Health Insurance Gurgaon
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Health Insurance Gurgaon
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Looking For Health Insurance In Gurgaon?

You have landed in the right place! Find instant premium quotes, features, and health plan options with PolicyX and our health insurance experts.

Health Insurance in Gurgaon: An Overview

Gurgaon has transformed into a hub of dreams in the past decades. Fueled by growing job opportunities and MNCs setting up shop, this Delhi-NCR town has attracted many young and ambitious professionals to its doorstep. Gurgaon is also one of the most populous cities in India. The consistently rising population of Gurgaon has increased the burden on healthcare infrastructure leading to consistently rising hospitalization and medical treatment expenses.

Additionally, the AQI of Gurgaon is consistently declining leading to major respiratory, cardiovascular, and other major illnesses. January 2023 witnessed an average AQI of 267 according to the Central Pollution Control Board.

This leads us to the real conversation if you are a resident of Gurgaon, which is the best health insurance in Gurgaon and where can I buy it?

Health Insurance In Gurgaon: Landscape

Considering health insurance in Gurgaon? But hefty premiums are your concern? Do not worry!

Health insurance in Gurgaon is available for all individuals and families regardless of their economic status.

Let’s look at health insurance plans in Gurgaon

Health Insurance PlanSum Insured AvailablePremium Quotes
ManipalCigna ProHealth Prime AdvantageUpto INR 1 CroreStarting from INR 909/month

Star Health AssureUpto INR 2 CroreStarting from INR 960/month

Care SupremeUpto INR 15 LakhStarting from INR 929/month

ICICI Lombard Health AdvantEdgeUpto INR 3 CroreStarting from INR 865/month

TATA AIG MedicareUpto INR 1 CroreStarting from INR 661/month

Let us take a look at government health insurance schemes in Gurgaon

  • Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana

    Offering a health cover of Rs. 5 Lakhs to families falling under the weaker economic sections of society.
  • Central Government Health Scheme

    Provides multiple benefits like OPD cover, free consultations, dispensary facilities, and more to pensioners, and central government officials.
  • Employee State Insurance Scheme

    Designed to cover factory workers in Gurgaon and other cities.

Click here to learn more about such government health insurance schemes

Benefits Of Health Insurance In Gurgaon

A metropolitan city like Gurgaon provides a vast scope of healthcare treatments. With the right health insurance plan you are eligible to avail of the following benefits:

  • Wide Scope of Coverage

    Health insurance plans in Gurgaon are comprehensive and provide 360-degree coverage for hospitalization expenses, OPD expenses, diagnostics, and more.
  • Accessible Network Hospitals

    Affordable and accessible health insurance is no challenge in a city like Gurgaon with the right health insurance plan in your portfolio.
  • Treatment for Major Illnesses

    Quick and efficient treatments for major illnesses like cancer and heart attacks can be immediately available with the right health insurance.

Wrapping It Up

If you are a Gurgaon resident and are looking for health insurance plans that not only offer comprehensive coverage but are affordable and have efficient claim settlement, connect with PolicyX insurance experts today.

Best Health Insurance Plans in Gurgaon

Considering the facts, here are some of the best plans to consider in gurgaon:

Individual and Family Health Insurance

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...

Unique Features

  • Global Cover
  • SI Upto 3 Cr
  • Air Ambulance Cover

AdvantEdge Plan (Pros)

AdvantEdge Plan
  • Restoration Benefit
  • Cumulative Bonus
  • Health Rewards
  • Domestic Air Ambulance

AdvantEdge Plan (Cons)

AdvantEdge Plan
  • OPD Cover
  • Second medical opinion
  • Modern treatment
  • IVF treatment cover

AdvantEdge Plan (Other Benefits)

AdvantEdge Plan
  • New Born Cover
  • Vaccine Cover
  • Maternity Cover
  • PED Cover
  • Personal Accident Cover

AdvantEdge Plan (Eligibility Criteria)

AdvantEdge Plan
  • Entry Age: 18 - 65 years
  • SI: 5 L to 3 Cr
  • Initial waiting period: 30 days

Senior Citizen Health Insurance

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...

