Choose Best Health Insurance in Noida

Noida is known for its fabulous tech and corporate settlement and managing expenses of any kind there, is a real challenge. The reason? Medical care and hospitalization are expensive in such metropolitan regions.

So, how can you save yourself from losing all that money on getting treatment for health issues? It’s simple. Buying a suitable health insurance plan in Noida will protect you from any health and wealth emergencies.

But how will it benefit you? How can you choose the best health insurance policy? All these questions are answered in this article, read further to know more.

Best Health Insurance Plans to Buy in Noida

Multiple health insurance companies offer the best health insurance policies in Noida, and here are some of the best health insurance plans in Noida that you can rely upon:

Niva Bupa Aspire Plan

This plan is designed for youngsters and allows the policyholder to go overseas for treatments.

Unique Features

Exclusive maternity benefits
Adoption is included
Borderless facilities

Niva Bupa Aspire Plan (Pros)

Overseas treatment coverage
Booster benefit
Covers organ donor transplant
Second medical opinion
Teleconsultation

Niva Bupa Aspire Plan (Cons)

No suicide cover
No war injury cover
Baby food & utility charges excluded
Laundry charges excluded
No certificate charges

Niva Bupa Aspire Plan (Other Benefits)

4 unique variants of the plan
Cash-bag benefit
WellConsult OPD Wallet
Cashless claim settlement
AYUSH Treatment

Niva Bupa Aspire Plan (Eligibility Criteria)

Entry age - 18 years
Max entry age - No AgeLimit
SI - INR 3L to 1 Cr
Waiting Period - 30 days

Niva Bupa Health ReAssure 2.0 Plan

Niva Bupa Reassure 2.0 provides insurance holders with a high sum insured through their platinum, titanium, and bronze variants along with a multitude of other features.

Unique Features

Booster+ Benefit
Lock premiums at entry age
Health check-ups from day 1

Health ReAssure 2.0 Plan (Pros)

Personal accidents covered
Acute Care
Emergency Ambulance
Three Plan variants
Home Care Treatments

Health ReAssure 2.0 Plan (Cons)

No OPD Cover
No Maternity Cover
No Sleep Disorder Covered
Pre-Existing Diseases after 3 yrs.
Alcoholism not covered

Health ReAssure 2.0 Plan (Other Benefits)

Air Ambulance
Modern Treatments
Second Opinion
Booster Benefit
Shared Accommodation Benefit

Health ReAssure 2.0 Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - No Age Limit
SI - 5 L to 1 Cr
Waiting Period - 30 Days

ManipalCigna ProHealth Prime

A comprehensive health insurance plan with SI up to INR 1 Crore and 3 plan variants and features like a wellness program, unlimited tele consultations, and more.

Unique Features

3 Plan Variants
Up to 200% Cumulative Bonus
Critical Illness Cover

ManipalCigna ProHealth Prime (Pros)

Annual Health Check-up
Domestic Second Opinion
Switch Off Benefit
Premium Waiver Benefit
OPD Expense Covered

ManipalCigna ProHealth Prime (Cons)

Optional Deductibles
10% Co-Payment
PED 2-year waiting period
Long Waiting Period
Long Mental Illness Cover

ManipalCigna ProHealth Prime (Other Benefits)

Domiciliary Hospitalization
Air Ambulance Cover
Cumulative Bonus Booster
CI Add on Cover
SI Restoration

ProHealth Prime (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - No Limit
SI - 3 L to 1 Cr
Waiting Period - 30 Days

Activ Health Platinum Premier

The plan offers comprehensive coverage with health return benefits, COVID-19 coverage, a chronic management program, and more.

Unique Benefits

Dental Cover
Health Returns
Affordable Premiums

Activ Health Platinum Premier (Pros)

Post-Hospitalization Physiotherapy
Health Coach Benefit
One Premium Waiver
Health Assessment
Chronic Management Program

Activ Health Platinum Premier (Cons)

Illness due to intoxicants
Change Of Gender Treatment
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Health Platinum Premier (Other Benefits)

Road Ambulance Cover
No Claim Bonus
Critical Illness Cover
Domiciliary Hospitalization
Super Reload of SI

Activ Health Platinum Premier (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 10 L to 2 Cr
Waiting Period - 30 Days

Care Advantage

Enjoy the advantage of 1 crore cover and multiple benefits at lower monthly premiums with this affordable individual & family floater plan.

Unique Benefits

No bonus claim up to 50%
Automatic SI recharge
Organ donor cover

Care Advantage (Pros)

Automatic Recharge
High SI
50% No Claim Bonus
Ambulance Cover
Optional Cover Available

Care Advantage (Cons)

20% Co-pay
Obesity Treatment Unavailable
Hazardous Activity Not Covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Care Advantage (Other Benefits)

5 L Air Ambulance Cover
Reduction in PED Waiting period
Co-pay Waiver
Annual Health Check-up
Room rent modification

Care Advantage (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - Lifelong
SI - 25 L to 6 Cr
Waiting Period - 30 Days

Star Health Assure Insurance Policy

A new-age plan with loaded benefits covering hospitalization expenses arising due to illness or accident.

