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HDFC Term Insurance
Explore India’s best-selling Term insurance plans below
It is one of India& 039;s top term insurance companies with a strong reputation for providing high-quality insurance products and services.
HDFC Life Click 2 Protect Super is one of the top term insurance plan that offers high life cover at affordable premiums or multiple coverage options....
Unique Features
- CI Cover Available
- 3 Plan Variants
- Avail Spouse Cover
HDFC Click 2 Protect Super (Pros)
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- Terminal Illness Benefit
- Smart Exit Benefit
- Acceleration Death Benefit
HDFC Click 2 Protect Super (Cons)
- 1 Year WP for Suicide
- No Policy Loans
- No Pre-existing Conditions
HDFC Click 2 Protect Super (Other Benefits)
- Death Benefit in Instalments
- RP
- WOP & 3 Riders
- Additional Cover for Spouse
HDFC Click 2 Protect Super (Eligibility Criteria)
- Entry Age -18 Years
- Max Entry Age - 84 years
- Minimum Sum Assured - INR 5
- 000
- Maximum Maturity Age - 85 years
- Premium Payment Term - RP/SP/LP
HDFC Life Quick Protect is a comprehensive term insurance plan that provides coverage against death, disease, and disability. The plan is highly custo...
Unique Features
- High Sum Insured
- 19 Critical Illness Cover
- Accidental Death Benefit
HDFC Quick Protect Plan (Pros)
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- Monthly Income For 10 Years
- Critical Illness Plus Rider
- Income Benefit Rider
HDFC Quick Protect Plan (Cons)
- No HIV Cover
- No Policy Loans
- No Pre-existing Conditions
HDFC Quick Protect Plan (Other Benefits)
- Accidental Death Benefit
- Maturity Benefit
- Waiver Of Premium
HDFC Quick Protect Plan (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 50 years
- Minimum Sum Assured - 25 L
- Maximum Maturity Age - 75 years
- Premium Payment Term - 5 to 40 Years
HDFC Term with Return of Premium Plan offers comprehensive protection, which helps the insured secure their family with Zero-Cost Term insurance by th...
Unique Features
- Death Benefit
- Reduced Paid Up Benefit
- Discount On Large Sum Assured
HDFC Term With Return Of Premium (Pros)
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- Premium Payment Options
- Absolute Amount Assured Paid
- Tax Benefits on Premiums and Maturity Benefit
HDFC Term With Return Of Premium (Cons)
- No Discount on Limited Pay
- No Riders Available
- No Policy Loan
HDFC Term With Return Of Premium (Other Benefits)
- Guaranteed Surrender Value
- Guaranteed Maturity Benefits
- No Waiting Period on Accidental Death
HDFC Term With Return Of Premium (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 50 years
- Minimum Sum Assured - 10 L
- Maximum Maturity Age - 65 years
- Premium Payment Term - LP/RP
HDFC Life Smart Term Pro is a versatile term insurance plan designed to provide comprehensive life insurance coverage and financial security. This is ...
Unique Features
- Enhanced Protection Through Riders
- Return Of Premium
- Surrender And Maturity Benefit
HDFC Life Smart Term Pro (Pros)
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- Death Benefit
- Maturity Benefit
- Death Benefit Payout Options Death Benefit Payout Options
HDFC Life Smart Term Pro (Cons)
- Reduced Paid-up Benefits
- Reduced Paid-up Death Benefit
- No Adventure Sports Cover
HDFC Life Smart Term Pro (Other Benefits)
- Guaranteed Surrender Value
- 80% Premiums on Suicide
- Guaranteed Sum Assured on Maturity
HDFC Life Smart Term Pro (Eligibility Criteria)
- Entry Age - 30 Days
- Max Entry Age - 60 years
- Minimum Sum Assured - 15 L
- Maximum Maturity Age - 80 years
- Premium Payment Term - 5/8/10/12 yrs
HDFC Life Smart Term Edge is a comprehensive protection plan offering multiple options and features at reasonable premiums. The plan provides you with...
