 18 years Maximum Age - 50 years	Yearly, half-yearly, quarterly & monthly	Rs. 25 Lakhs	Protection against 3Ds of insurance Flexibility to choose from 3 Sum Assured options No medical test is required
HDFC Click 2 Protect Super Plan	Minimum Age - 18 years Maximum Age - 65 years	Half-yearly, quarterly & monthly	₹5,000	Flexibility to choose from multiple coverage options Option to increase your cover at key life stages Option to extend the policy term.

Overview of HDFC Term Insurance Plans

Here is a quick overview of the HDFC Term Insurance Plans listed in the above table.

HDFC Life Saral Jeevan Bima Plan

HDFC Life Saral Jeevan Bima helps you protect your loved ones through a life insurance cover by offering lump sum benefits in case of the policyholder’s unfortunate demise.

Here are the key features of the above plan

Flexible premium payment terms.
Additional protection through riders.
Provides financial protection to your family in your absence.

Explore other HDFC Term Insurance

HDFC Term Insurance offers one of the best term insurance plans to cater to the unique needs of every customer. You can buy their term plans with high life cover at pocket-friendly costs. Get a 5% discount for online purchases and 100% claim assistance with HDFC Term Insurance plans. Below is the list of term plans offered by HDFC Term.

HDFC Life Saral Jeevan Bima

HDFC Life Saral Jeevan Bima is a simple and no-frills, pure-risk best term insurance plan. This plan dispenses the nominee with a fixed amount after t...

Unique Features

Flexible premiums
Additional riders
Financial protection

HDFC Life Saral Jeevan Bima (Pros)

Discount on Higher Premiums
Policy Loan Available
No Interest on ROP Minors

HDFC Life Saral Jeevan Bima (Cons)

No Alterations Allowed
No Death Benefit on Income Payout
Advance premiums for monthly payment mode

HDFC Life Saral Jeevan Bima (Other Benefits)

3 Rider Options Available
Premium Payment Flexibility
Tax Benefits on Premiums and Maturity

HDFC Life Saral Jeevan Bima (Eligibility Criteria)

Entry Age - 30 Days
Max Entry Age - 65 Years
Minimum Sum Assured - 5 L
Maximum Maturity Age - 85 years
Premium Payment Term - RP/SP

HDFC Life Click 2 Protect Elite

HDFC Life Click2 Protect Elite plan is the perfect term plan that is designed to protect your loved ones financially in case of your uncertain demise....

Unique Features

Smart Exit Benefit
Free-look period
Policy revival

HDFC Life Click 2 Protect Elite (Pros)

Death Benefit
Smart exit benefit
Tax benefits

HDFC Life Click 2 Protect Elite (Cons)

1 year WP for suicide
No policy loan
No pre-existing illness cover

HDFC Life Click 2 Protect Elite (Other Benefits)

Free-look period cancellation
policy revival
Rider benefits

HDFC Life Click 2 Protect Elite (Eligibility Criteria)

Entry age - 18 years
Max entry age - 45 years
Min sum assured - 2 Crores
Max maturity age - 45 Years

HDFC Life Sanchay Legacy

‘HDFC Life Sanchay Legacy, a comprehensive term plan offering early ROP benefits with increasing death cover.’ Most of your prime days are...

Unique Features

Increasing death benefit
Life cover with no medical test
Accelerated death benefit

HDFC Life Sanchay Legacy (Pros)

Death Benefit
Affordable premiums
Tax benefits

HDFC Life Sanchay Legacy (Cons)

1 year WP for suicide
No policy loan
No pre-existing illness cover

HDFC Life Sanchay Legacy (Other Benefits)

Hassle-free buying process
Survival Benefit
Riders availability for enhanced protection

HDFC Life Sanchay Legacy (Eligibility Criteria)

Entry age - 40 years
Max entry age - 75 years
Min sum assured - 1.25 times the Single Premium
Max maturity age - NA

HDFC Life Click 2 Protect 3D Plus

HDFC Life Click 2 Protect 3D Plus provides policyholders and their loved ones with comprehensive financial security. As the name suggests, this term i...

