Health Insurance In Chandigarh
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Health Insurance In Chandigarh
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Secure Yourself: Buy the Best Health Insurance in Chandigarh

Chandigarh, the UT and the capital of two states Punjab and Haryana. The calm and serene ambiance of the city of Chandigarh is unparalleled. But do you have an idea how high the healthcare costs are? Healthcare costs are increasing day by day and even people living in Chandigarh are not safe from it.

What should be done in this case? You can’t control the consequences of any health complications. This is where health insurance policy in Chandigarh comes into light. This will save your account from being empty and help you recover rapidly without worrying about lengthy medical bills.

This article has everything that you want to know about Chandigarh health insurance plans, read more to know about it.

How Can PolicyX Help You in Buying Health Insurance in Chandigarh?

Do you also have a query about buying a health policy in Chandigarh? Are you afraid of not getting a claim settlement against your health policy? Worry not! PolicyX will help you utilize the maximum of your policy’s benefits, know how can we help you with health insurance coverage:

  • Get premium quotes

    To know what will be the premiums of your health policy, rely on the premium quotes of PolicyX and prepare your finances in advance.
  • Compare multiple health plans

    PolicyX has a multi-functional comparison platform that helps you compare and choose the best health plan for you out of 100.
  • Hassle-free claim assistance

    You need not run here and there to get an easy and worry-free claim settlement facility. We’re here to help you receive a 100% claim against the health policy.
  • Know networking hospitals near you

    We’ve curated a list of networking hospitals in every major city of India, check out the nearest hospital of your insurer and receive a cashless treatment facilitation.
  • Reliable customer support

    We believe in customer satisfaction so we are bound to provide you with the best customer support every time you reach out to us.
  • Purchase insurance in minutes

    If you think buying health insurance is difficult and involves discomfort, then you must know how easily we can solve your problem. Buy the best health insurance policy from PolicyX and get what suits you the best.

Bottom Remarks

Are you also a resident of Chandigarh? You must buy health insurance for yourself and your family that will cover the medical expenses. This will help you save loads of money on emergencies like hospitalization, consultation, ambulance services, etc.

To know more about the best health insurance plans in Chandigarh, contact our insurance experts at 1800 4200 269.

Best Health Insurance Plans in Chandigarh

Considering the facts, here are some of the best plans to consider in chandigarh:

Individual and Family Health Insurance

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...

Unique Features

  • Global Cover
  • SI Upto 3 Cr
  • Air Ambulance Cover

AdvantEdge Plan (Pros)

AdvantEdge Plan
  • Restoration Benefit
  • Cumulative Bonus
  • Health Rewards
  • Domestic Air Ambulance

AdvantEdge Plan (Cons)

AdvantEdge Plan
  • OPD Cover
  • Second medical opinion
  • Modern treatment
  • IVF treatment cover

AdvantEdge Plan (Other Benefits)

AdvantEdge Plan
  • New Born Cover
  • Vaccine Cover
  • Maternity Cover
  • PED Cover
  • Personal Accident Cover

AdvantEdge Plan (Eligibility Criteria)

AdvantEdge Plan
  • Entry Age: 18 - 65 years
  • SI: 5 L to 3 Cr
  • Initial waiting period: 30 days

Senior Citizen Health Insurance

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...

Unique Features

  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Pros)

Niva Bupa Senior First Plan
  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Cons)

Niva Bupa Senior First Plan
  • ICU charges not covered
  • OPD coverage not available
  • Second medical opinion not available

Niva Bupa Senior First Plan (Other Benefits)

Niva Bupa Senior First Plan
  • No sub-limits are applicable for common health conditions
  • Waive off co-payment on applying deductibles
  • No mandatory pre-issuance medical tests

Niva Bupa Senior First Plan (Eligibility Criteria)

Niva Bupa Senior First Plan
  • Min. Entry Age - 61 Years
  • Max. Entry Age - 75 Years
  • SI - 5 - 25 L
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...

Unique Features

  • Unlimited E-consultations
  • Automatic Restoration
  • Wellness Benefits

Care Supreme Plan (Pros)

Care Supreme Plan
  • Modern treatments
  • Renewal discounts
  • Unlimited e-consultation

Care Supreme Plan (Cons)

Care Supreme Plan
  • Illegal activities
  • alcohol abuse
  • obesity treatments

Care Supreme Plan (Other Benefits)

Care Supreme Plan
  • Ambulance cover
  • Doctor on chat
  • Maternity care

Care Supreme Plan (Eligibility Criteria)

Care Supreme Plan
  • Min entry age: 18 Years
  • Max entry age: No age limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...

Unique Features

  • Get coverage for the whole family
  • Additional SI for Road Traffic Accident
  • Coverage for Compassionate Travel

Star Family Health Optima (Pros)

Star Family Health Optima
  • No Pre-Policy Check-up
  • Lifelong Renewability
  • High SI available
  • COVID-19 cover
  • OPD covered

Star Family Health Optima (Cons)

Star Family Health Optima
  • PED cover not available
  • Obesity Treatment Unavailable
  • Hazardous Activities
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Family Health Optima (Other Benefits)

Star Family Health Optima
  • Long term discounts
  • Premium Payment flexibility
  • Health Check-up Cover
  • Domiciliary Hospitalization
  • Modern Treatment Cover

Star Family Health Optima (Eligibility Criteria)

Star Family Health Optima
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expenses. T...

Unique Features

  • Vaccination Covered
  • AYUSH Covered
  • Quick Claim Process

Tata AIG Medicare Plan (Pros)

Tata AIG Medicare Plan
  • Global coverage
  • 540+ day care treatments
  • Qualified nurse
  • Room rent
  • Organ donor

Tata AIG Medicare Plan (Cons)

Tata AIG Medicare Plan
  • Injury due to suicide attempt
  • Death due to drugs
  • STDs
  • Injuries due to breach of law

Tata AIG Medicare Plan (Other Benefits)

Tata AIG Medicare Plan
  • AYUSH benefit
  • Health checkup
  • Bariatric surgery cover
  • Vaccination cover

Tata AIG Medicare Plan (Eligibility Criteria)

Tata AIG Medicare Plan
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 3 L- 20 L
  • Waiting period- 30 days

Health Insurance Companies

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Health Insurance in Chandigarh: FAQs

1. Is there a government health insurance scheme in Chandigarh

Ayushman Bharat PM-JAY Mukh Mantri Sehat Bima Yojana (AB PM-JAY MMSBY) is a government scheme that serves the healthcare needs of people residing throughout Punjab.

2. How much sum insured is sufficient for health insurance in Chandigarh?

The more the sum insured, the better the coverage options, and it’s advised to take health insurance in Chandigarh with a minimum sum insured of INR 10 Lakhs.

3. I’m a regular smoker, can I buy health insurance in Chandigarh?

Yes, health insurance companies like Niva Bupa and Star Health also provide health insurance for smokers.

4. Can I buy health insurance for my wife?

Absolutely yes, you can include your wife and child/children in a family floater health plan like Niva Bupa Aspire (can include 6 members), Care Supreme, and so on.

5. Is there any tip to learn before buying a health insurance policy in Chandigarh?

You should assess the pointers mentioned below to know if the health plan that you’re considering checks all the right boxes: Sum insured more than INR 10 Lakhs Freedom to customize and add more members Limit of health coverage benefits Specific, standard, and permanent exclusions Terms and conditions of claim settlement The claim settlement record of the insurer, etc

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More Queries?

To know about the best health insurance plans in Chandigarh, network hospitals available, or have any other insurance-related query, call our advisors at 1800-4200-269!

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Simran Nirala

Written By: Simran Nirala

Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.