Health Insurance in West Bengal
  • Explore Health Insurance In West Bengal
  • Top Health Insurance Plans
  • Benefits
Health Insurance in West Bengal
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Cultural Landscape Of West Bengal

One of the most culturally prosperous states of India, West Bengal is home to notable personalities like Subhash Chandra Bose, Rabindranath Tagore, Somnath Hore, and more. Contributing to fields of literature, art, and sculpture, as well as reforming independent India - the state has left its mark on the country's citizens.

Along with being a cultural hub for the country, the state has advanced healthcare infrastructure and facilities to cater to the needs of its citizens. Let us look at health insurance in West Bengal.

Health Insurance In West Bengal

The state government of West Bengal offers multiple health insurance schemes:

  • West Bengal Health Scheme was launched in the year 2008 for state government employees and pensioners
  • Mamata Scheme was launched in the year 2011 for pregnant women from economically weaker families
  • Swasthya Sathi Scheme was launched in the year 2016 for residents of West Bengal providing coverage against critical illnesses

Health Insurance Plans In West Bengal

Now that we have looked at the government health insurance schemes, let us turn towards private health insurance players offering health plans to the residents of West Bengal. Below, we have curated a list of some of the most trusted health insurance companies in India and their health plan offerings alongside some vital details.

Health Insurance Plan Sum Insured Available Premium Quotes
Niva Bupa Aspire Upto INR 1 Crore Starting from INR 719 Per month

ManipalCigna ProHealth Prime Advantage Upto INR 1 Crore Starting from INR 909 Per month

Star Health Assure Upto INR 2 Crore Starting from INR 960 Per month

Care Supreme Upto INR 15 Lakh Starting from INR 929 Per month

ICICI Lombard Health AdvantEdge Upto INR 3 Crore Starting from INR 865 Per month

TATA AIG Medicare Upto INR 1 Crore Starting from INR 661 Per month

Benefits Of Purchasing Health Insurance In West Bengal

Not only rich in cultural heritage, the state of West Bengal has a wide network of government and private healthcare facilities. The multiple benefits of purchasing health insurance in West Bengal are:

  • Comprehensive Coverage

    Avail of comprehensive health insurance plans that provide 360-degree coverage for hospitalization expenses, OPD expenses, diagnostics, and more.
  • Avail of Network Hospitals

    Affordable and accessible health insurance is no challenge in a state like West Bengal when investing in the right health insurance plan for you and your family.
  • Treatment for Critical Illnesses

    Quick and efficient treatments for major illnesses like cancer and heart attacks can be immediately available with the right health insurance. With multispeciality hospitals in big cities like Kolkata, Asansol, Barrackpore, etc., the state's citizens are well equipped against critical illnesses.
  • Affordable Premiums

    Analyze and connect with our health insurance experts to find the most affordable plans for yourself and your family.

Wrapping It Up

West Bengal is not only known for its Durga Pujo and Roshogolla but also serves as a well-developed medical center in the country with world-class hospitals offering efficient medical care services. If you are someone who is looking for the ideal health insurance plans in West Bengal, find your perfect fit with PolicyX.

Health Insurance in West Bengal: FAQ's

1. Are personal accident health plans available in West Bengal?

Yes, personal accident health plans are available for citizens of West Bengal along with individual and family health insurance. To find your perfect fit connect with health insurance experts at PolicyX.

2. How much sum insured do I need to live a comfortable life in a metropolitan like Kolkata?

It is advised by health insurance experts to have a minimum coverage of INR 10 Lakhs regardless of the city you are residing in.

3. What are the factors to consider before purchasing health insurance in Kolkata?

The various factors to consider are:

  • Sum insured
  • Pre-existing disease coverage
  • Network Hospitals
  • Claim Settlement of an insurer

Health Insurance Companies

What Our Customers Have to Say

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Achintya Sharma

Ranchi

May 10, 2024

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Jamshedpur

May 10, 2024

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Vishakapatnam

May 10, 2024

The ManipalCigna LIfestyle Protection Critical Care Policy has coverage for up to 30 critical illnesses with a sum insured of up to 25 Crores. If you’re searching for a policy like this, ...

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Delhi

May 10, 2024

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Kolkata

May 10, 2024

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Nagpur

May 10, 2024

For anyone who’s looking for a comprehensive health insurance policy, I would recommend buying the ManipalCigna ProHealth Prime insurance plan as it provides maximum coverage.

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Neelam Sharma

Bengaluru

May 10, 2024

Star health has been my health insurer for more than 2 years and I am happy. Thanks to PolicyX for suggesting me Star Health

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Jalandhar

May 10, 2024

My wife fell ill and was diagnosed with jaundice, due to which she had to be hospitalised for a week. But Star’s Family Health Optima Insurance Plan helped me pay the bill and PolicyX mad...