Unique Features
- Reduced Paid Up Benefit
- Death Benefit
- Surrender Benefit
HDFC Life Smart Term Edge (Pros)
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- 3 Premium Payment Modes
- Option to Increase Death Benefit
- 3 Premium Payment Modes
HDFC Life Smart Term Edge (Cons)
- No Suicide Cover
- No Policy Loans
- No Pre-existing Conditions
HDFC Life Smart Term Edge (Other Benefits)
- 3 Plan Options
- 100% Death Cover
- Tax Benefits on Premiums/Maturity/Riders
HDFC Life Smart Term Edge (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 60 years
- Minimum Sum Assured - 5 Lakhs
- Maximum Maturity Age- 75 years
- Premium Payment Term - 12 to 30 Years
HDFC Life Click 2 Protect 3D Plus provides policyholders and their loved ones with comprehensive financial security. As the name suggests, this term i...
Unique Features
- 9 Plan Options
- Whole life coverage
- Rider benefits
HDFC Life Click 2 Protect 3D Plus (Pros)
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- Life Stage Protection
- Premium Top-up Option
- Protection Against 3Ds
HDFC Life Click 2 Protect 3D Plus (Cons)
- 1 Year WP for Suicide
- No Policy Loans
- Death Due to Adventure Sports
HDFC Life Click 2 Protect 3D Plus (Other Benefits)
- Choice of Plan Options
- Lifelong Protection
- Return of Premium Option
HDFC Life Click 2 Protect 3D Plus (Eligibility Criteria)
- Entry Age -18 Years
- Max Entry Age - 65 years
- Minimum Sum Assured - ₹10 Lakhs
- Maximum Maturity Age - 99 years
- Premium Payment Term - RP/SP/LP
‘HDFC Life Sanchay Legacy, a comprehensive term plan offering early ROP benefits with increasing death cover.’ Most of your prime days are...
Unique Features
- Increasing death benefit
- Life cover with no medical test
- Accelerated death benefit
HDFC Life Sanchay Legacy (Pros)
- Death Benefit
- Affordable premiums
- Tax benefits
HDFC Life Sanchay Legacy (Cons)
- 1 year WP for suicide
- No policy loan
- No pre-existing illness cover
HDFC Life Sanchay Legacy (Other Benefits)
- Hassle-free buying process
- Survival Benefit
- Riders availability for enhanced protection
HDFC Life Sanchay Legacy (Eligibility Criteria)
- Entry age - 40 years
- Max entry age - 75 years
- Min sum assured - 1.25 times the Single Premium
- Max maturity age - NA
HDFC Life Click2 Protect Elite plan is the perfect term plan that is designed to protect your loved ones financially in case of your uncertain demise....
Unique Features
- Smart Exit Benefit
- Free-look period
- Policy revival
HDFC Life Click 2 Protect Elite (Pros)
- Death Benefit
- Smart exit benefit
- Tax benefits
HDFC Life Click 2 Protect Elite (Cons)
- 1 year WP for suicide
- No policy loan
- No pre-existing illness cover
HDFC Life Click 2 Protect Elite (Other Benefits)
- Free-look period cancellation
- policy revival
- Rider benefits
HDFC Life Click 2 Protect Elite (Eligibility Criteria)
- Entry age - 18 years
- Max entry age - 45 years
- Min sum assured - 2 Crores
- Max maturity age - 45 Years
HDFC Life Saral Jeevan Bima is a simple and no-frills, pure-risk best term insurance plan. This plan dispenses the nominee with a fixed amount after t...
Unique Features
- Flexible premiums
- Additional riders
- Financial protection
HDFC Life Saral Jeevan Bima (Pros)
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- Discount on Higher Premiums
- Policy Loan Available
- No Interest on ROP Minors
HDFC Life Saral Jeevan Bima (Cons)
- No Alterations Allowed
- No Death Benefit on Income Payout
- Advance premiums for monthly payment mode
HDFC Life Saral Jeevan Bima (Other Benefits)
- 3 Rider Options Available
- Premium Payment Flexibility
- Tax Benefits on Premiums and Maturity
HDFC Life Saral Jeevan Bima (Eligibility Criteria)
- Entry Age - 30 Days
- Max Entry Age - 65 Years
- Minimum Sum Assured - 5 L
- Maximum Maturity Age - 85 years
- Premium Payment Term - RP/SP
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