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Karnataka is known as the birthplace of Ayurveda and is home to magnificent Hampi ruins. This state of India boasts a rich history that is deeply connected to well-being.
There are several well-established Ayurvedic institutions, hospitals, colleges, and wellness centers in Karnataka. But in this era, whenever we face any medical emergency, we go for a modern approach first. Unlike the ancient physicians who treated with herbs and holistic practices, modern medicines work extremely fast. However, advanced treatments often come with a hefty price tag. That is when health insurance steps in, acting as your knight in shining armor against the financial woes of illness in Karnataka.
If you are in Karnataka, you can find there are two types of health insurance plans.
Let us have a look to understand in detail.
The Government of Karnataka has launched two health insurance schemes to protect the people of the state.
a. Arogya Karnataka Scheme- This scheme offers coverage for hospitalisation, surgery, and other medical treatments up to an annual limit of Rs 1.5 Lakh per family.
b. Yeshasvini Health Scheme- This scheme is specifically for the members of the cooperative societies in Karnataka. It offers a complete coverage.
1. Hospitalisation
2. Surgery
3. Any medical treatment
4. Treatment of pre-existing conditions
5. Room rent charges
6. Pre and post hospitalisation
7. Critical illnesses
8. Ambulance services
9. Maternity benefits
10. Daycare procedures
When you are in Karnataka, you need to keep a few things in mind before buying a health insurance plan:
Karnataka’s rich heritage may have been built on ancient healing practices, but modern medical care presents a different challenge. By choosing the right health insurance plan, you can gain peace of mind knowing that you and your family members are protected.
To know more about health insurance plans in Karnataka, you can reach out to PolicyX.
Considering the facts, here are some of the best plans to consider in karnataka:
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If you have a pre-existing medical condition, a plan covering pre-existing conditions offers financial security in case you need treatment for that condition after a waiting period.
Sub-limits are the caps on the amount the insurance company will cover for specific expenses like room rent or pre and post-hospitalisation costs.
You need to submit ID proof, address proof, income proof, and health declaration form.
You can call PolicyX to make a claim. Or you can visit the respective company page to fill out the form and make the claim.
To know about the best health insurance plans in Karnataka, network hospitals available, or have any other insurance-related query, call our advisors at 1800-4200-269!
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An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.
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February 5, 2023
Asia/Kolkata
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