Health Insurance in Delhi
  • Health Plans in Delhi
  • Wide Network Hospitals
  • Benefits of Buying the Best
Health Insurance in Delhi
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Compare Different Health Plans in Delhi!

Stuck in Delhi traffic, feeling a familiar rumble in your stomach? What if that delicious butter chicken from Chandni Chowk leads to a more serious health concern? The last thing you want to worry about is hospital and hospital bills. Fortunately, health insurance in Delhi can be your shield against such unforeseen situations.

What are the Benefits of Buying a Health Insurance in Delhi?

  • Financial Security

    Delhi’s medical costs and AQI are rising day by day. This can drain your savings rapidly. But health insurance can be your finance saver, covering all the medical treatment costs.
  • Cashless Treatment

    Health insurance plans offer cashless hospitalisation in many hospitals in Delhi. Meaning, you don’t have to worry about upfront payments.
  • Pre and Post-hospitalisation

    A comprehensive health insurance plan goes beyond hospitalisation coverage. It will give coverage for pre and post-hospitalisation as well for a certain period.
  • Quality Care

    Some health insurance plans offer coverage for specific hospitals or doctors. Such as a cancer specialist plan, which gives coverage for cancer treatment and related expenses.

Things to Consider While Buying a Health Insurance Policy in Delhi

  • Understand if you need an individual plan, a family floater or a senior citizen.
  • Check the exclusions of your plan.
  • Check the hospital room rent capping.
  • Understand the claim settlement ratio of this company.
  • If you are a woman, then a maternity plan is also important. Look for good options.

Bottom Line

If you are from Delhi, you must be aware of its ever-rising pollution. It can be very harmful and can cause long-term health problems, doctors are predicting a major rise in breathing problems and respiratory illness in the coming years! Treating these health conditions can be a daunting experience. Health insurance can at least safeguard you against draining all your hard-earned money. To check the plans you can visit PolicyX.com.

Best Health Insurance Plans in Delhi

Considering the facts, here are some of the best plans to consider in delhi:

Individual and Family Health Insurance

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...

Unique Features

  • Global Cover
  • SI Upto 3 Cr
  • Air Ambulance Cover

AdvantEdge Plan (Pros)

AdvantEdge Plan
  • Restoration Benefit
  • Cumulative Bonus
  • Health Rewards
  • Domestic Air Ambulance

AdvantEdge Plan (Cons)

AdvantEdge Plan
  • OPD Cover
  • Second medical opinion
  • Modern treatment
  • IVF treatment cover

AdvantEdge Plan (Other Benefits)

AdvantEdge Plan
  • New Born Cover
  • Vaccine Cover
  • Maternity Cover
  • PED Cover
  • Personal Accident Cover

AdvantEdge Plan (Eligibility Criteria)

AdvantEdge Plan
  • Entry Age: 18 - 65 years
  • SI: 5 L to 3 Cr
  • Initial waiting period: 30 days

Senior Citizen Health Insurance

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...

Unique Features

  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Pros)

Niva Bupa Senior First Plan
  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Cons)

Niva Bupa Senior First Plan
  • ICU charges not covered
  • OPD coverage not available
  • Second medical opinion not available

Niva Bupa Senior First Plan (Other Benefits)

Niva Bupa Senior First Plan
  • No sub-limits are applicable for common health conditions
  • Waive off co-payment on applying deductibles
  • No mandatory pre-issuance medical tests

Niva Bupa Senior First Plan (Eligibility Criteria)

Niva Bupa Senior First Plan
  • Min. Entry Age - 61 Years
  • Max. Entry Age - 75 Years
  • SI - 5 - 25 L
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...

Unique Features

  • Unlimited E-consultations
  • Automatic Restoration
  • Wellness Benefits

Care Supreme Plan (Pros)

Care Supreme Plan
  • Modern treatments
  • Renewal discounts
  • Unlimited e-consultation

Care Supreme Plan (Cons)

Care Supreme Plan
  • Illegal activities
  • alcohol abuse
  • obesity treatments

Care Supreme Plan (Other Benefits)

Care Supreme Plan
  • Ambulance cover
  • Doctor on chat
  • Maternity care

Care Supreme Plan (Eligibility Criteria)

Care Supreme Plan
  • Min entry age: 18 Years
  • Max entry age: No age limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...

Unique Features

  • Get coverage for the whole family
  • Additional SI for Road Traffic Accident
  • Coverage for Compassionate Travel

Star Family Health Optima (Pros)

Star Family Health Optima
  • No Pre-Policy Check-up
  • Lifelong Renewability
  • High SI available
  • COVID-19 cover
  • OPD covered

Star Family Health Optima (Cons)

Star Family Health Optima
  • PED cover not available
  • Obesity Treatment Unavailable
  • Hazardous Activities
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Family Health Optima (Other Benefits)

Star Family Health Optima
  • Long term discounts
  • Premium Payment flexibility
  • Health Check-up Cover
  • Domiciliary Hospitalization
  • Modern Treatment Cover

Star Family Health Optima (Eligibility Criteria)

Star Family Health Optima
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expenses. T...

Unique Features

  • Vaccination Covered
  • AYUSH Covered
  • Quick Claim Process

Tata AIG Medicare Plan (Pros)

Tata AIG Medicare Plan
  • Global coverage
  • 540+ day care treatments
  • Qualified nurse
  • Room rent
  • Organ donor

Tata AIG Medicare Plan (Cons)

Tata AIG Medicare Plan
  • Injury due to suicide attempt
  • Death due to drugs
  • STDs
  • Injuries due to breach of law

Tata AIG Medicare Plan (Other Benefits)

Tata AIG Medicare Plan
  • AYUSH benefit
  • Health checkup
  • Bariatric surgery cover
  • Vaccination cover

Tata AIG Medicare Plan (Eligibility Criteria)

Tata AIG Medicare Plan
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 3 L- 20 L
  • Waiting period- 30 days

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Health Insurance in Delhi: FAQs

1. What are some of the top health insurance plans available in Delhi?

Some top plans in Delhi are Niva Bupa Aspire, Niva Bupa Reassure 2.0, Care Supreme plan, Star Assure Health Plan, and ManipalCigna ProHealth Prime plan.

2. What is a network hospital and why is it important in Delhi?

Network hospital is the type of healthcare facility that has a tie-up with your insurance company. In the network hospitals of Delhi, you can avail cashless treatment.

3. How much does health insurance cost in Delhi?

The average cost of health insurance in Delhi is Rs 500 to Rs 2000. However, it depends on several factors including age, medical history, type of plan, sum insured and location.

4. Where can I compare and buy health insurance plans in Delhi?

You can visit PolicyX to check the plans and compare them online.

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More Queries?

To know about the best health insurance plans in Delhi, network hospitals available, or have any other insurance-related query, call our advisors at 1800-4200-269!

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Simran saxena

Written By: Simran Saxena

An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.