Best Health Insurance in Rajasthan
Rajasthan is not only known for its intricately designed forts, palaces, and historical monuments but it's also known for the scrumptious varieties of regional food that gives drooling awe to its visitors.
But, but, but! Is it done for Rajasthan? Not really. The people who have been living in Rajasthan for a long time now have to face a lot of challenges like other cities too. As per the reports:
- More than 60% of children residing in Rajasthan are prone to be anaemic.
- Currently, 20% and above of women out of the whole population are suffering from obesity.
- There are high chance of getting more diabetic people in the upcoming 3 years.
We care for your good health and strive to provide you with the best healthcare services in Rajasthan. Here is everything that you need to know about health insurance in Rajasthan, from its benefits to the best plans to choose. Read further to know more about it!
Which Health Insurance Should I Buy in Rajasthan?
Here are some of the best health insurance recommendations that we have for you to buy in Rajasthan:
This policy is designed to provide complete protection against all health care eventualities to you and your family.
Unique Features
- Health check-ups for claim-free years
- Hospital Cash Benefit
- 100% Automatic Restoration
A new-age plan with loaded benefits covering hospitalization expenses arising due to illness or accident.
Unique Features
- Premium Payment Flexibility
- Wellness Program
- Short Waiting Period
Assure Insurance Policy (Pros)
- Second Medical Opinion
- Health Check-up Covered
- 100% Cumulative Bonus
- Compassionate Travel
- AYUSH Treatment
Assure Insurance Policy (Cons)
- 10% Co-pay applicable
- Deductibles
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
- Injuries due to breach of law
Assure Insurance Policy (Other Benefits)
- In Utero Fetal Surgery
- Pain Management
- Rehabilitation Cover
- Organ Donor Cover
- Modern Treatment Cover
Assure Insurance Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 75 Years
- SI - 5 L - 2 Cr
- Waiting Period - 30 Days
This plan is designed for youngsters and allows the policyholder to go overseas for treatments.
Unique Features
- Exclusive maternity benefits
- Adoption is included
- Borderless facilities
Niva Bupa Aspire Plan (Pros)
- Overseas treatment coverage
- Booster benefit
- Covers organ donor transplant
- Second medical opinion
- Teleconsultation
Niva Bupa Aspire Plan (Cons)
- No suicide cover
- No war injury cover
- Baby food & utility charges excluded
- Laundry charges excluded
- No certificate charges
Niva Bupa Aspire Plan (Other Benefits)
- 4 unique variants of the plan
- Cash-bag benefit
- WellConsult OPD Wallet
- Cashless claim settlement
- AYUSH Treatment
Niva Bupa Aspire Plan (Eligibility Criteria)
- Entry age - 18 years
- Max entry age - No AgeLimit
- SI - INR 3L to 1 Cr
- Waiting Period - 30 days
Niva Bupa Reassure 2.0 provides insurance holders with a high sum insured through their platinum, titanium, and bronze variants along with a multitude of other features.
Unique Features
- Booster+ Benefit
- Lock premiums at entry age
- Health check-ups from day 1
Health ReAssure 2.0 Plan (Pros)
- Personal accidents covered
- Acute Care
- Emergency Ambulance
- Three Plan variants
- Home Care Treatments
Health ReAssure 2.0 Plan (Cons)
- No OPD Cover
- No Maternity Cover
- No Sleep Disorder Covered
- Pre-Existing Diseases after 3 yrs.
- Alcoholism not covered
Health ReAssure 2.0 Plan (Other Benefits)
- Air Ambulance
- Modern Treatments
- Second Opinion
- Booster Benefit
- Shared Accommodation Benefit
Health ReAssure 2.0 Plan (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 5 L to 1 Cr
- Waiting Period - 30 Days
Enjoy the advantage of 1 crore cover and multiple benefits at lower monthly premiums with this affordable individual & family floater plan.
Unique Benefits
- No bonus claim up to 50%
- Automatic SI recharge
- Organ donor cover
- Automatic Recharge
- High SI
- 50% No Claim Bonus
- Ambulance Cover
- Optional Cover Available
- 20% Co-pay
- Obesity Treatment Unavailable
- Hazardous Activity Not Covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Care Advantage (Other Benefits)
- 5 L Air Ambulance Cover
- Reduction in PED Waiting period
- Co-pay Waiver
- Annual Health Check-up
- Room rent modification
Care Advantage (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - Lifelong
- SI - 25 L to 6 Cr
- Waiting Period - 30 Days
A unique healthcare plan offering extensive coverage to individuals and families under a single plan with affordable premiums.
