HDFC Life Click 2 Protect Ultimate is a Non-Participating, Non-Linked, Individua ...Read More
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Divya Singh is an associate writer at PolicyX.com with over 1 year of experience in creating diverse forms of content. She specializes in breaking down complex terms and life insurance topics into clear, practical insights for readers. Her approach combines thorough research with a simple, engaging style, ensuring that customers can understand policies without confusion.
Apeksha has trained young minds about the benefits of health & term insurance throughout her 8+ years career. She designs, develops, and delivers impactful training programs for agents/brokers, and internal teams. Her expertise lies in insurance product knowledge, sales strategies, regulatory compliance, and customer service.
Updated on Apr 14, 2026 3 min read
HDFC Life Click 2 Protect Ultimate is a Non-Participating, Non-Linked, Individual, Savings Life Insurance Plan/ Pure Risk Premium Plan. It provides life cover with a terminal illness benefit, and refunds premiums if you survive till maturity. The plan provides 100% claim assurance, flexible death benefit payout, and policy servicing features like revival, paid-up value, and clear legal provisions under the Insurance Act, 1938.
HDFC Life Click 2 Protect Ultimate offers you a range of benefits including:
18 to 85 years
85 years
5 to 82 years
INR 1,00,00,000 to INR 3,00,00,000
no
Monthly, Half-yearly, Quarterly, and Annually.
Let's understand how the HDFC Life Click 2 Protect Ultimate with a simple premium illustration.
Rohan, 32 years old, wants strong financial protection for his family. He chooses a ₹1 crore cover for 30 years with return of premium option.
He reviews multiple term insurance options and selects HDFC Life Click 2 Protect Ultimate for its strong protection and return of premium benefit.
Let us see a brief illustration of HDFC Life Click 2 Protect Ultimate.
| Age | Policy Term | Premium payment Term | Sum Assured | Premium (Monthly) | Return of Premium |
| 32 years | 30 years | 30 years | Rs 1 crore | ₹2,200 – ₹3,000 | ₹8.5 – ₹10.5 lakh |
Key Takeaways: On survival, Rohan receive around ₹9 lakh, which is the total premium paid over the policy term.
Here are the benefits associated with the HDFC Life Click 2 Protect Ultimate
You can add the following riders to your Tata AIA Maha Raksha Supreme Select plan:
Covers major health risks like critical illness and hospitalization, giving you extra financial support during medical emergencies.
Enhances your base policy with additional life cover against risks like death, disability, or critical illness.
Rewards healthy lifestyle habits while boosting protection benefits through discounts and wellness-linked incentives.
Here is the list of exclusions associated with the plan:
HDFC Life Click 2 Protect Ultimate is perfectly suitable for those who want a high life cover with clear terms. It provides the choice to get the premium back and structured benefits in case of terminal illness or death. For personalized guidance, contact PolicyX.com to choose the plan that suits your needs. We offer No Spam, No Gimmicks, and Only Expert Insurance Advice.
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