Are you covered in the case of Dengue?
  • Why is coverage important?
  • Factors to consider
  • How to make informed choices?
Are you covered in the case of Dengue?
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Is Dengue Covered in Health Insurance?

In today’s rapidly changing world, safeguarding ourselves has become an essential aspect. If we look forward to health risks, there are a number of medical conditions that can drain your income to null. This is why it is crucial to have a comprehensive health insurance policy that covers a wide range of potential illnesses. In this article, we are discussing one of such potential illnesses which is dengue fever.

Growing concern about Dengue

Dengue fever is a mosquito-borne viral infection that can take a life. With complications ranging from high fever to severe joint pain, it can lead to hospitalization and substantial medical expenses.

Does Health Insurance Cover Dengue?

In the range of comprehensive health coverage, a common question arises; “Does my health insurance policy cover dengue fever?” The answer to this question depends on the insurer or the policy insurance company. As the demand for this comprehensive policy increases, many insurers now offer policies that include coverage for the treatment of dengue fever.

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Dengue Coverage Under Health Insurance Policies

Somewhere in the world dengue fever has become quite common. Therefore, recognizing the urgent need for protection against dengue-related treatment and medical expenses, many health insurance providers have introduced policies that address the concern specifically.

These policies usually cover various aspects of dengue treatment finances. Including hospitalization costs, diagnostic tests, doctor’s fees, and even post-recovery expenses. So, before investing in health insurance, it is essential to review the terms and conditions carefully to understand the extent of the coverage.

Factors to Consider While Evaluation

When evaluating a health insurance policy for dengue coverage, consider the following key factors:

  • Inclusion in existing policy Some of the insurance providers offer dengue coverage as an add-on to their existing health insurance policies. With this, you can enhance your coverage without changing your insurance plan.
  • Waiting Period It is important to be aware of the waiting period associated with dengue fever coverage. Some policies may ask you to wait for a specific period before you can claim benefits related to the treatment. This understanding will help you to plan effectively in case of any emergency.
  • Claim process Understand the claim process for dengue-related expenses. Make sure that you are aware of the required documents and steps involved in making a claim. This knowledge can speed up the process and reduce any unnecessary stress during an already challenging time.
  • Network Hospitals and Clinics Check if your insurer has tie-ups with specific hospitals or clinics known for their expertise in dengue treatment. This can streamline your medical care and ensure that you receive the best possible treatment.

What are the Factors to Consider While Buying Health Insurance?

Once a wise man said, knowledge is power when we talk about health insurance. So, before finalizing a health insurance policy, take the following steps to make an informed decision.

  • Read the Fine Print You should thoroughly read the policy documents, terms, and conditions. Give your attention to the section on dengue coverage to understand its scope and limitations.
  • Seek expert advice Though the world of health insurance seems overwhelming, do not hesitate to seek advice from an expert. They can help you in getting clarity on complex terms so that you can choose the policy that aligns with your needs.
  • Compare Various Policies Different insurance providers offer different coverage options for dengue. So, take your time to compare policies from multiple insurers to choose the right one for you.


As the threat of dengue fever increases, having a health insurance policy that covers this illness is a necessary step towards protecting your health and financial well-being. By understanding your health insurance policy, you can save yourself from landing in the pit of a shortage of money. So, whether you are already a policyholder or going to purchase a new policy, remember that dengue coverage is not just a feature, it is a lifeline in times of need.

Are you covered in the case of Dengue?: FAQs

1. Which disease comes under health insurance?

Diseases like cancer, cardiovascular diseases, diabetes, cataracts, high blood pressure, cosmetic surgery, genetic disorders, and much more are covered under health insurance.

2. Which diseases are not covered by health insurance?

Diseases related to overconsumption of alcohol, pre-existing illness, infertility, and much more are not covered under health insurance.

3. Is fever covered in health insurance?

Yes, viral fever is mostly covered in all health insurance plans in India.

4. Is dengue covered in accident insurance?

Dengue is covered under personal accident plans.

5. Is dengue an emergency case?

A very severe dengue is a medical emergency which requires immediate medical care at a clinic or hospital.

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Sahil Singh Kathait

Written By: Sahil Singh Kathait

Sahil is a passionate content writer with over two years of expertise in the insurance domain. He uses his knowledge in the field to create engaging content that the customer can relate to and understand. His passion lies in simplifying insurance terminology, ensuring a hassle-free understanding for potential policyholders. With his outstanding collaborative efforts with people, he understands different perspectives and keeps readers' viewpoints at the forefront of his content writing approach.