Unique Features
- Unlimited E-consultations
- Unlimited Automatic Restoration
- Avail Up to 30% Discounts
- Day Care Treatments
- No Sub-Limits
- Emergency Ambulance
- No-Claim Bonus
- Organ Donor Cover
- Change of Gender Treatments
- Obesity Treatment Unavailable
- Hazardous Activity Not Covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Care Supreme Plan (Other Benefits)
- Unlimited Recharge
- 30% Renewal Discount
- Unlimited E - Consultation
- Wellness Benefits
- Nutrition and Fitness Coaching
Care Supreme Plan (Eligibility Criteria)
- Entry Age - 90 Days
- Max Entry Age - No age limit
- SI - 5 L to 15 L
- Waiting Period - 30 Days
A comprehensive Plan with 5 different variants suitable for individuals and young couples, offering a sum insured up to 1 Crore.
Unique Features
- Avail Family Discount
- Worldwide Emergency Protection
- Avail Healthy Lifestyle Benefits
Manipal Cigna Pro Health (Pros)
- 5 Plan Variants
- SI Up to 1 Crore
- Hospital Cash Benefits
- Up to 200% Cumulative Bonus
- Avail Health Check-Up
Manipal Cigna Pro Health (Cons)
- Optional Co-Pay
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
Manipal Cigna Pro Health (Other Benefits)
- 8500+ Cashless Hospitals
- Tax Benefits
- Inflation Protection
- Medical Check Up Cover
- Health Reward Points
Manipal Cigna Pro Health (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - No limit
- SI - 2.5 L to 1 Cr
- Waiting Period - 30 Days
Plan with comprehensive coverage up to INR 3 crores with benefits like OPD cover, global cover, women's care, and continuity benefits.
Unique Features
- Avail Global OPD
- Cancer treatment
- High SI
Manipalcigna Lifetime (Pros)
- No room rent limit
- Avail Loyalty discount
- Global OPD
- International Second Opinion
- 27 CI Covered
Manipalcigna Lifetime (Cons)
- Hazardous Activities not covered
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
Manipalcigna Lifetime (Other Benefits)
- Travel Expenses Benefit
- Global Second Opinion
- Critical Illness Cover
- Women+ Cover
- Air Ambulance Cover
Manipalcigna Lifetime (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - 65 Years
- SI - 1 L to 3 Cr
- Waiting Period - 30 Days
Activ Health Platinum Enhanced
A unique Plan with features such as a chronic management program, modern treatments, covid-19, and more.
Unique Benefits
- High SI
- Affordable Premiums
- Wellness Benefits
Activ Health Platinum Enhanced (Pros)
- Earn 100% Health Return
- Cover for Dental Consultations
- Modern Treatment Cover
- Wellness Coach
- Mental Illness Cover
Activ Health Platinum Enhanced (Cons)
- Illness due to intoxicants
- Change Of Gender Treatment
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Activ Health Platinum Enhanced (Other Benefits)
- Chronic Management Program
- Premium Waiver Benefit
- Reload of SI
- Road Ambulance Cover
- Second e-opinion
Activ Health Platinum Enhanced (Eligibility Criteria)
- Entry Age - Years
- Max Entry Age - Years
- SI - 1 L to 1 Cr
- Waiting Period - 30 Days
Get 4X coverage* without any extra cost under this comprehensive health plan for individuals and families.