Unique Features

9 Plan Options
Whole life coverage
Rider benefits

HDFC Life Click 2 Protect 3D Plus (Pros)

Life Stage Protection
Premium Top-up Option
Protection Against 3Ds

HDFC Life Click 2 Protect 3D Plus (Cons)

1 Year WP for Suicide
No Policy Loans
Death Due to Adventure Sports

HDFC Life Click 2 Protect 3D Plus (Other Benefits)

Choice of Plan Options
Lifelong Protection
Return of Premium Option

HDFC Life Click 2 Protect 3D Plus (Eligibility Criteria)

Entry Age -18 Years
Max Entry Age - 65 years
Minimum Sum Assured - ₹10 Lakhs
Maximum Maturity Age - 99 years
Premium Payment Term - RP/SP/LP

HDFC Life Smart Term Edge

HDFC Life Smart Term Edge is a comprehensive protection plan offering multiple options and features at reasonable premiums. The plan provides you with...

Unique Features

Reduced Paid Up Benefit
Death Benefit
Surrender Benefit

HDFC Life Smart Term Edge (Pros)

3 Premium Payment Modes
Option to Increase Death Benefit
3 Premium Payment Modes

HDFC Life Smart Term Edge (Cons)

No Suicide Cover
No Policy Loans
No Pre-existing Conditions

HDFC Life Smart Term Edge (Other Benefits)

3 Plan Options
100% Death Cover
Tax Benefits on Premiums/Maturity/Riders

HDFC Life Smart Term Edge (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 60 years
Minimum Sum Assured - 5 Lakhs
Maximum Maturity Age- 75 years
Premium Payment Term - 12 to 30 Years

HDFC Life Smart Term Pro

HDFC Life Smart Term Pro is a versatile term insurance plan designed to provide comprehensive life insurance coverage and financial security. This is ...

Unique Features

Enhanced Protection Through Riders
Return Of Premium
Surrender And Maturity Benefit

HDFC Life Smart Term Pro (Pros)

Death Benefit
Maturity Benefit
Death Benefit Payout Options Death Benefit Payout Options

HDFC Life Smart Term Pro (Cons)

Reduced Paid-up Benefits
Reduced Paid-up Death Benefit
No Adventure Sports Cover

HDFC Life Smart Term Pro (Other Benefits)

Guaranteed Surrender Value
80% Premiums on Suicide
Guaranteed Sum Assured on Maturity

HDFC Life Smart Term Pro (Eligibility Criteria)

Entry Age - 30 Days
Max Entry Age - 60 years
Minimum Sum Assured - 15 L
Maximum Maturity Age - 80 years
Premium Payment Term - 5/8/10/12 yrs

HDFC Term With Return Of Premium

HDFC Term with Return of Premium Plan offers comprehensive protection, which helps the insured secure their family with Zero-Cost Term insurance by th...

Unique Features

Death Benefit
Reduced Paid Up Benefit
Discount On Large Sum Assured

HDFC Term With Return Of Premium (Pros)

Premium Payment Options
Absolute Amount Assured Paid
Tax Benefits on Premiums and Maturity Benefit

HDFC Term With Return Of Premium (Cons)

No Discount on Limited Pay
No Riders Available
No Policy Loan

HDFC Term With Return Of Premium (Other Benefits)

Guaranteed Surrender Value
Guaranteed Maturity Benefits
No Waiting Period on Accidental Death

HDFC Term With Return Of Premium (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 50 years
Minimum Sum Assured - 10 L
Maximum Maturity Age - 65 years
Premium Payment Term - LP/RP

HDFC Quick Protect Plan

HDFC Life Quick Protect is a comprehensive term insurance plan that provides coverage against death, disease, and disability. The plan is highly custo...

Unique Features

High Sum Insured
19 Critical Illness Cover
Accidental Death Benefit

HDFC Quick Protect Plan (Pros)

Monthly Income For 10 Years
Critical Illness Plus Rider
Income Benefit Rider

HDFC Quick Protect Plan (Cons)

No HIV Cover
No Policy Loans
No Pre-existing Conditions

HDFC Quick Protect Plan (Other Benefits)

Accidental Death Benefit
Maturity Benefit
Waiver Of Premium

HDFC Quick Protect Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 50 years
Minimum Sum Assured - 25 L
Maximum Maturity Age - 75 years
Premium Payment Term - 5 to 40 Years

HDFC Click 2 Protect Super

HDFC Life Click 2 Protect Super is one of the top term insurance plan that offers high life cover at affordable premiums or multiple coverage options....

