Health Insurance in Ahmedabad
  • Top health plans in Ahmedabad
  • Why buy a health plan?
  • How to buy the best one?
Health Insurance In Ahmedabad
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Ahmedabad - the largest city in the western Indian state of Gujarat. It is a bustling city steeped in history and renowned for its textiles and flavours.  You can find a blend of modern medical facilities and a rich heritage in terms of medical institutions. There are a lot of varieties in Ahmedabad for the healthcare landscape, but the cost is high. That is where health insurance comes into the picture. Health insurance plays the role of a shield to protect you and your loved ones from any unexpected medical costs coming your way.

Read further to check out the best health insurance plans in Ahmedabad.

Best Health Insurance Plans in Ahmedabad

Considering the facts, here are some of the best plans to consider in Ahmedabad:

The plan is ideal for the families who want to get covered under single sum insured.

Unique Features

  • Automatic Restroration of SI
  • Instant Recharge UPTO 30% of SI
  • New born baby cover from 16th day

Family Health Optima Policy (Pros)

  • No Pre-Policy Check-up
  • Lifelong Renewability
  • High SI available
  • COVID-19 cover
  • OPD covered

Family Health Optima Policy (Cons)

  • PED cover not available
  • Obesity Treatment Unavailable
  • Hazardous Activities
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Family Health Optima Policy (Other Benefits)

  • Long term discounts
  • Premium Payment flexibility
  • Health Check-up Cover
  • Domiciliary Hospitalization
  • Modern Treatment Cover

Family Health Optima Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

A health plan that supports you in times of medical emergencies. The plan comes in 3 types, Tata AIG MediCare, Tata AIG MediCare Protect, and Tata AIG MediCare Premier.

Unique Features

  • Global Coverage
  • 540+ Day care treatments
  • Compassionate Travel up to 20K

Medicare Health Insurance (Pros)

  • Qualified Nurse
  • Restore Benefit
  • Room Rent
  • Organ Donor
  • Domiciliary Treatment

Medicare Health Insurance (Cons)

  • Injury due to Suicide Attempt
  • Death due to Drugs
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • STDs

Medicare Health Insurance (Other Benefits)

  • AYUSH Benefit
  • Health Checkup
  • Bariatric Surgery Cover
  • Vaccination cover
  • 50%Cumulative Bonus

Medicare Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L - 20 L
  • Waiting Period - 30 Days

Niva Bupa Reassure 2.0 provides insurance holders with a high sum insured through their platinum, titanium, and bronze variants along with a multitude of other features.

Unique Features

  • Booster+ Benefit
  • Lock premiums at entry age
  • Health check-ups from day 1

Health ReAssure 2.0 Plan (Pros)

  • Personal accidents covered
  • Acute Care
  • Emergency Ambulance
  • Three Plan variants
  • Home Care Treatments

Health ReAssure 2.0 Plan (Cons)

  • No OPD Cover
  • No Maternity Cover
  • No Sleep Disorder Covered
  • Pre-Existing Diseases after 3 yrs.
  • Alcoholism not covered

Health ReAssure 2.0 Plan (Other Benefits)

  • Air Ambulance
  • Modern Treatments
  • Second Opinion
  • Booster Benefit
  • Shared Accommodation Benefit

Health ReAssure 2.0 Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - No Age Limit
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

ICICI Lombard Health AdvantEdge is a holistic plan that covers the policyholder against 20 critical illnesses including cancer.

Unique Features

  • New Born Baby and Vaccine Cover
  • Domestic Air Ambulance
  • 24x7 video/telephone consultation

A comprehensive family floater plan that decides your policy premium based on the living cost of the city you reside in.

Unique Benefits

  • Covers IVF treatment
  • Compassionate travel coverage
  • Unlimited e-consultation

Care Classic (Pros)

  • Zone-Based Health Insurance
  • Family Floater Plan
  • Affordable Plan
  • High Sum Insured
  • Value Added Services

Care Classic (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Classic (Other Benefits)

  • Unlimited e-consultations
  • Annual Health Check-up
  • Wellness Services
  • OPD care
  • ENT Consultations

Care Classic (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 5 L to 15 L
  • Waiting Period - 30 Days

What are the Benefits of Buying a Health Insurance in Ahmedabad?

