Health Insurance in Kolkata
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Health Insurance in Kolkata
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Searching for the Best Health Insurance Plans in Kolkata

Kolkata, often known as the "City of Joy", is experiencing a surge in economic activity. This progress however brings with it a rising demand for quality healthcare. As the cost of medical is steadily rising, health insurance plans have become a necessity if you are staying in Kolkata.

Let us understand this:

Imagine, you are enjoying a delicious puchka on Kolkata Street. Suddenly, a wave of nausea hits. What if this turns into a more serious medical situation? The last thing you would want to worry about is daunting hospital bills. But health insurance in Kolkata can be your financial saviour in such scenarios.

Expenses Covered by Health Insurance Plans in Kolkata

  • Hospitalisation
  • Surgery
  • Any medical treatment
  • Treatment of pre-existing conditions
  • Room rent charges
  • Pre and post hospitalisation
  • Critical illnesses
  • Ambulance services
  • Maternity benefits
  • Daycare procedures

How to Choose the Right Health Insurance Plans in Kolkata?

Being in Kolkata, and buying health insurance? You need to keep a few things in mind:

  • If you are young and healthy, then your premiums will be comparatively low."
  • The health insurance plan covers pre-existing diseases. Check for it, if you going through any health condition.
  • Choose the right plan with accurate premiums as per your budget.
  • Consider the type of coverage you need.

Bottom Line

Kolkata is a vibrant city and its colors are loved by everyone. Modern medical care has brought a new way of living life to the fullest. But to afford this modern medical treatment, you need health insurance in Kolkata. A perfect health insurance plan will give you all you want and more!

Best Health Insurance Plans in Kolkata

Considering the facts, here are some of the best plans to consider in kolkata:

Individual and Family Health Insurance

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...

Unique Features

  • Global Cover
  • SI Upto 3 Cr
  • Air Ambulance Cover

AdvantEdge Plan (Pros)

AdvantEdge Plan
  • Restoration Benefit
  • Cumulative Bonus
  • Health Rewards
  • Domestic Air Ambulance

AdvantEdge Plan (Cons)

AdvantEdge Plan
  • OPD Cover
  • Second medical opinion
  • Modern treatment
  • IVF treatment cover

AdvantEdge Plan (Other Benefits)

AdvantEdge Plan
  • New Born Cover
  • Vaccine Cover
  • Maternity Cover
  • PED Cover
  • Personal Accident Cover

AdvantEdge Plan (Eligibility Criteria)

AdvantEdge Plan
  • Entry Age: 18 - 65 years
  • SI: 5 L to 3 Cr
  • Initial waiting period: 30 days

Senior Citizen Health Insurance

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...

Unique Features

  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Pros)

Niva Bupa Senior First Plan
  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Cons)

Niva Bupa Senior First Plan
  • ICU charges not covered
  • OPD coverage not available
  • Second medical opinion not available

Niva Bupa Senior First Plan (Other Benefits)

Niva Bupa Senior First Plan
  • No sub-limits are applicable for common health conditions
  • Waive off co-payment on applying deductibles
  • No mandatory pre-issuance medical tests

Niva Bupa Senior First Plan (Eligibility Criteria)

Niva Bupa Senior First Plan
  • Min. Entry Age - 61 Years
  • Max. Entry Age - 75 Years
  • SI - 5 - 25 L
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...

Unique Features

  • Unlimited E-consultations
  • Automatic Restoration
  • Wellness Benefits

Care Supreme Plan (Pros)

Care Supreme Plan
  • Modern treatments
  • Renewal discounts
  • Unlimited e-consultation

Care Supreme Plan (Cons)

Care Supreme Plan
  • Illegal activities
  • alcohol abuse
  • obesity treatments

Care Supreme Plan (Other Benefits)

Care Supreme Plan
  • Ambulance cover
  • Doctor on chat
  • Maternity care

Care Supreme Plan (Eligibility Criteria)

Care Supreme Plan
  • Min entry age: 18 Years
  • Max entry age: No age limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...

Unique Features

  • Get coverage for the whole family
  • Additional SI for Road Traffic Accident
  • Coverage for Compassionate Travel

Star Family Health Optima (Pros)

Star Family Health Optima
  • No Pre-Policy Check-up
  • Lifelong Renewability
  • High SI available
  • COVID-19 cover
  • OPD covered

Star Family Health Optima (Cons)

Star Family Health Optima
  • PED cover not available
  • Obesity Treatment Unavailable
  • Hazardous Activities
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Family Health Optima (Other Benefits)

Star Family Health Optima
  • Long term discounts
  • Premium Payment flexibility
  • Health Check-up Cover
  • Domiciliary Hospitalization
  • Modern Treatment Cover

Star Family Health Optima (Eligibility Criteria)

Star Family Health Optima
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expenses. T...

Unique Features

  • Vaccination Covered
  • AYUSH Covered
  • Quick Claim Process

Tata AIG Medicare Plan (Pros)

Tata AIG Medicare Plan
  • Global coverage
  • 540+ day care treatments
  • Qualified nurse
  • Room rent
  • Organ donor

Tata AIG Medicare Plan (Cons)

Tata AIG Medicare Plan
  • Injury due to suicide attempt
  • Death due to drugs
  • STDs
  • Injuries due to breach of law

Tata AIG Medicare Plan (Other Benefits)

Tata AIG Medicare Plan
  • AYUSH benefit
  • Health checkup
  • Bariatric surgery cover
  • Vaccination cover

Tata AIG Medicare Plan (Eligibility Criteria)

Tata AIG Medicare Plan
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 3 L- 20 L
  • Waiting period- 30 days

Health Insurance Companies

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Health Insurance in Kolkata: FAQs

1. What are the different types of health insurance plans available in Kolkata?

You can choose from various health insurance plans, like individual plans, family floater plans, critical illness plans, senior citizens plans and top-up plans.

2. What is a network hospital, and why it is important?

Network hospital is a healthcare facility that has a tie-up with your health insurance company. You can avail of cashless treatment in the network hospital.

3. What are some of the pre-existing conditions covered by health insurance plans in Kolkata?

Some of the pre-existing diseases that are covered in health insurance are diabetes, hypertension, thyroid, and much more. However, you need to serve a waiting period, which varies from plan to plan.

4. Where can I compare and buy health insurance plans in Kolkata?

You can compare and buy different health insurance plans at PolicyX.com.

Health Insurer Network Hospitals

Life Insurance

More Queries?

To know about the best health insurance plans in Kolkata, network hospitals available, or have any other insurance-related query, call our advisors at 1800-4200-269!

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Simran saxena

Written By: Simran Saxena

An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.