Health Insurance In Gurgaon
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Health Insurance In Gurgaon
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Looking For Health Insurance In Gurgaon?

You have landed in the right place! Find instant premium quotes, features, and health plan options with PolicyX and our health insurance experts.

Health Insurance in Gurgaon: An Overview

Gurgaon has transformed into a hub of dreams in the past decades. Fueled by growing job opportunities and MNCs setting up shop, this Delhi-NCR town has attracted many young and ambitious professionals to its doorstep. Gurgaon is also one of the most populous cities in India. The consistently rising population of Gurgaon has increased the burden on healthcare infrastructure leading to consistently rising hospitalization and medical treatment expenses.

Additionally, the AQI of Gurgaon is consistently declining leading to major respiratory, cardiovascular, and other major illnesses. January 2023 witnessed an average AQI of 267 according to the Central Pollution Control Board.

This leads us to the real conversation if you are a resident of Gurgaon, which is the best health insurance in Gurgaon and where can I buy it?

Health Insurance In Gurgaon: Landscape

Considering health insurance in Gurgaon? But hefty premiums are your concern? Do not worry!

Health insurance in Gurgaon is available for all individuals and families regardless of their economic status.

Let’s look at health insurance plans in Gurgaon

Health Insurance Plan Sum Insured Available Premium Quotes
ManipalCigna ProHealth Prime Advantage Upto INR 1 Crore Starting from INR 909/month

Star Health Assure Upto INR 2 Crore Starting from INR 960/month

Care Supreme Upto INR 15 Lakh Starting from INR 929/month

ICICI Lombard Health AdvantEdge Upto INR 3 Crore Starting from INR 865/month

TATA AIG Medicare Upto INR 1 Crore Starting from INR 661/month

Click here to view more health insurance plans in Gurgaon

Let us take a look at government health insurance schemes in Gurgaon

  • Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana

    Offering a health cover of Rs. 5 Lakhs to families falling under the weaker economic sections of society.
  • Central Government Health Scheme

    Provides multiple benefits like OPD cover, free consultations, dispensary facilities, and more to pensioners, and central government officials.
  • Employee State Insurance Scheme

    Designed to cover factory workers in Gurgaon and other cities.

Click here to learn more about such government health insurance schemes

Benefits Of Health Insurance In Gurgaon

A metropolitan city like Gurgaon provides a vast scope of healthcare treatments. With the right health insurance plan you are eligible to avail of the following benefits:

  • Wide Scope of Coverage

    Health insurance plans in Gurgaon are comprehensive and provide 360-degree coverage for hospitalization expenses, OPD expenses, diagnostics, and more.
  • Accessible Network Hospitals

    Affordable and accessible health insurance is no challenge in a city like Gurgaon with the right health insurance plan in your portfolio.
  • Treatment for Major Illnesses

    Quick and efficient treatments for major illnesses like cancer and heart attacks can be immediately available with the right health insurance.

Wrapping It Up

If you are a Gurgaon resident and are looking for health insurance plans that not only offer comprehensive coverage but are affordable and have efficient claim settlement, connect with PolicyX insurance experts today.

Health Insurance in Gurgaon: FAQs

1. I am a 25-year-old individual residing in Gurgaon, do I need health insurance?

Yes, you should invest in good health insurance in Gurgaon as it not only offers comprehensive coverage but also offers tax and other benefits.

2. Does Gurgaon have access to network hospitals?

One of the most developed cities in India, Gurgaon offers access to quality medical care with a vast number of network hospitals.

3. From where can I buy the best health insurance in Gurgaon?

You can compare quotes instantly for all health insurance plans in Gurgaon by visiting PolicyX.

4. What are the different kinds of health insurance available in Gurgaon?

Health insurance plans of all categories are available in Gurgaon like:

  • Critical Illness plans
  • Personal Accident plans
  • Individual Health Insurance
  • Family Health Insurance, and more

5. Am I eligible for tax benefits if I purchase health insurance in Gurgaon?

Yes, under section 80D you are eligible for tax deductions.

Health Insurance Companies

What Our Customers Have to Say

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Achintya Sharma


May 10, 2024

I’ve been covered by HDFC ERGO Platinum Health Guard plan for years now, and it has been a lifesaver. The coverage is extensive, and the claim process is so easy. I highly recommend the p...

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Parag Mehta


May 10, 2024

I’m impressed with the assistance of the ManipalCigna Prime Senior Insurance policy that I’ve bought for my father. I don’t fear now being a NRI because I’m assured of h...

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Anshul Garg


May 10, 2024

The ManipalCigna LIfestyle Protection Critical Care Policy has coverage for up to 30 critical illnesses with a sum insured of up to 25 Crores. If you’re searching for a policy like this, ...

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Shivalika Varghese


May 10, 2024

If you are searching a health insurance like ManipalCigna ProHealth choose that offers straightforward claim assistance and the flexibility to optimize your coverage, go for it.

Customer Review Image

Pratibha Chandrakar


May 10, 2024

I was majorly focused on pre and post-hospitalization expenses coverage and found the best health coverage for these with the ManipalCigna ProHealth insurance policy.

Customer Review Image

Kanupriya Ghadge


May 10, 2024

For anyone who’s looking for a comprehensive health insurance policy, I would recommend buying the ManipalCigna ProHealth Prime insurance plan as it provides maximum coverage.

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Neelam Sharma


May 10, 2024

Star health has been my health insurer for more than 2 years and I am happy. Thanks to PolicyX for suggesting me Star Health

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Adi Kukreja


May 10, 2024

My wife fell ill and was diagnosed with jaundice, due to which she had to be hospitalised for a week. But Star’s Family Health Optima Insurance Plan helped me pay the bill and PolicyX mad...