  • Accommodating a growing and diverse population

    Many young people are living in Ahmedabad today. The population is growing with a significant portion falling under the working age group. Suitable health insurance plans can cater to this demographic by offering several features like maternity benefits, coverage for young dependents, and family floater plans.
  • Addressing lifestyle concerns

    Just like many urban centres, the fast-paced lifestyle of Ahmedabad can lead to many health issues like diabetes, hypertension, or heart-related problems. A suitable health plan like the Care Freedom Plan or Niva Bupa CritiCare etc. can be highly beneficial.
  • Combating the heat

    The scorching summers of Ahmedabad can only add to health problems. Look for health insurance plans that cover hospitalization due to heatstroke or dehydration. So, if you work outdoors and have vulnerable family members, then you should get health insurance.
  • Addressing potential vector-borne diseases

    Due to the geographical location of Ahmedabad, vector-borne diseases like dengue and malaria are quite common. So, it is necessary to consider health plans that cover such diseases.
  • Supporting a range of medical facilities

    You should get a health insurance plan with a wide network of network hospitals, including allopathic and Ayurvedic facilities to make sure that you have access to your preferred mode of treatment.

Network Hospitals In Ahmedabad

How to Get a Health Insurance Plan in Ahmedabad?

To get a health insurance plan in Ahmedabad, you need to keep a few things in mind. These are:

  • Consider if you need an individual plan, a family floater plan, or a plan for dependent parents.
  • Disclose any of your pre-existing conditions upfront as these can impact premiums, coverage and future claims.
  • Understand your budget and determine a comfortable premium amount.
  • Choose an adequate sum insured that can cover your needs.
  • Check the claim settlement ratio of the insurance company. As per experts, the higher the CSR, the better one.
  • Connect with PolicyX insurance experts to get the best health insurance for you.

Bottom Line

With a variety of health insurance plans available, there is one perfect plan for your needs and budget. Do not wait for a medical emergency to happen. Get a free quote today and secure your health and financial security for a brighter tomorrow.

Health Insurance in Ahmedabad: FAQs

1. What types of health insurance plans should I consider in Ahmedabad?

You can choose a critical illness health insurance plan, maternity plan, or family floater plan if you are in Ahmedabad.

2. What are the network hospitals in Ahmedabad covered by these plans?

There are many network hospitals in Ahmedabad such as Apollo Hospitals, Sterlings Hospitals, Shalby Hospital, and much more. You can click here to learn more about network hospitals in Ahmedabad.

3. Will I get a health insurance policy if I have a pre-existing medical condition?

Yes, you can easily buy a health plan even if you suffer from any pre-existing conditions.

4. What documents do I need to buy health insurance in Ahmedabad?

In general, you need an Aadhaar Card, PAN card, address proof, and health declaration forms while buying a health insurance policy.

Health Insurance Companies

What Our Customers Have to Say

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Achintya Sharma


May 10, 2024

I’ve been covered by HDFC ERGO Platinum Health Guard plan for years now, and it has been a lifesaver. The coverage is extensive, and the claim process is so easy. I highly recommend the p...

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Parag Mehta


May 10, 2024

I’m impressed with the assistance of the ManipalCigna Prime Senior Insurance policy that I’ve bought for my father. I don’t fear now being a NRI because I’m assured of h...

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Anshul Garg


May 10, 2024

The ManipalCigna LIfestyle Protection Critical Care Policy has coverage for up to 30 critical illnesses with a sum insured of up to 25 Crores. If you’re searching for a policy like this, ...

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Shivalika Varghese


May 10, 2024

If you are searching a health insurance like ManipalCigna ProHealth choose that offers straightforward claim assistance and the flexibility to optimize your coverage, go for it.

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Pratibha Chandrakar


May 10, 2024

I was majorly focused on pre and post-hospitalization expenses coverage and found the best health coverage for these with the ManipalCigna ProHealth insurance policy.

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Kanupriya Ghadge


May 10, 2024

For anyone who’s looking for a comprehensive health insurance policy, I would recommend buying the ManipalCigna ProHealth Prime insurance plan as it provides maximum coverage.

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Neelam Sharma


May 10, 2024

Star health has been my health insurer for more than 2 years and I am happy. Thanks to PolicyX for suggesting me Star Health

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Adi Kukreja


May 10, 2024

My wife fell ill and was diagnosed with jaundice, due to which she had to be hospitalised for a week. But Star’s Family Health Optima Insurance Plan helped me pay the bill and PolicyX mad...

Simran Saxena

Written By: Simran Saxena

An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.