Unique Features
- No room rent capping
- 100% SI restoration
- E-opinion for 51 illnesses
Optima Secure Policy (Pros)
- Secure Benefit
- Plus Benefit
- Automatic Restore Benefit
- No room capping
- Covid - 19 Cover
Optima Secure Policy (Cons)
- Adventure Sports Injuries
- Injuries Out of War
- Death due to breach of law
- Congenital Diseases
- Alcoholism
Optima Secure Policy (Other Benefits)
- Day Care Treatments
- Road Ambulance Cover
- Air Ambulance Cover
- E-opinion
- Organ Donor Cover
Optima Secure Policy (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - No Age Limit
- SI - 5 L to 2 Cr
- Waiting Period - 30 Days
A comprehensive plan for you and your family covering
Unique Features
- Swine Flu Treatment Covered
- Pre Existing Disease Covered
- Cumulative Bonus upto 50 %
- No health check-ups
- Domestic Air Ambulance
- 24x7 Customer Support
- Newborn baby and vaccine cover
- Health rewards
- No Non-allopathic Treatments
- Unproven treatment not covered
- HIV/AIDS treatments not covered
- 3-Year Waiting Period
- Obesity treatment not covered
Health AdvantEdge (Other Benefits)
- Bariatric surgery cover
- Maternity Expenses Covered
- Orthopaedic Expenses Covered
- Chemotherapy Covered
- Eye Surgery Covered
Health AdvantEdge (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age -65 Years
- SI - 2 L to 5 L
- Waiting Period -30 Days
Buy a cover of up to 2 crores to secure you and your loved ones against 20 major critical illnesses with the Niva Bupa CritiCare plan.
Unique Features
- Daily hospital cash
- Accident care available
- Lifelong renewability
NivaBupa CritiCare (Pros)
- 20 critical illnesses Covered
- Long-term tenure savings
- Different pay-out options
- Tax benefits
- Direct claim settlement
NivaBupa CritiCare (Cons)
- Accident Death
- No Total Disability Cover
- AIDS Not Covered
- Child Education Benefit
- Funeral Expenses
NivaBupa CritiCare (Other Benefits)
- Flexibility Plan Options
- Surgeon's Fee Covered
- Renewal for life
- Diagnostic Procedures/Therapies
- Prosthetic Implants Covered
NivaBupa CritiCare (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 3 Cr
- Waiting Period - 30 Days
The plan covers a wide range of in-patient coverage on an individual/family floater basis. Worldwide OPD cover is available.
Unique Features
- Maternity coverage
- Newborn expenses coverage
- Global healthcare coverage
Manipal Cigna Prime Advantage (Pros)
- In-patient hospitalisation
- Daycare treatment
- Domiciliary hospitalisation
- Sum insured restoration
- Organ donor expense coverage
Manipal Cigna Prime Advantage (Cons)
- COVID-19 care not covered
- Adventure sport injuries not covered
- Cosmetic treatment is not covered
- Sub-limits not applicable
Manipal Cigna Prime Advantage (Other Benefits)
- Individual, multi-individual & family plan
- Trusted insurance provider
- Unlimited benefits up to SI
- Cashless claim settlement
- AYUSH treatment cover
Manipal Cigna Prime Advantage (Eligibility Criteria)
- Child Entry age - 91 days - 25 Years
- Adult Entry Age- 18 Years- No Limit
- SI - INR 5 Lakhs - 1 Crore
- Waiting Period - 30 days
Is there a Government Scheme for Health Insurance in Rajasthan?
Government schemes that help to secure the health interests of the citizens of Rajasthan are specially designed to benefit them in multiple ways. It not only helps them rely on these schemes for an emergency, but it also helps them get a sense of security in life. Mukhyamantri Chiranjeevi Yojana Rajasthan is a government scheme that's up for maintaining the health of underprivileged Rajasthanis, especially those who can't afford expensive treatments.
Benefits of Health Insurance in Rajasthan
Rajasthan is no different when it comes to staying healthy, so buying a health insurance policy can help you cope with the medical or financial strain in future. Read here the benefits of having health insurance in Rajasthan:
| What to expect? | How can it help you? |
| Critical illness coverage | Health plans such as Niva Bupa CritiCare cover critical illness treatment, so you can be assured of your well-being |
| Preventive health check-ups | With regular health check-up benefits, you can stay fit and keep track of your overall health |
| Trusted insurers & networking hospitals | Since Rajasthan is a cultural and most adorned city, multiple health insurance companies have a wide network of hospitals, that will help you get cashless facilitation |
| Standard medical support | From ambulance service, doctor's consultation, hospitalization for treatment, or an emergency - all are covered by health insurance plans like Niva Bupa Aspire, ManipalCigna ProHealth, and Care Comprehensive |
To Sum It Up
The prominent cultures, traditional lifestyle, the mouthwatering food, and the treasures of nature's backdrop are all parts of Rajasthan. But do you know, these things can't keep you healthy for a lifetime if you don't secure it with health insurance??
Click on 'Get A Quote' to buy the best health insurance in Rajasthan or call our customer care executives at 1800 4200 269.