Unique Features

CI Cover Available
3 Plan Variants
Avail Spouse Cover

HDFC Click 2 Protect Super (Pros)

Terminal Illness Benefit
Smart Exit Benefit
Acceleration Death Benefit

HDFC Click 2 Protect Super (Cons)

1 Year WP for Suicide
No Policy Loans
No Pre-existing Conditions

HDFC Click 2 Protect Super (Other Benefits)

Death Benefit in Instalments
RP
WOP & 3 Riders
Additional Cover for Spouse

HDFC Click 2 Protect Super (Eligibility Criteria)

Entry Age -18 Years
Max Entry Age - 84 years
Minimum Sum Assured - INR 5
000
Maximum Maturity Age - 85 years
Premium Payment Term - RP/SP/LP

Riders You Can Avail With HDFC Term Insurance Plans

We have provided a list of additional riders that you can avail with HDFC term insurance plans. You can choose the one that aligns with your individual needs.

Name of the Rider	Benefits
HDFC Life Income Benefit on Accidental Disability Rider	Offers additional income benefits in case of the policyholder’s demise due to an accident.
HDFC Life Critical Illness Plus Rider	A lump sum amount is offered in case the policyholder is diagnosed with any of the 19 critical illnesses.
HDFC Life Protect Plus Rider	Additional benefits are offered in case the policyholder is diagnosed with any of 19 critical illnesses or disability due to the accident.
HDFC Life Health Plus Rider	A lump sum amount is offered in case the policyholder is diagnosed with any of 60 critical illnesses.

Benefits of HDFC Term Insurance

HDFC Term Insurance is one of the most trustworthy and reliable insurer partners you can choose from. Here are the reasons why you should choose HDFC Term Insurance Plans:

Good Solvency Ratio

In the latest report by IRDAI (2023-2024), HDFC term insurance maintains a healthy solvency ratio of 1.9, which is considered the best in the market.

Claim Settlement Ratio

HDFC Term Insurance has maintained a very high claim settlement ratio of 99.7% since the beginning, which means almost every claim raised is settled by them in the same financial year.

Ease of Purchase

HDFC term insurance plans are available both offline and online. If you are a working professional with limited time, you can buy it online easily.

Flexibility of Plan

HDFC term insurance plans offer the flexibility to receive the death benefits as a lump sum, in installments (monthly, quarterly, half-yearly, yearly), or a combination of both.

Availability of Riders

HDFC term policy allows you to choose from multiple riders, which helps customers understand their requirements and choose the correct rider.

Tired of Pushy Sales? Get Insurance, Your Way

Additional Benefits Offered By HDFC Term Plans

HDFC Term Insurance Plans offer various additional benefits to the policyholders.

Income Payouts

Some HDFC Term Insurance Plans such as HDFC Life Click 2 Protect Life also offer an income payout under the Income Plus Option which helps you live a comfortable life with regular income even after the death of the policyholder.

Acceleration of Death Benefit

Acceleration of Death benefit is offered by some HDFC term plans such as HDFC Life Click 2 Protect Super on diagnosis of specified terminal illnesses, till age 80 years.

Spouse Coverage

Some HDFC term plans offer additional cover for your spouse under the same plan, thereby saving additional premiums for you.

Smart Exit Benefit

Some term plans offered by HDFC, such as HDFC Life Click 2 Protect Super provide a Smart exit benefit that helps you get all your premiums back.

No Medical Test Required

Some HDFC term plans such as HDFC Life Term with Return of Premium are offered to the policyholders without the requirement of any medical tests which makes the overall process efficient.

Types of HDFC Life Term Plans

There are various HDFC term insurance plans based on their features. You can choose the one that best suits your requirements.

Basic Term Plan

Plan Name: HDFC Life Saral Jeevan Bima

These plans only provide a sum assured to the nominee in case of the death of the policyholder. No survival benefits are included.

Term Plan with Return of Premium

Plan Name: HDFC Life Term with Return of Premium (TROP)

These plans give the premium amount back to the policyholders only if they survive the policy term.

Increasing Sum Assured Plans

Plan Name: HDFC Life Click 2 Protect Super

These plans help the policyholders level up the sum assured with duties over time.