Unique Features

  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Pros)

Niva Bupa Senior First Plan
  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Cons)

Niva Bupa Senior First Plan
  • ICU charges not covered
  • OPD coverage not available
  • Second medical opinion not available

Niva Bupa Senior First Plan (Other Benefits)

Niva Bupa Senior First Plan
  • No sub-limits are applicable for common health conditions
  • Waive off co-payment on applying deductibles
  • No mandatory pre-issuance medical tests

Niva Bupa Senior First Plan (Eligibility Criteria)

Niva Bupa Senior First Plan
  • Min. Entry Age - 61 Years
  • Max. Entry Age - 75 Years
  • SI - 5 - 25 L
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...

Unique Features

  • Unlimited E-consultations
  • Automatic Restoration
  • Wellness Benefits

Care Supreme Plan (Pros)

Care Supreme Plan
  • Modern treatments
  • Renewal discounts
  • Unlimited e-consultation

Care Supreme Plan (Cons)

Care Supreme Plan
  • Illegal activities
  • alcohol abuse
  • obesity treatments

Care Supreme Plan (Other Benefits)

Care Supreme Plan
  • Ambulance cover
  • Doctor on chat
  • Maternity care

Care Supreme Plan (Eligibility Criteria)

Care Supreme Plan
  • Min entry age: 18 Years
  • Max entry age: No age limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...

Unique Features

  • Get coverage for the whole family
  • Additional SI for Road Traffic Accident
  • Coverage for Compassionate Travel

Star Family Health Optima (Pros)

Star Family Health Optima
  • No Pre-Policy Check-up
  • Lifelong Renewability
  • High SI available
  • COVID-19 cover
  • OPD covered

Star Family Health Optima (Cons)

Star Family Health Optima
  • PED cover not available
  • Obesity Treatment Unavailable
  • Hazardous Activities
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Family Health Optima (Other Benefits)

Star Family Health Optima
  • Long term discounts
  • Premium Payment flexibility
  • Health Check-up Cover
  • Domiciliary Hospitalization
  • Modern Treatment Cover

Star Family Health Optima (Eligibility Criteria)

Star Family Health Optima
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expenses. T...

Unique Features

  • Vaccination Covered
  • AYUSH Covered
  • Quick Claim Process

Tata AIG Medicare Plan (Pros)

Tata AIG Medicare Plan
  • Global coverage
  • 540+ day care treatments
  • Qualified nurse
  • Room rent
  • Organ donor

Tata AIG Medicare Plan (Cons)

Tata AIG Medicare Plan
  • Injury due to suicide attempt
  • Death due to drugs
  • STDs
  • Injuries due to breach of law

Tata AIG Medicare Plan (Other Benefits)

Tata AIG Medicare Plan
  • AYUSH benefit
  • Health checkup
  • Bariatric surgery cover
  • Vaccination cover

Tata AIG Medicare Plan (Eligibility Criteria)

Tata AIG Medicare Plan
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 3 L- 20 L
  • Waiting period- 30 days

Health Insurance Companies

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Health Insurance Gurgaon: FAQs

1. I am a 25-year-old individual residing in Gurgaon, do I need health insurance?

Yes, you should invest in good health insurance in Gurgaon as it not only offers comprehensive coverage but also offers tax and other benefits.

2. Does Gurgaon have access to network hospitals?

One of the most developed cities in India, Gurgaon offers access to quality medical care with a vast number of network hospitals.

3. From where can I buy the best health insurance in Gurgaon?

You can compare quotes instantly for all health insurance plans in Gurgaon by visiting PolicyX.

4. What are the different kinds of health insurance available in Gurgaon?

Health insurance plans of all categories are available in Gurgaon like: Critical Illness plans Personal Accident plans Individual Health Insurance Family Health Insurance, and more

5. Am I eligible for tax benefits if I purchase health insurance in Gurgaon?

Yes, under section 80D you are eligible for tax deductions.

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More Queries?

To know about the best health insurance plans in Gurgaon, network hospitals available, or have any other insurance-related query, call our advisors at 1800-4200-269!

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Simran Kaur Vij

Written By: Simran Kaur Vij

Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.