Unique Features

Premium Payment Flexibility
Wellness Program
Short Waiting Period

Assure Insurance Policy (Pros)

Second Medical Opinion
Health Check-up Covered
100% Cumulative Bonus
Compassionate Travel
AYUSH Treatment

Assure Insurance Policy (Cons)

10% Co-pay applicable
Deductibles
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law

Assure Insurance Policy (Other Benefits)

In Utero Fetal Surgery
Pain Management
Rehabilitation Cover
Organ Donor Cover
Modern Treatment Cover

Assure Insurance Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 75 Years
SI - 5 L - 2 Cr
Waiting Period - 30 Days

Star Family Health Optima Policy

The plan is ideal for the families who want to get covered under single sum insured.

Unique Features

Automatic Restroration of SI
Instant Recharge UPTO 30% of SI
New born baby cover from 16th day

Family Health Optima Policy (Pros)

No Pre-Policy Check-up
Lifelong Renewability
High SI available
COVID-19 cover
OPD covered

Family Health Optima Policy (Cons)

PED cover not available
Obesity Treatment Unavailable
Hazardous Activities
HIV/AIDS not covered
Cosmetic Surgery unavailable

Family Health Optima Policy (Other Benefits)

Long term discounts
Premium Payment flexibility
Health Check-up Cover
Domiciliary Hospitalization
Modern Treatment Cover

Family Health Optima Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 25 L
Waiting Period - 30 Days

HDFC ERGO Optima Secure Policy

Get 4X coverage* without any extra cost under this comprehensive health plan for individuals and families.

Unique Features

No room rent capping
100% SI restoration
E-opinion for 51 illnesses

Optima Secure Policy (Pros)

Secure Benefit
Plus Benefit
Automatic Restore Benefit
No room capping
Covid - 19 Cover

Optima Secure Policy (Cons)

Adventure Sports Injuries
Injuries Out of War
Death due to breach of law
Congenital Diseases
Alcoholism

Optima Secure Policy (Other Benefits)

Day Care Treatments
Road Ambulance Cover
Air Ambulance Cover
E-opinion
Organ Donor Cover

Optima Secure Policy (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - No Age Limit
SI - 5 L to 2 Cr
Waiting Period - 30 Days

Bajaj Allianz Health Infinity

A competitive plan with affordable premiums for your family, a perfect product to take care of medical expenses for you and your family in case of an unfortunate event.

Unique Features

Avail daycare procedures
Road ambulance coverage
Prosthetic cost covered

Bajaj Allianz Health Infinity (Pros)

In-patient hospitalization cover
Pre & post hospitalization
Spouse Cover
Global Coverage
Preventive health check-up

Bajaj Allianz Health Infinity (Cons)

No Sleep Apnea Coverage
No Dental Treatment
No Alcoholism Cover
Type2 Diabetes not covered
No Obesity/Weight Cover

Bajaj Allianz Health Infinity (Other Benefits)

Per Day Room Rent Benefit
Co-Pay Benefit
Tax Benefits
Cataract Cover
Alzheimer Cover

Bajaj Allianz Health Infinity (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - No Limit
Waiting Period - 30 Days

What are the Benefits of Buying Health Insurance in Noida

Read below to know about the benefits a health insurance policy in Noida can deliver to you and your loved ones:

Covers hospitalization expenses
Health insurance covers all kinds of medical expenses like hospitalization charges, ambulance service, nursing and consultation charges, health check-ups, and much more.
Cashless treatment options
Health insurance companies have a wide network of hospitals that offer cashless treatment facilities where you need not pay anything upfront.
Helps track your health
If you have a health insurance policy in Noida, it can help you track your health condition. Regular or annual health check-ups can work wonders to know about any health issues coming your way.
Safeguards from health complications
You and your loved ones will stay safe as the health insurance will cover any emergency related to healthcare assistance like domiciliary treatment, OPD, critical illness, and so on.
Tax benefits
All the premiums that you’ve paid against your health insurance policy are subject to tax exemption benefits under Section 80D of the Income Tax Act, 1961.

Ask These Questions to Yourself While Buying Health Insurance in Noida

How much coverage do I need for myself or my family?
Does the plan cover PEDs?
Will I be getting preventive/annual health check-ups?
Do I have flexibility and freedom of portability with this plan?
What are the exclusions and coverage benefits I’ll get with the policy?

Bottom Remarks

Are you currently residing in Noida, Uttar Pradesh? If yes, then you must be aware of the fact that everybody who’s living there needs an appropriate and broad coverage health insurance policy.

So when are you planning to buy your health insurance in Noida? If you need any help with the same, give us a call at 1800 4200 269 to get your queries resolved.

Health Insurance in Noida: FAQ's

1. Who can buy health insurance in Noida?

Anybody eligible for health insurance can buy a health policy in Noida. Given that, the minimum entry age of the policy buyer should be 18 years.

2. Which is the best health insurance plan in Noida?

Several health insurance plans include Niva Bupa Aspire, ManipalCigna ProHealth Prime, Star Comprehensive, Care Plus, and so on.

3. Can I buy health insurance in Noida if I already have a pre-existing disease?

Health plans like Aditya Birla Activ Health Platinum Essential, Star Diabetes Safe, etc cover PEDs.

4. How should I buy a health policy in Noida?

Before buying health insurance in Noida check the claim settlement record of the insurer, assess your insurance needs and choose further the amount of sum insured, etc. To get further guidance, reach out to our customer care at PolicyX.com.