Term insurance Plans with Income Benefit Plans

Plan Name: HDFC Life Smart Term Pro

Income benefit plans are offered where the nominee opt. for the desired sum assured in monthly installments.

Term Insurance with Waiver of Premium

Plan Name: HDFC Life Click 2 Protect Life

In case the policyholder is diagnosed with a critical illness or disability, future premiums are waived.

Documents Required to Buy HDFC Life Term Insurance Policy

Here are the documents required to buy an HDFC Term Insurance Plan:

Photo ID Proof
Age Proof
Address Proof
Medical Records
Income Proof

Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhaar card, PAN card, Driving license.

How to Buy a HDFC Term Insurance Plan?

You can buy the HDFC Term Insurance policy from Policyx.com or the HDFC Term Insurance website.

Step 1
Fill out the form at the top of this page with the necessary details.
Step 2
Select your income and city. Click on 'Proceed'.
Step 3
Update your education and occupation details.
Step 4
Choose your preferred plan and click on 'Buy this plan'.
Step 5
Select the policy term, premium period, and riders (if required), and then proceed to pay.

Step 1
Visit the official website of HDFC Life.
Step 2
Hover over ‘Term Insurance’ and click on ‘View all plans’ under ‘Term Insurance Plans. ’
Step 3
Click on ‘Buy Online under the plan you want to buy.
Step 4
Enter various details, including your age, occupation, gender, smoking habits, etc.
Step 5
Pay the premium and your policy will get started.

Why Choose PolicyX.com?

Don't just take our word for it - check out what our happy customers say about us!

All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.

Ravindra Singh

I highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.

Priti varshney

I'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.

Nisha Mary

I bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.

Ajay Shah

PolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.

Vijay Rathod

I purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.

Uma Mahajan

How to File an HDFC Life Term Insurance Plan Claim

HDFC term insurance made the claim process a convenient and hassle-free procedure. Customers can easily file a claim using both online and offline methods. To raise a claim with the HDFC Life best term insurance plan, the customer needs to follow the below steps:

Online Process

Claim Reporting

The first step is to notify the HDFC term insurance about the incident from any of the given mediums: Sending an email to claims@hdfclife.com OR Calling 1860 267 9999 (Toll-free).

Claim Review

HDFC Life’s customer support staff will review your claim form and will assist you at every step. Their staff will next evaluate your claim and notify you if any papers are still pending.

Claim Approval and Settlement

Once you submit all the documents to the HDFC term insurance, you are done from your side. Now, the company will verify all the records from their end. After successful verification, the total sum insured by the policy will be transferred to the nominee's bank account.

Offline Process

The HDFC term plan claim can be reported by visiting the local HDFC Life Branch Office. For the details of HDFC Life Insurance branches, you can visit their website and locate the nearest branch. You have to submit the essential documents at the branch so that your claim can be processed.

More Queries?

If you have any more queries regarding HDFC Term Insurance Plans, Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!

FAQs: HDFC Term Insurance Plans

1. How do I calculate my HDFC term insurance premiums?

To calculate the HDFC Term Plan Premium, one can use the HDFC Term Insurance Premium Calculator. The calculator will help you estimate how much you need to pay for your insurance policy& 039;s monthly or yearly premiums.

2. What is the minimum age limit for purchasing HDFC term insurance plans?

The minimum age limit for purchasing HDFC term insurance is 18 years.

3. How many types of HDFC term insurance plans are available?

Four different types of term insurance are available: regular term insurance, return of premium plans, 100% return of premium at no cost term plan, whole life insurance policy.

4. How do you check the status of HDFC term insurance plans after purchasing?

You can check the status of HDFC term insurance plans on Policyx.com and the HDFC portal.

5. Are there any tax benefits available with HDFC term insurance plans?

Yes, you can claim tax benefits up to Rs 1.5 lakhs under Section 80 (C) on HDFC term insurance premiums.

6. What documents are required to purchase HDFC term insurance plans?

Here are the documents needed to purchase HDFC term insurance plans in India: Age proof Address proof Income proof Photo ID

7. How is HDFC term insurance?

HDFC term insurance plans are a good choice if you want to make sure that your loved ones are financially safe even in your absence.

8. What is HDFC 1 crore insurance?

HDFC 1 crore term insurance is a term plan offered by HDFC Life that offers a 1 crore sum assured in case of the policyholder’s uncertain death during the policy tenure.

9. What is the HDFC 50 lakh plan?

HDFC 50 lakh plan offers a sum assured of Rs 50 lakh to the policyholder in case of their uncertain death.

10. What is HDFC term insurance with returns?

HDFC term insurance with returns provides all your premiums back in case the policyholder survives the policy tenure.

11. How to make an HDFC term insurance premium payment?

You can make HDFC term insurance premium payments using credit card, debit card, UPI, netbanking, etc.

12. How can I check the HDFC term insurance policy status?

You can check your HDFC term insurance policy status by visiting the official website of HDFC Life.

13. Is HDFC Life term insurance good?

Yes, HDFC term insurance is a good choice.

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Written By: Himanshu Kumar

Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.

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HDFC Life Term Insurance Plans

HDFC Term Insurance Plans

Overview of HDFC Term Insurance Plans

Here are the key features of the above plan

Here are the key features of the above plan

Here are the key features of the above plan

Here are the key features of the above plan

Here are the key features of the above plan

Here are the key features of the above plan

Here are the key features of the above plan

Here are the key features of the above plan

Here are the key features of the above plan

Explore other HDFC Term Insurance

HDFC Life Saral Jeevan Bima (Pros)

HDFC Life Saral Jeevan Bima (Cons)

HDFC Life Saral Jeevan Bima (Other Benefits)

HDFC Life Saral Jeevan Bima (Eligibility Criteria)

HDFC Life Click 2 Protect Elite (Pros)

HDFC Life Click 2 Protect Elite (Cons)

HDFC Life Click 2 Protect Elite (Other Benefits)

HDFC Life Click 2 Protect Elite (Eligibility Criteria)

HDFC Life Sanchay Legacy (Pros)

HDFC Life Sanchay Legacy (Cons)

HDFC Life Sanchay Legacy (Other Benefits)

HDFC Life Sanchay Legacy (Eligibility Criteria)

HDFC Life Click 2 Protect 3D Plus (Pros)

HDFC Life Click 2 Protect 3D Plus (Cons)

HDFC Life Click 2 Protect 3D Plus (Other Benefits)

HDFC Life Click 2 Protect 3D Plus (Eligibility Criteria)

HDFC Life Smart Term Edge (Pros)

HDFC Life Smart Term Edge (Cons)

HDFC Life Smart Term Edge (Other Benefits)

HDFC Life Smart Term Edge (Eligibility Criteria)

HDFC Life Smart Term Pro (Pros)

HDFC Life Smart Term Pro (Cons)

HDFC Life Smart Term Pro (Other Benefits)

HDFC Life Smart Term Pro (Eligibility Criteria)

HDFC Term With Return Of Premium (Pros)

HDFC Term With Return Of Premium (Cons)

HDFC Term With Return Of Premium (Other Benefits)

HDFC Term With Return Of Premium (Eligibility Criteria)

HDFC Quick Protect Plan (Pros)

HDFC Quick Protect Plan (Cons)

HDFC Quick Protect Plan (Other Benefits)

HDFC Quick Protect Plan (Eligibility Criteria)

HDFC Click 2 Protect Super (Pros)

HDFC Click 2 Protect Super (Cons)

HDFC Click 2 Protect Super (Other Benefits)

HDFC Click 2 Protect Super (Eligibility Criteria)

Recommended Videos

Riders You Can Avail With HDFC Term Insurance Plans

Benefits of HDFC Term Insurance

Good Solvency Ratio

Claim Settlement Ratio

Ease of Purchase

Flexibility of Plan

Availability of Riders

Additional Benefits Offered By HDFC Term Plans

Income Payouts

Acceleration of Death Benefit

Spouse Coverage

Smart Exit Benefit

No Medical Test Required

Types of HDFC Life Term Plans

Basic Term Plan

Plan Name: HDFC Life Saral Jeevan Bima

Term Plan with Return of Premium

Plan Name: HDFC Life Term with Return of Premium (TROP)

Increasing Sum Assured Plans

Plan Name: HDFC Life Click 2 Protect Super

Term insurance Plans with Income Benefit Plans

Plan Name: HDFC Life Smart Term Pro

Term Insurance with Waiver of Premium

Plan Name: HDFC Life Click 2 Protect Life

Documents Required to Buy HDFC Life Term Insurance Policy